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south florida: Foreclosure crisis and the $50 billion - 02/15/09 09:19 AM
No doubt the passing of the stimulus bill is good news for the suffering economy.
But living in South East Floria and seeing every single day the number of people on their way to or already in foreclosure, $50 billion just seems like a tiny amount to remedy the single biggest reason why the economy has not stabilized.
I want to be hopeful, but the numbers just do not add up. Your thoughts?
Help lots of people and have a great day!!!
 
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south florida: Are your clients signing unsecured notes in order for their short sales to close? - 01/26/09 09:18 PM
As the number of short sale listings rise rapidly, the second mortgage holders are getting more and more brutal everyday.
The seconds are requiring 10% of the loan amount at closing and asking for a lump sum or an unsecured note for the difference (between the 10% they get a closing and the full loan amount) with monthly payments in order to release the secured note on the home and the sale to go through.
If the seller had either, they would be able to make their mortgage payments, not to mention that if thousands of dollars were laying around, the … (6 comments)

south florida: How my business has thrived in the 7th most distressed market in the country- Fort Lauderdale, Florida - 01/08/09 10:09 PM
I am writing  in response to the numerous inquires I receive from fellow Realtors who have seen my business grow in a declining market, asking for me to share my experience in being a Certified Distressed Property Expert and how also asking me how to become certified .
Some Realtors who have contacted do not have any short sale experience and want to get started in this wide open field, filled with business opportunities and the incredible opportunity to help families in distress. Some are already doing short sales and have some experience, which was my my situation before taking … (0 comments)

south florida: GMAC-- TWO THUMBS UP! - 12/09/08 02:27 PM
Navigating through the short sales sea can be a challenging adventure... to say the least...
Most of the time there is MUCH more to complain then to compliment but today, I received a very pleasant surprise.
I submitted a complete short sale package to GMAC (the first mortgage) on 11/20/2008, followed up the next day to make sure the fax was received-it was. I called back to follow up 10 days later, Dec 1st to make sure of the sure that everything was ok, and I was told that the file was complete and I should expect an answer between six … (4 comments)

south florida: New Listing- 2 Bedroom - 1 1/2 Bath Condo in Desirable Fontainebleau! (Miami, FL) - 12/08/08 03:36 PM
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south florida: The 2 Story Condo you have been looking for! - 12/03/08 01:36 PM

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south florida: Bad REO agents-hand over your listings! =/ - 12/02/08 08:16 PM
My three showings today, in Pembroke Pines and Miramar - Florida, were specially strange.... one home had an enormous whole in the roof, one home with severe electrical damage (electrical wires were visible in many places and an electrical box was busted open and damaged) and the last home did not have central A/C (VERY VERY VERY important fact to know in South Florida).
It is definitely a challenge to work in a market where the REO (bank owned properties) agents don't much care about their listings.
I understand homes can have many issues and damage but I believe the listing … (1 comments)

south florida: Unbelievable! - 09/04/08 09:29 PM
I do not think I can find a better word to describe what I have just experienced.
A good client of mine calls me in much distress and asks to come see me which of course I agreed.
My client (let's call her Mary) has relocated to another State about a year ago but her mom (let's call her Sally) still lives in Miami so Mary was in town for the long holiday when she was notified by Sally (who is 74) that she had arranged for her daughter to be in the meeting where she would apply for a reverse … (23 comments)

 
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Patty Da Silva, CDPE BROKER- REALTOR® Davie, Cooper City, Plantation, Weston.

Davie, FL

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BROKER of Green Realty Properties® - 954-667-7253

Address: 12401 Orange Drive, Davie, FL, 33330

Office Phone: 954667SALE

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