Tips For Last Minute Showings Of Your Bradley Beach Home - 09/27/10 09:36 PM
For Sunday's open house, your Bradley Beach home was in "show-ready" condition. With curb appeal at its finest, clutter nowhere to be seen, windows and appliances sparkling, and the aroma of freshly baked cookies wafting in the air, you were certain that potential buyers couldn't help but be positively impressed.
However, now it's midweek, and the house has fallen back into its "lived in" state. Clutter abounds, dishes are in the sink, laundry has piled up, and toys have proliferated overnight. What a time for your realtor to call to tell you that she wants to show your Bradley Beach home … (0 comments)

Refinancing The Mortgage On Your Jersey Shore Home - 09/20/10 08:44 PM
Why would you refinance your Jersey Shore home mortgage at this time?  For many reasons.  Refinancing now can allow you to:
1. Lock in a lower interest rate
2. Reduce your monthly mortgage payment
3. Extend (or reduce) your repayment time
4. Help you pay off high interest debts
5. Free up money for investments, home repairs, or making your home more energy efficient
Since interest rates hover around all-time lows, anyone carrying a higher rate interest loan or an ARM will benefit from refinancing; just a .5 or 1 point drop in rate constitutes worthwhile savings. Even if the ARM on … (0 comments)

Avoiding Mortgage Modification and Foreclosure Scams On Your Jersey Shore Home - 09/13/10 11:43 AM
At a time when house foreclosures are on the rise, beleaguered and vulnerable property owners who are at risk of losing their Jersey Shore homes are increasingly the targets of unscrupulous con-artists offering fast and false solutions.
These individuals/companies contact their unsuspecting prey in person or by mail, phone, or email. They advertise their services in all forms of media and far too often appear legitimate. They promise foreclosure prevention/rescue programs and sometimes seem to have government connections. At-risk owners of a Jersey Shore home must beware of the following scams as set forth by the Office of the Comptroller of the … (0 comments)

Choosing a Mortgage When You Purchase Jersey Shore Real Estate? - 09/07/10 06:06 PM
Choosing between a 15-year mortgage and a 30-year mortgage can be a difficult decision, one which will have a major financial impact on your life. On the one hand, the 30-year mortgage will have lower monthly payments, but you will pay a higher rate of interest. On the other hand, a 15-year mortgage requires higher monthly payments (at a lower interest rate), but your Jersey Shore real estate will be paid off in half the time.
In order to decide which of the two is better for you, you need to carefully analyze your life situation in the following areas:
1. … (0 comments)