Paul David Hiebing, REALTOR® @ Grampp/GMAC Real Estate of the Quad-Cities' Blog

Iowa Finance Authority Single Family Home News: Tuesday May 21, 2013

Tue, 21 May 2013 10:49:36 -0700

Davenport, Iowa First Time Home Buyer Information:

May 21, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All The Details About How The Iowa Finance Authority

Can Save You Money on Your First-Home Purchase!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

May 21, 2013

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, May 21, 2013 at 10:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

Mortgage rate lock-in period is 60 days. In the event reservation period expires, the loan may be relocked within ten days of scheduled closing at higher of original or current rate and fees, as applicable.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News: Tuesday April 30, 2013

Tue, 30 Apr 2013 17:40:51 -0700

Bettendorf, Iowa First Time Home Buyer Information:

April 30, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All The Details About How The Iowa Finance Authority

Can Save You Money on Your First-Home Purchase!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

April 30, 2013

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, April 30, 2013 at 11:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.50%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	4.0%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.50%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	4.0%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News: Tuesday April 2, 2013

Tue, 02 Apr 2013 12:58:54 -0700

Davenport, Iowa First Time Home Buyer Information:

April 2, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All The Details About How The Iowa Finance Authority

Can Save You Money on Your First-Home Purchase!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

April 2, 2013

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, April 2, 2013 at 10:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

WARNING: Spring is Here...Let the Craigslist Rental Scams Begin!

Sun, 24 Mar 2013 10:30:12 -0700

Craigslist Rental Scams

WARNING:

PLEASE NOTE: For some of you this is old news.......

BUT,

If you are a REALTOR® that is new to the business of listing homes... You will want to read this..

If you are a tenant looking to rent a home, apartment or condo... You NEED to read this...

It is a scam that has been going around for quite some time now, and is aimed at trusting and sometimes desperate renters.

Here's how the scam works:

1) You are browsing through Craigslist, looking at homes/apartments/condos for rent...

2) You find the absolutely perfect place that more than meets your every want and need for a wonderful place to live. It even has three or four glorious full-color photos showing you just how perfect the home is.

3) And, MOST INCREDIBLY, it's monthly rent is $300 less than everything else that you have looked at. And, you have looked at a lot of properties.

4) You immediately e-mail the property owner (ALL contact is always by e-mail.. never by phone), asking for more details and requesting a time to look at the property.

5) Within minutes, the "owner" e-mails you back. He explains that he and his family are "Christian Missionaries" in Africa, South America, or some other very poor, very under-privileged country. They have just signed up for one more year of service, and can no longer afford to keep the home unoccupied. They need to rent it out to "someone they can trust and rely upon" to take care of their home. They are renting it cheaper than market rate because they "don't want to make a profit on the house. They just want to cover their costs.

6) Impressed by their spirit of self-sacrifice, you feel that you may have stumbled upon the "pot o' gold at the end of the rainbow". You are ready to sign the lease agreement right now..... before anyone else can beat you to it.

7) You ask the "owner" when and how they can make arrangements to see the home. The "owner" explains that since he is living out of town and has no relatives living there, he will e-mail you the lease agreement for you sign.

Now, here's the kicker....

8) You will need to electronically "wire" a small damage deposit as a sign of trust... He will then send you the keys to the property via the post office..... You can then wire him the first month's rent.

Suddenly, you become suspicious..... You decide to investigate a little further.

9) You drive by the house and see a local REALTOR® "FOR-SALE" sign in the front yard. You ask yourself... "Is this home for rent? Or, is it For Sale?"

10) You call the Listing REALTOR® and ask about the home's status.. The REALTOR® tells you that the home is indeed "For Sale" Only... it is not for rent. The whole thing is a scam.

As it turns out, these scammers troll the internet looking for pictures of obviously vacant listings. They download the pictures. Place an add with Craigslist (including all pictures) in the "homes for rent" section.... Then wait for the gullible folks who are having trouble finding adequate places to rent.

While many of you are saying that no one could be foolish enough to fall for something like this.....

Every year there are dozens of desperate renters who do...

And, many frustrated REALTORS® left to explain to the victims that they have been taken for a ride.

So, the moral of the story is this...

BE CAREFULL OUT THERE!!!!

There are a lot of people loooking to seperate you from your hard-earned money...

Don't be one of them.

If it sounds too good to be true..... It probably is!

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for March 19, 2013

Tue, 19 Mar 2013 13:38:37 -0700

Bettendorf, Iowa First Time Home Buyer Information:

March 19, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

March 19, 2013

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, March 19, 2013 at 10:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.375%	3.625%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.875%	4.125%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

3524 W LOMBARD, DAVENPORT, IA: OPEN: SUNDAY MARCH 17, 2013: 1:00-3:00 PM

Thu, 14 Mar 2013 10:06:54 -0700

DAVENPORT, IOWA REAL ESTATE FOR SALE:

3524 W LOMBARD, DAVENPORT, IOWA 52804:

PRICED @ $74,900

OPEN HOUSE: SUNDAY MARCH 17, 2013: 1:00-3:00 PM

"Call Paul" @ (563) 508-1649 For Details And/Or Directions!

Updated Kitchen with All Appliances!

Informal Dining Room

Newer Carpet in Living Room

2 Bedrooms, 1 Full Bath

Large, Private Back/Side Yard

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Quad-City Real Estate is Back!! You Should Be In The Game!!!

Tue, 12 Mar 2013 12:56:08 -0700

Quad-City Real Estate is Back!!

"Call Paul" TODAY @ (563) 508-1649

To Begin Your Home Search TODAY!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

(Click above for high resolution image)

Data provided by ActiveRain, the #1 social community for real estate professionals.

No-Cost, NO Obligation Home Loan Pre-Approval Help for all types of Loans.

Please feel free to give me a call me ANYTIME @ (563) 508-1649

for answers to any/all of your Real Estate questions!!

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for March 5, 2013

Tue, 05 Mar 2013 16:59:34 -0800

Davenport, Iowa First Time Home Buyer Information:

March 5, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, March 5, 2013 at 4:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	4.0%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	4.0%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for February 19, 2013

Wed, 20 Feb 2013 07:07:57 -0800

Bettendorf, Iowa First Time Home Buyer Information:

February 19, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, February 19, 2013 at 3:30 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.375%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	3.875%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.375%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	3.875%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for January 29, 2013

Tue, 29 Jan 2013 12:47:12 -0800

Davenport, Iowa First Time Home Buyer Information:

January 29, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, January 29, 2013 at 1:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for January 24, 2013

Thu, 24 Jan 2013 10:03:05 -0800

Bettendorf, Iowa First Time Home Buyer Information:

January 24, 2013

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Thursday, January 24, 2013 at 10:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority (IFA) Military Homeownership Assistance Program

Fri, 18 Jan 2013 12:30:37 -0800

The Iowa Finance Authority (IFA) Military Homeownership Assistance Program

Benefits:

This program provides eligible service members and veterans with a $5,000 grant that may be used toward down payment and closing cost assistance on a qualifying home purchase. Eligible service members may access the Military Homeownership Program assistance to be used with a qualifying mortgage or cash purchase transaction.

Eligibility:

Have served 90 days active duty since September 11, 2001. Active duty need not be consecutive; it may be cumulative. Inactive Duty Training, Annual Training and Active Duty for Training may not count toward active duty; or
Is a federal status injured service person having served in active duty since September 11, 2001; or
Is a surviving spouse of said eligible service person, all who have served honorably

AND
Receives prior approval before closing on a qualified home.
Utilizes an IFA Participating or Facilitating Lender (if financing the purchase).
Uses IFA’s mortgage programs, unless a lower cost, fixed rate, fully amortizing option is available if eligible. If not eligible for 30 year fixed rate financing, uses a permanent mortgage loan for financing the purchase, or cash purchase transaction.
The home must be located in the state of Iowa.
The home must be the borrower’s primary occupancy residence.

The home must be one of the following:

Single-family residences (including “stick-built” homes, modular homes, or manufactured homes, provided the home is attached to a permanent foundation and is taxed as real estate)
Condominiums
Townhomes
Duplexes, if one of the units will be the primary residence of the service member
Completion of acquisition/renovation of qualifying home. Refinancing interim mortgage financing of not more than 24 months (at time of new mortgage closing) used for the purpose to construct the residence or renovation of an existing home that has not been occupied by the MHOA applicant, spouse or fiancé. Remember prior approval to completion and occupancy is required.

Application Process:

Contact a Participating Lender today to determine eligibility and begin the application process. Typical forms usually needed to establish military service include a copy of a valid DD Form 214 (Member 4 Form or later), four months of leave and earnings statements or other documentation that may be required, and government issued photo ID. Cash financing is also available, read the instructions here.

More Information:

Funding for this program is provided by state appropriation and is subject to funding availability. Assistance is awarded in the order in which completed applications are received. Assistance awarded pursuant to the program is personal to their recipients and may not be assigned. An eligible service member shall receive assistance only once, and only one award per home purchase.

"Call Paul" TODAY @ (563) 508-1649 For All The Details!

How The Iowa Finance Authority Can Help You Purchase a Home!

Paul David Hiebing, REALTOR

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

Licensed in Iowa and Illinois

Grampp Realty of Bettendorf, Iowa
2500 18th Street
Bettendorf, Iowa 52722

My Email: pauldavidh@yahoo.com
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for January 15, 2013

Tue, 15 Jan 2013 13:39:33 -0800

Davenport, Iowa First-Time Home-Buyer Information:

January 15, 2012

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, January 15, 2013 at 3:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Scott County IA Foreclosure Prevention Tips: #16 - #20 (Part #4 of 4 Parts)

Tue, 15 Jan 2013 12:07:11 -0800

Scott County Iowa Foreclosure Prevention Tips: #16 - #20: (Part #4 of 4)

(Part #4 of a 4 Part Series)

Group: http://activerain.com/groups/foreclosure

Website: http://activerain.com/pauldavidh0426

PLEASE NOTE: Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Tip #16) DO apply for any "Mortgage Loan Work-Out Programs" (if available, and they are right for you) from your lender. These programs are designed to prevent mortgage foreclosures by giving homeowners facing short-term economic difficulties a period of time (up to one year) to make reduced payments on their property, sometimes at a reduced interest rate.

Tip # 17) DO consider conducting a "Pre-Foreclosure, Short Sale" on your property. A "Short-Sale" is any sale in which the Net Proceeds of Sale (Sales Price minus Expenses of Sale, Back Property Taxes and Legal/Other Fees) is less than the amount you owe to satisfy your mortgage. Most lenders are willing to (and some are even required to) give you the opportunity to sell your home at "Fair Market Value" for a period of up to six months.

Tip #18) DO continue to complete routine maintenance and minor repairs to your home. In the event that pursuing a "Pre-Foreclosure Short-Sale" becomes the best alternative for your particular situation, it will still be imperative for your house to sell for the highest possible dollar in the shortest amount of time. Make sure your home is attractive to the potential buyer. The better your home shows, the higher the sales price you will receive.

Tip # 19) DO maintain Casualty/Fire/Theft Homeowners Insurance on your property. If you are responsible for paying your own homeowners insurance (outside of escrow) and you allow the policy to lapse (expire) you may be held financially responsible for any fire, theft or other damage that occurs to the property- Contact your insurance agent or Attorney for more information and further advice.

Tip #20) DO continue to pay your city/county property taxes (if possible, and you are not already behind on them). If you are responsible for paying your own property taxes (outside of escrow) and you fail to do so, your taxes may be sold at the County "tax-sale". Many States have laws allow the purchasers of your property taxes to charge you up to 2% interest per month (An annual percentage rate of 24%). All back property taxes must be paid at closing.

Paul David Hiebing, REALTOR®, "The Quad-Cities Premier First-Time Homebuyer's Specialist"

HUD Approved Foreclosure Counselor. Do Not Lose Your Home to Foreclosure! Call me for the help you need!

"Call Paul" TODAY @ (563) 508-1649 For All Of The Details!!!

Licensed REALTOR® in the State of Iowa since 2000.

Licensed REALTOR®-Broker in the State of Illinois Since 2001.

Grampp Realty of Bettendorf, Iowa
2500 18th Street
Bettendorf, Iowa 52722

Website: http://activerain.com/pauldavidh0426

Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Scott County IA Foreclosure Prevention Tips: #11-#15 (Part #3 of 4 Parts)

Tue, 15 Jan 2013 11:48:05 -0800

Scott County IA Foreclosure Prevention Tips: #11-#15: (Part #3 of 4 Part Series)

Part #3 of a 4-Part Series.

Group: http://activerain.com/groups/foreclosure

Website: http://activerain.com/pauldavidh0426

PLEASE NOTE: Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Tip #11) DO hire/retain competent legal counsel! The foreclosure process is a very complicated and difficult one. It is imperative that you retain the help of a real-estate attorney who is familiar with foreclosures, and the methods of delaying them. You should consult with an attorney as soon as you receive the first notice of delinquency from your mortgage lender.

Tip #12) DO seek the help and advice of a competent REALTOR who is familiar with "Mortgage Loan Work-Out Program" alternatives and the "Pre-Foreclosure Short-Sale" process. They will be more than happy to assist you by providing you with the information/advice necessary to make the right decision for your particular situation.

Tip #13) DO take advantage of federally-funded homeowner assistance programs provided through H.U.D. (U.S. Dept of Housing and Urban Development) that can explain your alternatives to foreclosure, and direct you to programs designed to help the financially troubled homeowner avoid foreclosure.

Tip #14) DO contact your mortgage lender immediately when you first face economic difficulties that prevent you from making your monthly mortgage payments. During periods of short-term unemployment or other financial difficulty, most lenders will be willing to work with you---As long as you can get back on track within a period of one year or less.

Tip #15) DO maintain complete and accurate records of all correspondence (mail, phone calls, legal notices, etc) received from your mortgage lender in regards to your loan delinquency and the foreclosure proceedings being conducted against you. It is important that these records are maintained so that your attorney can provide you with a legal defense against the foreclosure process, and delay the sale of your property as long as possible.

Paul David Hiebing, REALTOR®, "The Quad-Cities Premier First-Time Homebuyer's Specialist"

HUD Approved Foreclosure Counselor. Do Not Lose Your Home to Foreclosure! Call me for the help you need!

"Call Paul" TODAY @ (563) 508-1649 For All Of The Details!!!

Licensed REALTOR® in the State of Iowa since 2000.

Licensed REALTOR®-Broker in the State of Illinois Since 2001.

Grampp Realty of Bettendorf, Iowa
2500 18th Street
Bettendorf, Iowa 52722

Website: http://activerain.com/pauldavidh0426

Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Scott County IA Foreclosure Prevention Tips:#6-#10 (Part #2 of 4 Parts)

Tue, 15 Jan 2013 11:30:51 -0800

Scott County IA Foreclosure Prevention Tips #6 - #10 (Part #2 of 4 Parts):

(Part #2 of a 4 Part Series)

Group: http://activerain.com/groups/foreclosure

Website: http://activerain.com/pauldavidh0426

PLEASE NOTE: Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Tip # 6) Don't attempt to qualify for a "Mortgage Loan Workout Program" if you no longer wish to live in your home. Or, if your home is going to cause additional/increasing financial burdens for you in the years to come. Work-Out programs are designed for short-term financial difficulties that will be cured in six months to no more two years. If your financial situation is not likely to improve in that time, or if your home is in need of significant structural/ mechanical improvements in the near future, it will probably be better to sell your home now, rather than allowing it to deteriorate further (and sell for even less) in the years to come.

Tip # 7) Don't attempt to sell your home "For Sale by Owner" (FSBO) in the belief that you can get more money from the sale of your home by avoiding the payment of a real estate commission. Most mortgage lenders will require that you provide proof that your home be listed in the local Multiple Listing Service (MLS) of your local Board of REALTORS in order to consider it for a "Pre-Foreclosure Short-Sale".

Tip # 8) Don't become "greedy" when you do attempt to sell your home under a "Pre-Foreclosure Short-Sale". Very few sellers ever receive any money at closing when conducting a "short-sale" (after all back fees and expenses are deducted). Your main objective is to sell the home at the highest price that the market will allow. A competent REALTOR will provide you with comparable "Sold/Listed" properties in your neighborhood, and will help you to determine your home's "fair-market value range". This is the price range in which your home should sell under normal market conditions. It is the most money you will receive for the home.

Tip # 9) Don't accept "Low-Ball" Offers to Purchase Real Estate that you receive on your home, "just to get the sale over with". Only accept an offer that can be justified from using recent "Sold/Listed" Comparable properties. Your mortgage lender (and any other lien holders on the property) will always have the final say as to whether or not they will accept the "short-sale" offer- and they will always require that an appraisal be done on the home to justify the price offered. If the offer meets their expectations, they will accept it as written.

Tip # 10) DON'T panic!!! This is the most important point of all!! As mentioned, the foreclosure process can take up to a year, and even longer in many cases. If you remain calm, and take the necessary steps as early in the process as possible, you and your mortgage lender may very well find an acceptable common solution to your mortgage delinquency/foreclosure problem.

Paul David Hiebing, REALTOR®, "The Quad-Cities Premier First-Time Homebuyer's Specialist"

HUD Approved Foreclosure Counselor. Do Not Lose Your Home to Foreclosure! Call me for the help you need!

"Call Paul" TODAY @ (563) 508-1649 For All Of The Details!!!

Licensed REALTOR® in the State of Iowa since 2000.

Licensed REALTOR®-Broker in the State of Illinois Since 2001.

Grampp Realty of Bettendorf, Iowa
2500 18th Street
Bettendorf, Iowa 52722

Website: http://activerain.com/pauldavidh0426

Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Scott County IA Foreclosure Prevention Tips: #1-#5 (Part #1 of 4 Parts)

Tue, 15 Jan 2013 10:52:24 -0800

Scott County IA Foreclosure Prevention Tips #1 - #5

(Part #1 of 4 Part Series):

Group: http://activerain.com/groups/foreclosure

Website: http://activerain.com/pauldavidh0426

PLEASE NOTE: Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Foreclosure Prevention and Assitance Tips, How to Avoid Foreclosure:

Tip # 1) Don't abandon the property. From the time you first receive notice of mortgage default from you lender, the foreclosure process can take up to one year (and often times, even longer) before you will be physically removed from your home. It is imperative for you to maintain your home as your primary residence in order to delay the foreclosure process. Most banks and mortgage lenders will not even consider your application for assistance if you abandon the property.

Tip # 2) Don't ignore correspondence and other notices sent to you by your mortgage lender or the legal representatives (attorneys) of the lender. These notices often contain pertinent information such as response deadlines, court dates and places, etc. If you ignore these notices, or fail to respond to them, you may lose valuable rights to defend yourself in court.

Tip # 3) Don't make partial mortgage payments to your mortgage lender, unless you have received specific written approval from your lender to do so. Once you are in default (Over 60 Days Past Due on you loan) partial payments will be applied to interest/penalties only, or put into a special "suspense account". These partial payments will not reduce your principal balance. You should only make partial payments if you have made prior arrangements for a "mortgage loan work-out program", and make absolute certain that you have all of the details about these payment arrangements in writing.

Tip # 4) Don't believe the promises of "Foreclosure Counselors" or "Loss Mitigation Specialists" that work for your mortgage lender and claim to be "looking-out for your best interest". Their job is to gather information from you that will expedite the foreclosure process for their employer. Always make sure that all promises made to you from these counselors/specialists are given to you in writing.

Tip # 5) Don't fall victim to the various consumer scams that promise to "settle your mortgage debt for pennies on the dollar", But, require that you pay an up front fee (often in the thousands of dollars) to "represent you" in negotiating with the lender. These scams often prove useless, and can even result in you losing your home faster than the standard foreclosure process. Legitimate REALTORS who know the foreclosure process are compensated by a sales commission, paid only at closing, from the proceeds of sale. There should never be an "up-front fee" (charged to you) to conduct a "Loan Work-Out" or "Pre-Foreclosure Short-Sale".

Paul David Hiebing, REALTOR®, "The Quad-Cities Premier First-Time Homebuyer's Specialist"

HUD Approved Foreclosure Counselor. Do Not Lose Your Home to Foreclosure! Call me for the help you need!

"Call Paul" TODAY @ (563) 508-1649 For All Of The Details!!!

Licensed REALTOR® in the State of Iowa since 2000.

Licensed REALTOR®-Broker in the State of Illinois Since 2001.

Grampp Realty of Bettendorf, Iowa
2500 18th Street
Bettendorf, Iowa 52722

Website: http://activerain.com/pauldavidh0426

Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Homeowners in mortgage foreclosure are STRONGLY encouraged to retain the help of a competent real estate attorney.

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for December 31, 2012:

Mon, 31 Dec 2012 10:33:27 -0800

Bettendorf, Iowa First Time Home Buyer Information:

December 31, 2012

Iowa First-Time Home-Buyer Alert:

"Call Paul" TODAY @ (563) 508-1649 for All Of The Details!!!

Iowa Finance Authority Mortgage Rates Have Dropped Again!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Monday, December 31, 2012 at 12:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details About How the Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for December 18, 2012:

Tue, 18 Dec 2012 13:13:26 -0800

December 18, 2012

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details!!!

Iowa Finance Authority Mortgage Rates Have Dropped Again!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Friday, December 7, 2012 at 9:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details About How the Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for December 7, 2012:

Fri, 07 Dec 2012 19:00:32 -0800

December 7, 2012

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details!!!

Iowa Finance Authority Mortgage Rates Have Dropped Again!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Friday, December 7, 2012 at 9:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.0%	3.25%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.5%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details About How the Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for December 4, 2012

Wed, 05 Dec 2012 09:17:05 -0800

December 4, 2012

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, December 4, 2012 at 3:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All of The Details About How The Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family Home News for November 27, 2012

Tue, 27 Nov 2012 18:02:22 -0800

November 27, 2012

IOWA FIRST TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details on The Iowa Finance Authority!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Tuesday, November 27, 2012 at 3:00 p.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

For all Of The Details About How the Iowa Finance Authority Can Help You Purchase a Home!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Are You Still Renting? Why? You Can Own A Home for Less $ than Rent!!

Sun, 18 Nov 2012 10:54:52 -0800

Are You Still Renting?

Why?

You Can Own Your Home for Less $ than You Pay In Rent *

You can own the home of your dreams for only a little more (and often times even less) than you are currently paying for rent. With interest rates at historic lows, and an abundance of first-time homebuyer programs available, NOW is the time to make the move and LIVE the American Dream of home ownership. Allow me to put my knowledge, 12 years of experience and negotiating abilities to work for you in the purchase of your very first home. It is my 100% guarantee to you that I will help find you the perfect home to meet/exceed your current and future needs, all within a monthly payment schedule that will meet your income and budget limitations.

So, when you’re tired of throwing your hard-earned money away on pointless rent payments, and decide to step up to the plate and live the American Dream of home ownership, you only need to remember two words:

“Call Paul”@ (563) 508-1649

Specializing In:

FHA/VA Minimum-Down Financing
Iowa and Illinois Finance Authority First-Home
Seller-Paid Buyer’s Assistance
Fannie Mae/Freddie Mac Foreclosures
Willing to work “Difficult” Credit Histories
Loan-Pre-Qualification Help
*You must meet income/mortgage/other guidelines set by lenders to qualify for Minimum–Down Financing Programs.

Ask me about the GREAT First-Time Home-Buyer Benefits available through the Iowa Finance Authority.

Paul David Hiebing, REALTOR ®

“The Quad-Cities Premier First-Time Homebuyer Specialist”

Grampp Realty

2500 18^th Street

Bettendorf, Iowa 52722

Office Phone: (563) 359-4100, ext. # 264

Cell Phone: (563) 508-1649

E-Mail: pauldavidh@yahoo.com

Licensed REALTOR in Iowa

Licensed REALTOR-Broker in Illinois

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Scott County, IA: First-Time Home-Buyer Info: All You Need to Know!!

Thu, 15 Nov 2012 10:40:19 -0800

Are you still renting???

Why?

You can own a home of your own for less than you are currently paying in monthly rent!!!

And, if you qualify, you may receive up to $10,000 in both Government and Private First-Time Home-Buyer Assistance.

"Call Paul" @ (563) 508-1649

for all of your real estate needs!

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Home Buyer Specialist"

"Call Paul" @ (563) 508-1649, 24 Hours a Day,

365 Days a Year!!

Licensed REALTOR® in the State of Iowa

Licensed REALTOR®-Broker in the State of Illinois.

First-Time Home-Buyer Information:

Why Rent When You Can OWN Your Own Home?
Mortgage Interest Rates are at historically LOW levels.
Let me help guide you through the often confusing Pre-Approval process by putting you in contact with only the best-qualified and most ethical mortgage lenders available in the Quad-Cities!!
I will personally assist you throughout your home search and provide you with only accurate and like-kind comparables to the home you wish to purchase.
I will be your personal advocate in all negotiations and offer preparations.
I will put you in contact with only the best home inspectors, contractors, and other associated professionals you need to know in the home purchase and ownership process.
I will always be just a phone call away from answering your questions, before, during and after the sale.
Please feel free to give me a call @ (563) 508-1649 for answers to any/all of your Real Estate questions!!

"Call Paul" @ (563) 508-1649, For Information on how to $ave Big with Iowa Finance Authority!

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

Licensed REALTOR® in the State of Iowa

Licensed REALTOR®-Broker in the State of Illinois.

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722

Website: http://activerain.com/pauldavidh0426

Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405

Iowa Finance Authority Single Family News for November 14, 2012

Thu, 15 Nov 2012 09:15:36 -0800

November 14, 2012

IOWA FIRST-TIME HOME-BUYER ALERT:

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details!!!

IOWA FINANCE AUTHORITY RATE WATCH

The Iowa Finance Authority's interest rates as of Wednesday, November 14, 2012 at 11:00 a.m. are below.

Get rates online, any time at: IowaFinanceAuthority.gov.

FirstHome	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

FirstHome Plus	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans***	Government Loan (FHA/VA/RD)	HFA Preferred®
Rate	3.25%	3.5%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

Homes for Iowans Plus	Government Loan (FHA/VA/RD)	HFA Preferred ®
Rate	3.75%	3.75%
Origination Fee	0	0
Discount Point	0	0
SMF**	None	0.25%

All loans subject to minimum 620 credit score (except where no credit score, non-traditional credit documentation allowed.)
Secondary Market fee (conventional loans) includes loan level price and adverse market fees.
Manufactured housing restricted to government mortgages.

"Call Paul" TODAY @ (563) 508-1649

For All Of The Details!!!

"Call Paul" TODAY @ (563) 508-1649

For All Of Your Real Estate Needs!!!

"The Quad-Cities Premier First-Time Home Buyer Specialist"

Paul David Hiebing, REALTOR®

"The Quad-Cities Premier First-Time Homebuyer's Specialist"

"Call Paul" @ (563) 508-1649 for all of your real estate needs.

Licensed Real Estate Agent in the State of Iowa

Licensed Real Estate Broker in the State of Illinois

Grampp Realty of Bettendorf, Iowa

2500 18th Street
Bettendorf, Iowa 52722
Office Phone:(563) 359-4401 Ext # 264
Cell Phone: (563) 508-1649
Office Fax: (563) 359-4405