foreclosures: BEST LED LIGHT BULBS FOR YOUR HOME
- 04/14/17 04:45 AM
The Best LED Bulbs for Different Fixtures Don't assume the most expensive LED bulb is the best. Consumer Reports says these less expensive, LED options shined brightly compared to the competition: For lamps and ceiling fixtures: For 60-watt replacements, Wal-Mart's Great Value Soft White LED ($10) the least expensive of the new bulbs in Consumer Reports' preliminary tests gives off a warm yellow light similar to an incandescent bulb. They also liked Cree's 9.5-Watt (60W) Warm White ($13) and the Philips 11W 60W Soft White 424382 ($14). The fully-tested, top-rated Samsung 60-Watt Warm White LED ($30) provides a bright, warm … (4 comments)
The national delinquency rate halted its seven-year low, reversing course and started surging to the highest level in 10 months, Black Knight Financial Services’ November “First Look” mortgage report said.
Nevada recorded the nation's sixth highest home foreclosure rate in November and continued to see a spike in mortgage default notices compared to a year ago. The nation’s delinquency rate (anything 30 or more days delinquent, but not yet in foreclosure) jumped 12% from October, bringing it above 6% for the first time … (0 comments)
foreclosures: We're Still #1
- 05/15/14 11:22 PM
RealtyTrac released its U.S. Foreclosure Market Report for April 2014 today, and it found that Florida continues to lead the nation in foreclosures. While the state's foreclosure activity – a count of all homes in some phase of the foreclosure process – declined 9 percent year-to-year in April, the state still led the nation with a foreclosure rate nearly three times higher than the national average. Nationwide, foreclosure filings – default notices, scheduled auctions and bank repossessions – were reported on 115,830 properties in April, a 1 percent decrease from the previous month and 20 percent decline year-to-year. Overall, one in … (1 comments)
foreclosures: So, does this mean we heading for another housing bubble ?
- 07/22/13 09:32 PM
As of March 2013, nearly 3% of all first-lien loans secured by one-to-four-unit residential properties were 90-plus days delinquent, essentially unchanged from the June 2012. In contrast, the percentage of loans in foreclosure, which leveled off around 4% from 2011 through 2012, declined to 3.5% by early 2013, the report noted. A foreclosure in Florida begins when a lender files court action and records a notice of a pending lawsuit (Lis Pendens) against the borrower. The lender notifies the borrower and any other affected parties in person or in some cases by mail or publication.
foreclosures: The S.A.F.E. Act, Short Sales and the Agents role
- 11/04/10 12:10 AM
I have made a few posts on some social sites about this new federal law, the S.A.F.E. Act of 2008 that went into place Oct 1st 2010. And I've had some responses from other agents like "I have not heard this, it must be a Florida thing", "That's not for California", "That's only when you charge a fee". Etc. These agents are pulling at straws. Instead of researching the SAFE Act they quote other laws and think they are talking about the right one. First problem we have is that NAR should have sent out a mass email blast to … (0 comments)
foreclosures: If the Foreclosure crap wasn't enough, Now agents can't process Short Sales
- 10/11/10 10:58 PM
So now, as of Oct 1st, Real Estate agents, everywhere, can not negotiate Short Sales. If you do short sales you must have received an email this week, that went something like this. Based on the new S.A.F.E. Act (Safe Secure and Fair Enforcement for Mortgage Licensing Act of 2008) "anyone that directly or indirectly negotiates the terms of the mortgage must be licensed under the S.A.F.E. Act." No longer will the real estate professional be able to facilitate negotiations of a short sale or workout plan directly on behalf of the homeowner. No matter what excuse we … (9 comments)
foreclosures: And so it has begun !
- 10/05/10 01:45 AM
The proverbial "stuff" has hit the fan. On Friday it was all over the news channels and got bigger and bigger all weekend. By Monday Realtors and agents all over were upset that deals were falling apart by the numbers. Banks have stalled foreclosures pending review of the foreclosure proceedings. This in turn means that properties they had offers on were no longer on the market. Seams a little case of bad business was going on. Actually it's a big case of very bad business on the part of the banks. It's not bad enough to have the foreclosing banks do improper … (6 comments)
foreclosures: Why do we do Short Sales?
- 09/13/10 08:48 PM
I can't tell you how many times I've run into Realtors and agents that don't get it. We ultimately are helping homeowners in trouble. Getting troubled homeowners out of a bad situation should be the real focus. And they just don't get it. These usually are the agents that sat in a class for two days and now they think they can do Short Sales. I've been with agents that get upset because the bank offers a Deed In Lieu to the homeowner with No deficiency and because there is nothing in it for the agent they get upset. … (3 comments)
foreclosures: Why have some REO area offices slowed down?
- 09/08/10 12:21 AM
The volume coming into our office is still overwhelming. However I have heard from three of my short sale clients that have recieved Mediation notices now. I know the government started this plan but just finally heard that people have gotten the notice to actually go through the process. In a nutshell they are trying to keep people in thier homes by having them go to mediation first to see if they can get them to afford the homes, before they actually foreclose. I read where the bank will start taking off some princible balance and get the payments down for … (6 comments)
foreclosures: REALTOR RADIO SUPERHERO VOWS TO HELP 1 MILLION HOMEOWNERS
- 08/23/10 01:23 AM
FOR IMMEDIATE RELEASE REALTOR RADIO SUPERHERO VOWS TO HELP 1 MILLION HOMEOWNERS______________________________________________________________________ Big 810 AM · Central Florida Real Estate Show · Saturdays 4-5 p.m. · Starting Aug. 28 (Kissimmee, FL) - Imagine for a moment a man is flying through your neighborhood wearing a bright red cape and gold leotard, just as you are outside looking up wondering if there is any way to save your home from foreclosure. Kissimmee Realtor Paul Antonelli is claiming to be a superhero that will help homeowners get out of trouble. On Saturday, Aug. 28, Antonelli will begin hosting the Central Florida Real Estate … (0 comments)
foreclosures: BOA Pre-Approved Short Sales Are Here
- 08/17/10 12:31 AM
Bank of America's Pre-Approved Short Sales are here. They call them Cooperative Short Sales. I have a couple now with them. By the looks of it they are taking my oldest files and converting them. Even though when asked what files qualify they say it's a random choice. They took some low level negotiators and gave them new titles, CSS Advocates (Negotiators). Their job is to get the home owner to sign up for the program. Literally all they do is sign on the dotted line, and BOA agrees to give them up to $5000. Plus they wave any right … (5 comments)
foreclosures: Should you tell the bank No Way or should you Sleep on it?
- 06/19/10 08:38 AM
Hi everybody, Paul Antonelli here with another short sale tip from questions asked on the website, That Short Sale Guy dot com. One of the questions that I get asked a lot is "Hey Paul, how much is it going to cost me to do short sale"? Or "How much are you going to charge me to do a short sale"? And "What is my out of pocket expense to do a short sale"? And typically the first questions are always all about what do I have to pay to get a short sale. The simple answer is not so … (2 comments)
The Best LED Bulbs for Different Fixtures 
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