Bank Owned ~ REO ~  This home has alot of potential!

Patty Luther & Cameron Jewett | Rock-n-Roll Realty | 208-743-9772 41092 Waha Glen Rd, Lewiston, ID   13 wonderful acres surrounds this log home. Great Place to call home!   1BR/2BA Single Family House   offered at $174,900 Year Built 1984 Sq Footage 1,775 Bedrooms 1 Bathrooms 2 full, 0 partial Floors 2 Parking 4+ Covered spaces Lot Size 13 acres HOA/Maint $0 per month DESCRIPTION This Bank Owneed Property is PRICED to sell! Unique Open Loft 'A'~ frame style log Cabin~home, has beautiful white quartz fireplace formed like State of Idaho, has gas log insert. 18x38 inground pool, 14x38 detached log cabin w/ 3/4 bath. Many nice outbuildings. 30 x 40 detached shop. 3% closing cost assistance for the buyer that is an owner occupant! Buyers must be pre-approved to make an offer... Interest rates are at a ALL time low... why not BUY now!   see additional photos below PROPERTY FEATURES Fireplace High/Vaulted ceiling Walk-in closet Family room Living room Bonus/Rec room Dishwasher Laundry area - inside Balcony, Deck, or Patio Yard Swimming pool   COMMUNITY FEATURES Garage parking       OTHER SPECIAL FEATURES 13 wonderful acres surrounds this log home! Can see three states from the top of this property! Inground pool fun for the summer! Bank Owned ~ REO 30 x 40 detached shop has beautiful white quartz fireplace formed like State of Idaho Guest House w/ 3/4 bath. very private setting! Only 18 miles from WalMart!   ADDITIONAL PHOTOS Seller contact info: Patty Luther & Cameron Jewett Rock-n-Roll Realty toyouisell@gmail.com 208-743-9772 For sale by agent/broker Equal Opportunity Housing Posted: Jan 25, 2009, 9:21pm PST

Current Period 01-01-08 through 12-31-2008  these are just residential SOLDS  in the LC Valley
total SOLD:   720     total volume   126,698,706  average price $175,970
One Year Ago     SOLD: 976      153,569,078     $157,345
Increase/(Decrease)   (256)  -26%  volume(26,870,372) -17%  $18,625     12%

Interest Rates are at a all time low .... Paying rent on property owned by others is not an attractive proposal.  Even if you, as a new home owners understand that you may not realize high equity gains for some years, owning a home offers a quality of life that we Americans desire.  We are an independent society and having control of our home drives many of us home buyers.  Let's talk about owning a home!

It is hard to get out and do the Open Houses ... especially when it Rains... and today is a Rainy Sunday!  But those Open Houses genertate business and make us new friends, buyers & sellers both!

We are having just a double Open Today...  

good houses and good prices and good interest rates... we are gonna get an offer! 

open 11:00 am to 1:00 pm  http://pullman.craigslist.org/reb/985614358.html 

open 2:00 to 3:30  http://pullman.craigslist.org/rts/981729429.html

Well, here it is 2009 - I have been selling Real Estate for 22 years this coming July.  As all of 'old Timers' know ... things have really changed!         I have been brainstorming to figure how to generate the income; 2 of my good listings would be expiring 11:59 pm 12-31-08 ... I wasn't able to convince the sellers to let me continue to try to get their homes sold ... Both would be keeping the homes if at all possible ... one had decided to rent the home out, the Husband has been living in Southern IDAHO the past Year & 1/2 working and they decided to just rent it so the wife could join him down there ... so I most likely will get to put that back on the market in the future ... and the other seller hoping to particiapte in the Bailout Plan ... I had already lost another of my listing the 28th of October, with the sellers calling me up to see if they could just withdraw their home from the market, before it expired ... as they had been called by their Mortgage holder and offered assistance with the 'Lenders Bailout Plan'  The owner telling me, the economy had been rough, (no KIDDING!?)  they were only 1 payment in arrears but their lender called them and offered them quite a deal...they would be restructuring the loan to the fair market value, reducing the interest rate at a fixed rate and then washing away the EXTRA owed if the debt was higher than the value ... wow ... that sounds like a sweet deal.

of course I released them from the listing ... I had only had it on the market approx 6 months ~  Listing Date 5/28/2008 Expiration Date 12/31/2008 Off Market Date 10/28/2008 Days On Market 153. the Original Price was $275,000 (they had an appraisal from just the year before for that amount)  to the final Asking Price $249,000 ... my sellers were MOTIVATED, really they were  ... We ( my business partner & me!) had only spent 4 of our Sunday Afternoons in their home having Open houses.  Advertised the home many times, over & over! We had only advertised it EVERY MONTH in the Local Monthly Homefinder... in fact it would be in the November issue, the 6th month ... but this is OK ... I will just steer those buyers to another Great house similar to theirs should I get any calls on that AD that was already printed ... we would receive our 300 copies November 1st! we had a great Virtual tour of the home also, a professional one! (our cost $125.00)  We had showed the home many, many, times ... as it was a great looking , up-kept home ...  I thought it was priced pretty darn good with all that it had to offer ... but we could not find a buyer... so most of us Realtors know the rest of the story!  ... but as the Broker/Owner, the one that pays all of the bills... we really understand. 

I was contacted last week - Date Ordered: 12/24/2008, by a company I do BPO's for ... they needed an Opinion of Value on this home ... I thought hmmmm, I accepted the order & I did it ... I read through all of the criteria of the order and it was not mentioned as to disqualifing me from doing this BPO because I  had it listed before ... and I certainly would be honest and unbiased ... so I did the BPO ... Obviously another Realtor in the area had done a BPO on the property before I was hired to do one.  When you have done enough of these BPOs you know the system ... and when I chose from the drop down menu the location of the property, I entered the Urban selection ... it had a pop-up that said 'the last record they had of the subject, the Realtor described the property as Rural, did I want to explain my choice?' my comment: 'this is a nice older home, I am familiar with it from being on the market, I have shown is several times. It is certainly not Rural. It is located walking distance to downtown' ... well by the time I had completed the Broker Price Opinion ... I can assure you I was not too far off on the final listing price we had on the home ... on the BPO I came in with As-Is Value of $234,000 ~ list price of $239,000.  My final comments on the BPO were:   the subject is an older home, will always need upkeep and repair. It has a lot of yesteryear charm. Home is lived in with a busy family of 5 with 4 big dogs, whom were lucky dogs and got to sleep upstairs in the master bedroom area with owners. The home is well cared for. But the reason for lack of sale at the time of listing would be just slightly overpriced at time of withdrawal from the market, and extremely overpriced at the beginning of the listing.  Home had an odor, smelled of dogs, not necessary a urine smell, it had a musky smell, lived in. this is a nice older home, I am familiar with it from being on the market, I have shown is several times.

So wow ... why didn't it sell while I had it listed ... It certainly was not from lack of advertising, marketing, showing, brochures, signage, trying!  ... Blame it on the Economy!?  The BPO order sat in my Agent Menu Portal for about 3 days ... they must of read the guidelines also ... wondering if I was really allowed to do this BPO, since I had had it listed at one time ... with it finally getting accepted ... So I will atleast get back $65.00 for the BPO to help pay for my efforts when I had it listed!

So I will be interested in seeing how much these sellers are going to be helped with the Bailout Assistance ... I suppose they could get a better interest rate - Weekly Mortgage Rates ~ Freddie Mac National Averages 30 Yr Fixed 5.14%  15 Yr Fixed 4.91% ...   but can the value be that far off?  I know that the sellers still had room to negotiate when we had it listed at $249,000 ... so it is not like they owed $275,000 that the appraisal came in at a few years earlier.  I will give them a call next week and see how things are going on the Bailout Assisitance!

and I am wondering if I should let my house payment fall 30 days late ...  

Gees everything we see, Liability, lawsuits, disclaimers ... another CYA form ... Twitter~Liability

http://activerain.com/action/blogs_admin/reblogging_new/847124http://activerain.com/blogsview/847124/Twitter-Liability-Proceed-with-CAUTION

Aren't we all a little tired of all of the LIABILITY?  I thank God everyday ... He is on my side! 

My Dad always taught me that most law suits are a Legal License to Steal and I don't have an attorney as a Brother ... and ... mistakes happen...we are only Human...lets be Humane... and

   with a Capital C   

Yes...it is a YouTube Video...enjoy
...makes you want to DanCe!  LOL! Great message!  http://www.youtube.com/watch?v=IAckfn8yiAQ

Cost of Living Comparison:
Clarkston, Washington - Encinitas, California

Change cities

Encinitas is 136% more expensive than Clarkston.

Housing is the biggest factor in the cost of living difference.

Housing is 522% more expensive in Encinitas.

A salary of $125,000 in Clarkston, Washington should increase to $295,102 in Encinitas, California

Clarkston U.S. Avg. Encinitas

Cost of Living Indexes	Clarkston	Encinitas
Overall	86	203
Food	101	113
Housing	58	363
Utilities	82	126
Transportation	104	112
Health	116	131
Miscellaneous	104	105

100=national average

» Compare these cities in over 100 categories

  it is True!  there is No Place like Home!

 information from

Lewiston ID  Clarkston WA 3rd Quarter year comparison report....

Date Range=07/01/2008-09/30/2008 as compared to 07/01/2007-09/30-2007

I have been so Excited ever since I read this the other day in the Local Newspaper....If you're a Beatlemaniac, then you're going to love this: Paul McCartney intends to release an experimental track the group recorded but was never played for the public.
The 14 minute song, called Carnival of Light, was recorded by The Beatles in 1967.
During the session McCartney suggested that the other band members "just wander round all of the stuff and bang it, shout, play it. It doesn't need to make sense."
"I like it because it's The Beatles free," he told the BBC.
McCartney added, "The time has come for it to get its moment."
However, before releasing it he'll still have to get the OK from Ringo Starr and the widows of John Lennon and George Harrison.  WOW ... 41 years ago... It seems like  ... Yesterday!

Wikipedia descibes:  Carnival of Light" is an unreleased experimental piece by The Beatles. It was recorded on January 5, 1967, after the vocal overdubbing sessions for "Penny Lane". The track was created for The Million Volt Light and Sound Rave, an event held at the Roundhouse Theatre on January 28 and February 4, 1967. Some reports indicate that it is around fourteen minutes long.[1] and Paul McCartney has said it was around fifteen minutes. In The Complete Beatles Chronicle it's listed as lasting 13 minutes and 48 seconds.  http://en.wikipedia.org/wiki/Carnival_of_Light 

It will be FUN to see what this release from the 'Fab 4' will be like! There are so many of the Beatles songs that Just make you Happy... filled with good words, love and tears ... it is said ... The songwriting partnership of John Lennon and Paul McCartney, usually referred to as Lennon/McCartney, is one of the best-known and most successful musical collaborations of all time. In an agreement reached early in their partnership, the pair agreed to use the shared credit Lennon/McCartney on all songs written alone or in tandem for The Beatles. Their output constitutes the bulk of The Beatles' catalogue. Lennon, with his cynical edge and knack for introspection, and McCartney, with his storytelling optimism and gift for melody, complemented each other. Lennon and McCartney formed a critically acclaimed and commercially successful partnership writing songs for The Beatles and other artists.  http://en.wikipedia.org/wiki/Lennon/McCartney

It will be FUN to see and Hear what the Carnival of Light will brighten!

We are getting ready for the the Holiday Season in the Lewis-Clark Valley!

Winter Spirit Christmas Lighting  @  Locomotive Park  2101 Main-Lewiston
where the Steam Engine 92, and Camas Prairie RR Caboose all come to LIFE!
Thanksgiving weekend .... Music, entertainment & Great Family FUN!

for any questions ... call  208-748-3000   photos from http://www.winterspirit.com/

Winter Spirit, Inc
PO Box 1813 · Lewiston, ID 83501
(208) 791-7017

The volunteers of Winter Spirit, Inc., ignite the spirit of the community during the winter holiday season with lighted sites located throughout the Valley.

Performers at Lewiston's Locomotive Park, courtesy of Winter Spirit. Photos below by Larry Kopczynski, whom has been a steadfast supporter of the Winter Spirit since it's beginning.

 So Bring your Family to the Lewis-Clark Valley for a Night of FUN & Hot Chocolate!

   ~Keep the Spirit~