Real estate blog entries tagged with homeowner by Paul Davis (Mid-State Appraisals)

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homeowner: Baby Boomers Home Equity Decline Diminish Hopes Of Retirement - Many Are Selling In Orange County - 05/20/08 02:36 PM

Unlike previous generations who could look to equity in their homes as a source of economic stability, the worsening economy has thwarted many baby boomers plans of an easy retirement. In the past retirees could look to their homes as a source of equity with which to retire and somewhat live … (0 comments)

homeowner: Housing Surplus In Seminole, Sumter, Osceola, Orange, Polk, And Lake County, Florida - 05/20/08 02:32 PM

Empty houses all around across Central Florida reveal builders plight as they are being forced to drop prices even faster than homeowners. Builders unable to sell their excess inventory are hustling to dump homes at lower prices and are doing whatever they can to hurry up and unload before prices go … (0 comments)

homeowner: House Prices Decline In Value - Orlando, Orange County, And Across Central Florida - 05/20/08 02:29 PM

The U.S. government and corporate media don't talk about how lower house prices are good for home buyers, preferring to sacrifice we the people and families to make sure bankers have plenty of debt to earn interest on. Nevertheless pure and simple economics says lower prices of anything is good for … (0 comments)

homeowner: Florida Growth Management Initiative - Let Citizens Decide Local Growth Management Plans - 05/20/08 02:21 PM

The Florida Growth Management Initiative Giving Citizens the Right to Decide Local Growth Management Plan Changes is a wonderful referendum sponsored by the Floridians for Smarter Growth, Inc. under Chairperson Clarence Anthony (Tampa, FL). Article II, Section 7 provides for the voting upon this referendum by voters in the 2008 general … (0 comments)

homeowner: Conservation And Protection Of Florida Homeowners' Scenic Beauty - Florida's Billboard Amendment - 05/20/08 02:18 PM

Conservation and protection of Florida's scenic beauty should be a top priority for homeowners unless we want our home values to plummet as the state becomes billboard central. I don't think any Florida homeowner desires their neighborhood to look like Time Square in New York City full of advertisements as far … (0 comments)

homeowner: Mandating Florida Hurricane Insurance, Additional Property Tax For Homeowners - Are You Eligible? - 05/20/08 02:14 PM

An initiative on the Florida, 2008 general election ballot is a bill to make hurricane insurance as a local property taxing authority at market value. To me this seems very dangerous because it basically passes on to every homeowner, whether they want it or not, additional insurance costs related to hurricane … (0 comments)

homeowner: Portability Of FL Save Our Homes Assessment And Eventual Cap Removal - 05/20/08 02:11 PM

The average citizen and resident of the State of Florida knows little if anything about legislation and initiatives currently being proposed to greatly alter their lives. When I found out about the Save Our Homes Amendment, my first reaction was that on its face it sounds good.That however is the danger … (0 comments)

homeowner: Florida Save Our Homes Amendment - Party Now And Pay Later - 05/20/08 02:08 PM

Florida lawmakers may have passed revolutionary property tax reform amendment (if the voters approve), or maybe they are setting the stage for the privatization of education and our public services.Many homestead property owners find they are unable to downsize or relocate to a new residence because purchasing a replacement property starts … (0 comments)

homeowner: Central Florida Appraiser - Skillful And Experienced, The Key To Professionalism - 05/20/08 01:21 PM

Until recently many states did not require individuals to meet specific qualifications before being allowed to perform appraisals. The Appraisal Institute came about as a result of the need to have professional unbiased estimates prepared by knowledgeable and trustworthy practitioners. Today every state maintains an appraiser regulatory law.Nevertheless professionalism is not … (0 comments)

homeowner: Lower Property Taxes - Central Florida Property Appraisals - 05/20/08 12:38 PM

As a longtime property appraiser, former home builder for twenty years, and licensed real estate broker I learned something from someone who seemingly was a novice in the real estate market and industry.My son Paul Jr. lived in Oviedo, FL (Seminole County) at the time when he phoned my Lake County … (0 comments)

homeowner: Central Florida Appraisals Property Valuations - 05/20/08 12:33 PM

Property appraising historically has taken three approaches: 1. The Cost Approach2. The Sales Comparison Approach3. The Income Capitalization ApproachMotivations for acquiring an appraisal are to obtain financing when buying property, determine the appropriate price when selling, to gauge the amount of tax one should pay based on valuation, and as an … (0 comments)

homeowner: Florida Homeowners Negative Equity Nightmare - Costly Mistakes Leading To Bankruptcy And Foreclosure - 05/20/08 12:04 PM

A surprising large percentage of Florida homeowners who purchased their property in 2006 and 2007 now have negative equity on their homes, thanks to the excessively high prices paid when they bought their homes. Negative equity means your mortgage exceeds and gobbles up any ownership interest you have in the property … (0 comments)

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