Easements And Your Bradley Beach NJ Home Sale - 05/31/11 10:19 PM
If you are considering buying or selling a Bradley Beach NJ home, you need to be aware of the possible impact an easement could have on the property's value or on a buyer's impression of the property. An easement is a encumbrance on the title of the property and indicates that a third party has been granted the right to use a defined area of the parcel for a general or specific purpose.        
There are many types of easement, both as a permanent arrangement and a limited-time agreement, and the most common ones are the:
Right-of-way
Allows a person(s) to travel across … (1 comments)

Tips For Buying A Foreclosed Bradley Beach NJ Home - 05/23/11 09:17 PM
Because of the ever-growing number of foreclosed homes, more and more buyers are considering purchasing one of them, either for a principal residence or an investment. However, in spite of rumors to the contrary, finding foreclosed homes at "bargain" prices and making a killing by selling them immediately is not a common occurrence, and purchasing any foreclosed Bradley Beach NJ home requires a great deal of research, preparation, patience, and perseverance.
RESEARCH:
1. The very first thing you need to do is to become familiar with your state's foreclosure laws. These statutes will dictate what you can and can't do … (0 comments)

Protecting Your Jersey Shore Real Estate – Homeowners Insurance Part II - 05/17/11 06:52 PM
Part I of this article dealt with the cost of homeowners insurance and covered such areas as deductibles, discounts, and deals. Part II focuses on coverage, both basic and extended and services you should expect from an insurance company.
COVERAGE:
Rebuilding: A common mistake made by owners of Jersey Shore real estate is to confuse a house's market value with its replacement cost. Your insurance should cover the cost of rebuilding your home, and the value of the land should not be included in calculating that figure. To determine the replacement cost, most insurance companies use software that considers your home's … (0 comments)

Protecting Your Jersey Shore Real Estate – Homeowners Insurance - 05/09/11 08:33 PM
Congratulations! After a long search, you have finally found "the" home, your offer has been accepted, and you've signed innumerable documents. Now what? Before you begin to actually move, you need to find a homeowners insurance policy that protects your large investment and meets all the needs of your Jersey Shore real estate. At this point a wise purchaser will make another investment-one of time-to find the right policy in terms of cost, coverage, and service.
COST:
 The amount of your insurance should cover the cost of replacing or rebuilding your Jersey Shore real estate holding. That amount is not the same … (0 comments)

Getting a Mortgage For Your Bradley Beach NJ Real Estate - 05/03/11 09:54 PM
Although the housing market has been unpredictable in recent months, the existence of a seller's market and the availability of low interest rates are providing incentives for potential buyers. Obtaining a mortgage, especially one which is attractive to you, is not as easy as it was a few years ago. As a result of the extreme increase in the number of foreclosures, banks have raised their lending standards for all borrowers, and there is little reason to believe that these stringent requirements will lessen anytime soon. This tight credit situation affects would-be buyers of Bradley Beach NJ real estate in numerous ways, … (0 comments)