Patricia Ann Young's (patriciayoung) Blog

According to the Bureau of Labor Statistics, the largest job -- retail sales -- employs 4.21 million people, or 3.2 percent of the total American work force. This is the job that is America's most popular: 1. Retail salespeople: Perhaps a testament to consumerism, retail sales people rank No. 1 i...

Distressed properties are now part of the mainstream real estate market transactions. According to the National Association of Realtors 32% of all homes sold since the beginning of 2010 have either been a short sale or a foreclosure. So if you are a buyer in this market there are deals out there-...

Highest Price Home Sold since May 1st 2010: $195,000   Highest Priced home currently for sale: $198,700   Average Priced Home Currently for Sale: $181,429   Lowest Priced Home Currently for Sale: $159,900 3 bedrooms, 2 baths, 1542 sq. ft. Listed 10/18/2010   Number of homes Currently for sale in ...

Is there value in owning a home? The recently released 2010 National Association of REALTORS® Profile of Home Buyers and Sellers brings us some promising results. Today homeowners are living in their homes longer, and after several years of price declines, are seeing rises in home equity gains. H...

USDA rural home loans are back! Only Certain areas qualify! Income guidelines! No Down Payment and best of all there is no MI! No down payment or out of pocket costs! Update most lenders are now requiring a credit score of 640 as opposed to 620! There are still great products for buyers out there!!

If you have been thinking of purchasing a new home, NOW is the time!  15 year fixed rates are BELOW 3.5%!  If you purchased a home 5 years ago and were thinking of moving up now is the best time to invest in a property.  If you had a $200,000 loan amount on a 30 year fixed rate at 6% your P&I wo...

Did you know as a consumer you are intitaled to one free credit report every year. However let's be clear this credit report simply reports your credit history it does not give you a credit score for that there is a fee. With so many parts of our lives dependant on our credit score it is a great ...

By Elizabeth Weintraub, About.com Guide .    The first step in any process that involves applying for credit is to obtain a copy of your credit report. Some states have passed legislation giving consumers the right to receive free credit reports. They are Colorado, Georgia, Maine, Maryland, Massa...