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bergen county nj real estate: Bergen County NJ Real Estate Sales Statistics - September 2008 - 11/07/08 07:39 AM
Pending home sales activity surged as buyers took advantage of low home prices and affordable interest rates, according to the National Association of Realtors®.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in August, jumped 7.4 percent to 93.4 from an upwardly revised reading of 87.0 in … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: New Jersey Real Estate Podcast - 10/28/08 03:31 PM
The New Jersey Real Estate Podcast
October 2008:
This month's edition covers Bergen County NJ real estate market activity and then we will talk about how with every change, there are hidden opportunities for both buyers and sellers.
Features special guest Terri Murphy of US Learning.
Program length: approximately 7 1/2 … (0 comments)

bergen county nj real estate: Bergen County NJ First Time Home Buyer Tax Credit - 10/27/08 08:15 AM
MoneyMattersNJ.com has  an excellent explanation of the tax credit for Bergen County NJ first time home buyers provided for in the recently enacted Housing and Economic Recovery Act of 2008. Here's what they have to say:
Must Be Repaid Over 15 Years
Available for a limited time only, the credit:
(1 comments)

bergen county nj real estate: Bergen County Real Estate: Second-Home Sellers Pay For Tax Credits - 08/08/08 04:07 AM
Second-home Sellers Pay For Tax Credits
You have probably heard, last week President signed into law the Housing Rescue and Foreclosure Prevention Act. This is the most comprehensive housing bill to be enacted in over a decade. The bill is designed to help more buyers of Bergen County NJ real estate … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Market Trends June 2008 - 08/05/08 01:58 PM
Modest near-term movement is expected in Bergen County NJ real estate sales, with a recovery in sales seen during the second half of the year, according to the latest forecast by the National Association of Realtors®.
Lawrence Yun, NAR chief economist, said some pullback after a sharp increase in the previous month was … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate: Short Sale Tips - 07/29/08 08:41 AM
In the current Bergen County NJ real estate market, there has been a lot of buzz around "short sales."  What is a short sale, exactly?  A short sale is when a lender agrees to accept a mortgage payoff amount less than what is owed in order to facilitate a sale of … (1 comments)

bergen county nj real estate: How To Sell Your Bergen County NJ Real Estate – In a Hurry! - 07/25/08 12:21 PM
If you have been trying to sell your Bergen County NJ real estate recently, you probably have realized that this is not the ideal time to try to sell a house.  With a struggling economy and negative media surrounding the housing market, homes are staying on the market for longer and … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: Home Sweet Condo? - 07/22/08 12:50 PM
One of the most fundamental questions when considering purchasing Bergen County NJ real estate is whether to purchase a single family home or a condo.  Although there are many factors to consider, the answer really lies in the buyer's preference and lifestyle.
A condo might be a good fit for those … (3 comments)

bergen county nj real estate: Bergen County NJ Real Estate: Is That Price Too Good To Be True? - 07/17/08 04:02 PM
If you are in the market for Bergen County NJ real estate, you probably have a good idea of the general range you can expect to spend on a home.  So you might be surprised when a great-looking home shows up on the MLS with what seems like a shockingly low … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Tip: What Is Universal Design? - 07/15/08 08:25 AM
You may have heard buzz around the term "universal design" in recent years, but do you know what it is or how it affects the Bergen County NJ real estate and construction markets?
According to Lowes.com, universal design is the creation of products and environments meant to be usable by all … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Market: Should You Rent Your Unsold Home? - 07/11/08 01:13 PM
With Bergen County NJ real estate sales slowing a bit for the summer, many sellers are left wondering if they may be better off renting their home out for the time being until market activity picks back up. If you have already purchased another home, this option is especially attractive as … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate: Market Trends May 2008 - 07/01/08 12:56 PM
Please check out my latest blog entry to find the May 2008 sales statistics for the Bergen County NJ real estate market.
To learn more about Bergen County NJ real estate, please contact me at 201-930-3070 or visit PaulaClarkRealtor.com. To begin searching for Bergen County homes, please use our complimentary MLS … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Sales May Rise Modestly Before Marked Increase in Late 2008 - 06/24/08 03:14 PM
Please read my latest blog post for an update on the current Bergen County NJ real estate market, as well as predictions for the future.
This is a great time to consider buying Bergen County NJ real estate.  To learn more about the current Bergen County NJ real estate market, please … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 242 Kociemba Sold - 06/23/08 11:47 AM
Paula Clark...DID it again!! SOLD Bergen County NJ real estate in quaint River Vale.
242 Kociemba Drive was on the market for only 21 days and sold for $795,000...99% of the list price.
This home is an exquisite colonial on a beautiful, quiet cul-de-sac of similar style homes. It had been … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Tip: Questions To Expect From Your Lender - 06/20/08 12:42 PM
If you're a first-time buyer of Bergen County NJ real estate, it can be intimidating entering the loan officer's office for the first time.  From the pile of paperwork to the seemingly endless list of questions, it can be hard to know what to expect!  Read my latest blog article for … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 442 River Road For Sale - 06/17/08 01:33 PM
Bergen County NJ Real Estate For Sale 442 River Road #442E , Nutley NJ 07110

Sparkling updated unit in Nutley NJ, with state of the art kitchen which features top of the line granite countertops, glass mosaic tile backsplash, and beautiful tile floor. All new appliances. Updated bath with beautiful vanity and … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 439 Jackson Terrace For Sale - 06/17/08 01:32 PM
Bergen County NJ Real Estate For Sale439 Jackson Terrace, Ridgewood NJ 07450

Traditional elegance at it's best! You'll love the charm of this gem. Dramatic entrance with great curb appeal. White picket fence in a Norman Rockwell setting. Custom and updated expanded Colonial with old world charm. Newly renovated and expanded … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 1266 Teaneck Road For Sale - 06/16/08 03:37 PM
Bergen County NJ Real Estate:1266 Teaneck Road 5A, Teaneck NJ 07666
Great starter condo in Teaneck NJ! Why rent when you can own? Low maintenance and low taxes. Hardwood flooring throughout. Larger unit than other 1 bedroom units in the building.
Close to all transportation and busses to the city are … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate For Sale: 180 Edgewater Road - 06/16/08 03:35 PM
Bergen County NJ Real Estate For Sale:180 Edgewater Road 1F, Cliffside Park NJ 07010 
This is a perfect showplace in Cliffside Park NJ! Two year young unit of high floor and faces south for maximum sun exposure. Granite Kitchen counters with maple cabinets and beautiful tile flooring. Gleaming hardwood floors and … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 479 High Street for Sale - 06/16/08 03:34 PM
Bergen County NJ Real Estate for Sale479 High Street, Norwood NJ 07648

A two family home in Norwood NJ that has been beautifully renovated. Magnificent curb appeal and set on a flat 1/2 acre property. Located on a quiet tree-lined street with ohter residentail homes. Kitchen offers granite counter tops, … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 135 Glen Road For Sale - 06/16/08 03:32 PM
Bergen County NJ Real Estate for Sale 135 Glen Road, Woodcliff Lake NJ 07677
Opportunity awaits! This home is just waiting for you to make it into the home you want it to be. Set back amidst beautiful specimens of landscaping that brings color to every season. Magnificent flat yard with so … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate For Sale: 430 Westwood Avenue - 06/16/08 03:30 PM
Bergen County NJ Real Estate For Sale: 430 Westwood Avenue, Westwood, NJ 07675 This home is truly a nature lover's paradise and has much to offer the history buff, as well. It is situated adjacent to the 3 acre designated bird sanctuary known as Pascack Brook Park, right near 5 Corners … (0 comments)

bergen county nj real estate: Buyers of Bergen County NJ Real Estate: Lock in Low Interest Rates NOW! - 06/13/08 08:45 AM
If you are considering taking advantage of the buyer's market and purchasing Bergen County Real Estate, or if you are thinking about refinancing your current home, NOW is the time to lock in a low interest rate!  Read more about why now is the time to shop for a great interest rate … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 376 Harrison Street For Sale - 06/12/08 11:08 AM
Bergen County NJ Real Estate For Sale: 376 Harrison Street, Paramus NJ 07652 MLS# 2820390 Expanded and updated home on one of the nicest treelined and pretty streets of Paramus. Very private...not a through street! Welcome your guests into the grand Entrance Hall (14x6) with tile flooring, leading to the formal … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 28 Greenwoods Road For Sale - 06/12/08 11:07 AM
Bergen County NJ Real Estate For Sale: 28 Greenwoods Road, Old Tappan NJ 07675 MLS# 2819393 Welcome to Greenwoods of Old Tappan! A sweeping curved driveway leads to this magnificent Georgian colonial, 5 bedroom home. Enjoy the spacious rooms and great traffic flow, perfect for entertaining and daily living alike! The … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate For Sale: 122 Ackerman Avenue - 06/11/08 09:11 AM
Bergen County NJ Real Estate For Sale 122 Ackerman Avenue, Emerson NJ 07630 Updated ranch in Emerson NJ on magnificent park-like property that is almost an acre, with Inground pool and oversized deck.There is a 2 car detached Garage and plenty of parking on the street, as well as your own … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate: 65 Howard Street For Sale - 06/11/08 09:09 AM
Bergen County NJ Real Estate for Sale 65 Howard Street, Dumont NJ 07628 Of all the homes on the market in Dumont NJ, this is one you should see! All brick cape with beautiful professional landscaping gives it the curb appeal you would be proud of. Nice entrance that leads to … (0 comments)

bergen county nj real estate: The Case For Staging Your Bergen County NJ Real Estate - 06/10/08 06:54 AM
Have you heard of "staging" real estate for sale?  It's a hot new trend that could help you sell your Bergen County NJ home faster - and get more money for it!  Read more about it in this blog article.
To learn more about making your Bergen County NJ real estate … (2 comments)

bergen county nj real estate: The Case For Staging Your Bergen County NJ Real Estate - 06/09/08 02:13 PM
In my latest blog post I discuss twelve advantages to staging your Bergen County NJ real estate.  If you are trying to sell a home in Bergen County NJ, you should definitely consider learning more about this hot new trend in real estate that may help you sell faster and make … (2 comments)

bergen county nj real estate: Good News For the Bergen NJ Real Estate Market! - 06/09/08 10:51 AM
Bergen County NJ real estate sales of existing homes slowed this spring, partly because restrictive lending practices hampered home buyers. At the same time, a greater number of areas are showing sales gains from a year ago and a recent reversal in mortgage policy means the Bergen County NJ real estate … (1 comments)

bergen county nj real estate: Fannie Mae Offers Lower Down Payments on Bergen County NJ Real Estate! - 06/03/08 08:49 AM
Have you heard about the recent changes made to down payment requirements on Fannie Mae loans?  Check out my latest blog article to learn how these changes may help you finally get into the home of your dreams!
Read the full article here, and please email me or call me at … (1 comments)

bergen county nj real estate: All About The New Jersey Home Sales Tax - 05/23/08 12:55 PM
Check out my latest blog article to learn all you need to know about the New Jersey municipal home sales tax.  There is also a link to write to your legislator if you oppose the tax!
To learn more about Bergen County NJ real estate, please visit PaulaClarkRealtor.com or call me … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Inspections - 05/20/08 07:45 PM
Are you a first-time homebuyer or a current Bergen County NJ real estate owner?  Either way, it is easy to feel lost in a maze of home inspections.  Check out my latest blog post to learn about the different types of inspections, and who needs them. 
To learn more about Bergen … (0 comments)

bergen county nj real estate: Building Wealth Through Bergen County NJ Real Estate - 05/16/08 10:07 AM
Please read my latest blog post to learn why investing in Bergen County NJ real estate is a great way to build wealth.
If you're ready to invest in your future, please call me at 201-930-3070 or visit PaulaClarkRealtor.com for more information about Bergen County NJ real estate.  You may also … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate – What Credit Crisis? - 05/13/08 09:17 AM
Check out my latest blog post for some insights regarding the so-called credit crisis sweeping the Bergen County NJ real estate market.  You'll be surprised what you find!
Please call me at 201-930-3070 or visit PaulaClarkRealtor.com if you would like more information about FHA loans, a referral to a reputable local … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Tip: Watch Out For Termites! - 05/09/08 09:01 AM
It's that time of year - termites are extra-active!  Check out this blog post that identifies types of termites and the damage they can cause to your Bergen County NJ home.
To learn more about Bergen County NJ real estate, please call me at 201-930-3070 or visit PaulaClarkRealtor.com.  You may also … (2 comments)

bergen county nj real estate: Bergen County NJ Real Estate Valuation – How Does It Compare? - 05/02/08 07:52 AM
Please read my latest blog post to learn a bout how Bergen County NJ real estate valuation compares nationally.  You will find that, despite national media reports, most of the real estate market today is fairly priced, making it an excellent time to buy or sell.
To learn more about Bergen County … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Podcast - 04/29/08 08:53 AM
Check out my latest blog post for a link to the Bergen County NJ Real Estate Podcast, where you will hear the latest market activity in the area as well as tips for presenting your home for sale.  Don't miss it!
To learn more about Bergen County NJ real estate, please call … (1 comments)

bergen county nj real estate: Cool Website Alert! Find Bergen County NJ Gas Prices - 04/25/08 09:25 AM
Feeling a little strapped for cash recently? Read my latest blog article to learn where you can go to find the lowest gas prices in Bergen County NJ.
For information about Bergen County NJ real estate, please call me at 201-930-3070 or visit PaulaClarkRealtor.com.  You may also request a complimentary market valuation … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Market Trends - 04/22/08 10:48 AM
Check out my latest blog entry for the latest Bergen County NJ real estate sales statistics and predictions!
Now is a GREAT time to be buying a home in Bergen County. To learn more about Bergen County real estate, please contact me at 201-930-3070 or visit PaulaClarkRealtor.com. To begin searching for Bergen … (0 comments)

bergen county nj real estate: What You Need To Know About Bergen County NJ Tax Rebates - 04/15/08 02:46 PM
Check out my latest blog post for the details of the forthcoming rebates from the US government.  This is information you can't afford to miss!
Why not put your 2007 tax rebate toward the purchase of a new home?  To learn more about Bergen County NJ real estate, please visit PaulaClarkRealtor.com or … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate 101: Your Credit Score - 04/08/08 09:07 AM
Please check out my latest blog post for a short and informative video about the importance of a good credit score, and tips on how to improve a less-than-perfect score.  Whether you are a first-time home buyer, or a seasoned real estate investor - this is information you can't afford to … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Forecast - 04/01/08 03:40 PM
My latest blog post covers the latest interest rate cuts from the Fed, as well as what the National Association of Realtors predicts it means for the 2008 real estate market.  Check it out today !
To get the latest market activity and statistics for Bergen County NJ real estate, please call … (2 comments)

bergen county nj real estate: Bergen County NJ Real Estate Market Trends-March 2008 - 03/27/08 05:26 PM
The volume of existing-home sales is expected to hold steady through late spring, with a gradual recovery during the second half of the year as the mortgage situation improves in high-cost areas, according to the latest forecast by the National Association of Realtors®. 
Lawrence Yun, NAR chief economist, said many buyers have … (0 comments)

bergen county nj real estate: Beware of Bergen County NJ Real Estate Scam! - 03/25/08 01:24 PM
My latest blog post features a video of a real estate foreclosure scam artist in Southern California.  It is a freightening look at the darker side of the increasing rate of foreclosures across America, and is a must-see.
Remember, if you may be facing foreclosure - or if you are interested in … (3 comments)

bergen county nj real estate: Bergen County NJ Real Estate Podcast - 03/19/08 03:55 PM
download podcast mp3 file | subscribe to podcast feed
If you would like to learn more about investing in Bergen County NJ real estate, please call me at 201-930-3070 or visit PaulaClarkRealtor.com.  You may also begin searching for homes here!
(0 comments)

bergen county nj real estate: Bergen County NJ Home Improvements Go Green - 03/11/08 08:39 AM
In my latest blog entry, you'll find tips to help keep your home improvements eco-friendly this spring.  There are some tips to help you save both energy and money that I hope you will find helpful.To learn more about owning a Bergen County NJ home or Bergen County NJ real estate, … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Update - 02/14/08 10:06 AM
In my latest blog post you will learn what the National Association of Realtors is predicting for the 2008 housing market - be sure to check it out!It is still a great time to consider buying or selling a home in Bergen County NJ.  To begin searching for Bergen County NJ real … (1 comments)

bergen county nj real estate: Preparing for 2008 Tax Season - 02/08/08 01:47 PM
Now that we are officially in tax season, I have written a blog post outlining steps to take to get all that paperwork organized.  Check it out - and try not to panic!
If 2008 is going to be the year for you to invest in a home of your own, please … (1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Podcast - 01/25/08 03:48 PM
My latest blog post includes a link to January's real estate podcast.  Tune in now! … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Predictions for 2008 - 01/17/08 11:17 AM
Please read my latest blog article to learn what the National Association of Realtors is predicting for the 2008 real estate market.  Here's a hint: the news is good!
To find out the latest trends in Bergen County NJ real estate, please call me at 201-930-3070 or visit PaulaClarkRealtor.com.  To begin searching … (0 comments)

bergen county nj real estate: 2008 Bergen County NJ Real Estate Resolutions - 01/10/08 02:01 PM
Please read my latest blog post to find some ideas for real estate resolutions that will really work for you in 2008!
For more information about Bergen County NJ real estate, please visit PaulaClarkRealtor.com or call me at 201-930-3070.  To begin searching for Bergen County NJ homes, please use my complimentary MLS … (0 comments)

bergen county nj real estate: January 2008 Cultural Events in Bergen County NJ - 01/03/08 01:49 PM
In my latest blog post, you'll find a link to the Bergen County NJ cultural calendar for January.  Why not get out of the cold and spend a few hours in the theater this winter?
To learn more about living here and Bergen County NJ real estate, please call me at 201-930-3070 … (0 comments)

bergen county nj real estate: Bergen County NJ Real Estate Blog - 12/27/07 04:02 PM
Please read my latest blog entry to find out what the National Association of Realtors is saying about the current real estate market.
Since the market changes month to month and neighborhood to area, please contact me at 201-930-3070 or visit PaulaClarkRealtor.com to get the latest information on Bergen County NJ real … (0 comments)

bergen county nj real estate: The Basics of 1031 Exchange - 12/20/07 10:13 AM
Many homeowners have heard of a "1031 Exchange," but few understand the basics of what an exchange actually entails.  Today I want to cover just a few of the basics of the process, as it can be an invaluable method of homeownership for investment buyers.
What is a 1031 Exchange?
Put simply, it … (1 comments)

bergen county nj real estate: Playing The Real Estate Game In A Down Market - 12/13/07 10:01 AM
Please read my latest blog post, "Playing The Real Estate Game In A Down Market," to learn what you can do to keep yourself afloat if you live in an area experiencing a downturn in the real estate market.  Whether you are buying or selling a home, there are strategies you can … (0 comments)

bergen county nj real estate: Holiday Décor Goes Green - 12/06/07 01:50 PM
"Going green" has been one of the biggest trends of 2007, with more and more homeowners seeking to make environmentally-friendly choices on everything from cleaning products to flooring.  So shy shouldn't our concern for the environment carry over to our holiday decorations this year?  If your home is in need of … (0 comments)

bergen county nj real estate: Interest Rate Update: Translating What The Fed Said - 11/29/07 02:55 PM
Recently we learned that the Fed had cut its federal funds rate once again to 4.5%.  What followed in the news was a flood of technical financial jargon, which just confuses many people rather than helping them understand how the change affects them.
Luckily for those who did not major in finance, … (1 comments)

bergen county nj real estate: Happy Thanksgiving, Bergen County! - 11/21/07 09:31 AM
May your Thanksgiving be blessed with the bounty of the season and the love of family and friends!
We'll be back next week with more of the latest Bergen County NJ real estate news and information!  In the meantime, please feel free to contact me at 201-930-3070 or visit PaulaClarkRealtor.com.
(-1 comments)

bergen county nj real estate: Bergen County NJ Real Estate Market Update - 11/15/07 01:29 PM
Temporary problems in the mortgage market are expected to free some pent-up demand, but disrupted existing-home sales and distorted prices on sales closed in September, according to the National Association of Realtors®.  Even so, prices continued to rise in some area.  Because of this and other factors, total existing home sales … (0 comments)

bergen county nj real estate: Adding More Light to Your Bergen County NJ Home - 11/08/07 01:30 PM
Winter is finally upon us, and it seems like it is dark out before most of us are even home from work.  During the winter months our homes can seem darker than usual, but there are ways to use natural light to brighten things up.  Money Magazine recently published a list … (0 comments)

bergen county nj real estate: The Many Myths About Homeownership - 11/01/07 09:24 AM
Many potential first-time homebuyers put off the purchase of their first home because they simply think they won't be able to qualify for a loan.  However, applying for a mortgage is very different than it was 10 or 20 years ago - thanks to all sorts of creative financing offers that … (1 comments)

bergen county nj real estate: Coldwell Banker's Business Smart Day - 10/29/07 01:37 PM
I was recently selected by the president of our company to be one of seven "star" agents to speak about our achieving success at Coldwell Banker's Business Smart Day, held at The Birchwood Manor in Whippany. Below are the Steps To Success that I shared with my fellow agents:· Approach this business as if you … (0 comments)

bergen county nj real estate: Home Fire Safety in Bergen County NJ - 10/25/07 10:08 AM
With this week's news coverage of the devastating fires in California, home fire safety is a most timely topic.  Although we may not be at great risk for wildfires here in New Jersey, an important part of responsible homeownership is being prepared to both prevent a fire in your home and … (0 comments)

bergen county nj real estate: Retiring in Bergen County NJ with a Mortgage - 10/18/07 02:07 PM
The dilemma is increasingly common: you want to retire - but you haven't yet retired your mortgage.According to the Federal Reserve, among households headed by someone age 65 to 74, over 32% had a mortgage on their primary residence in 2004, up from less than 19% in 1992.Going into retirement and … (0 comments)

bergen county nj real estate: Buyers Beware When Investing in Foreclosures in Bergen County NJ - 10/11/07 02:34 PM
Last week we discussed how to avoid getting caught in foreclosure.  This week I want to look at this hot topic again, but from a different angle.
While there are many homeowners who are struggling to meet their mortgage payments, there are just as many people who are eager to capitalize on … (1 comments)

 
Real Estate Agent: Paula Clark (Coldwell Banker)
Paula Clark
Hillsdale, NJ
More about me…
Coldwell Banker

Office Phone: (201) 930-8820 Ext.: 130
Cell Phone: (201) 280-0056
Email Me
Full time Realtor, available 24/7, Serving All of Bergen County New Jersey. Edgewater, Fort Lee, Paramus, Oradell, Norwood, Northvale, Harrington Park, Old Tappan, Closter, Alpine, Saddle River, Ho Ho Kus, Washington Township, Westwood, West New York, North Bergen


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