usda home loan: How To Get A 0 Down USDA Rural Development Loan Even If Your Spouse Has Poor Credit
- 01/20/11 06:39 AM
More people would be looking at buying a home in Arizona with the No Down Payment USDA Loan if they could buy without their spouses negative credit. There are a great deal of reasons why one spouse may have very good credit and the other may have some negative credit marks; especially in this current economy.
They are called Spouse Only Loans and the USDA Loan does allow them. The Spouse Only Loan looks ONLY at the credit report history of the borrowing spouse and does NOT even look at the credit history for the non-borrowing spouse. The good news … (2 comments)
usda home loan: USDA Loan Qualifying and the Deferred Student Loan
- 01/04/11 03:14 AM
How Student Loans Impact USDA Loan Qualifying When people are looking at getting an Arizona Home Loan whether it is a USDA Loan or FHA Loan who have existing student loans, they need to be aware of how those student loans will impact their qualifying. The USDA Loan Program is very popular among recent graduates, and a couple reasons are because not only is there not a down payment requirement but it is the simplest home loan to get. Because you don’t need to fork out a ton of cash to get into the USDA Loan Program it has gotten VERY … (2 comments)
usda home loan: USDA Rural Home Loan Guidelines - Now ONLINE
- 12/29/09 09:43 AM
I’ve had many requests to provide basic USDA Rural Home Loan Underwriting Guidelines on our site USDARuralHomeLoans.com. The USDA Rural Home Loan guidelines are not easy to find online, however you can get your own copy of the USDA Loan guidelines directly from your local Rural Development office. Here are the online USDA Rural Home Loan Guidelines. If you would find it useful to provide a link to USDA Rural Home Loan Guidelines on your site, here is the link to use: <a href=”http://usdaruralhomeloans.com/usda-guidelines/”>USDA Guidelines</a> Following are excerpts from the USDA Loan Rural Development basic eligibility and underwriting guidelines. They are … (1 comments)
usda home loan: USDA Success Story - Borrower Who Doesn't Qualify For FHA Home Loans Obtains USDA Home Loan
- 08/25/09 01:24 PM
USDA Home Loan Success Stories An Arizona First Time Home Buyer with high debt to income ratios obtains an Arizona Rural Development USDA Home Loan. Truly a wonderful ending to this one. Kathy is a single mom working hard to find a great home where she could raise her two girls. She had been working with a loan officer who offered an FHA Mortgage Loan pre-approval. But the loan officer made one critical mistake and did not correctly calculate her income. So instead of qualifying for the home, she was about to lose it. He told her she was turned down … (0 comments)
More people would be looking at buying a home in Arizona with the No Down Payment USDA Loan if they could buy without their spouses negative credit. There are a great deal of reasons why one spouse may have very good credit and the other may have some negative credit marks; especially in this current economy.
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