Real estate blog entries tagged with seminole by Paul Davis (Mid-State Appraisals)

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seminole: Baby Boomers Home Equity Decline Diminish Hopes Of Retirement - Many Are Selling In Orange County - 05/20/08 02:36 PM

Unlike previous generations who could look to equity in their homes as a source of economic stability, the worsening economy has thwarted many baby boomers plans of an easy retirement. In the past retirees could look to their homes as a source of equity with which to retire and somewhat live … (0 comments)

seminole: House Prices Decline In Value - Orlando, Orange County, And Across Central Florida - 05/20/08 02:29 PM

The U.S. government and corporate media don't talk about how lower house prices are good for home buyers, preferring to sacrifice we the people and families to make sure bankers have plenty of debt to earn interest on. Nevertheless pure and simple economics says lower prices of anything is good for … (0 comments)

seminole: Lake County, Florida Property Appraiser Blows Whistle On Mortgage Fraud Inflating Real Estate Prices - 05/20/08 02:24 PM

The surplus of speculating investors who cleverly learned how to leverage leverage OPM (other peoples money) and work the system, is now backfiring throughout the market and circling back around to correct itself. A fourth of the homes bought across the nation the last few years were purely speculative for profit … (0 comments)

seminole: Florida Growth Management Initiative - Let Citizens Decide Local Growth Management Plans - 05/20/08 02:21 PM

The Florida Growth Management Initiative Giving Citizens the Right to Decide Local Growth Management Plan Changes is a wonderful referendum sponsored by the Floridians for Smarter Growth, Inc. under Chairperson Clarence Anthony (Tampa, FL). Article II, Section 7 provides for the voting upon this referendum by voters in the 2008 general … (0 comments)

seminole: Conservation And Protection Of Florida Homeowners' Scenic Beauty - Florida's Billboard Amendment - 05/20/08 02:18 PM

Conservation and protection of Florida's scenic beauty should be a top priority for homeowners unless we want our home values to plummet as the state becomes billboard central. I don't think any Florida homeowner desires their neighborhood to look like Time Square in New York City full of advertisements as far … (0 comments)

seminole: Mandating Florida Hurricane Insurance, Additional Property Tax For Homeowners - Are You Eligible? - 05/20/08 02:14 PM

An initiative on the Florida, 2008 general election ballot is a bill to make hurricane insurance as a local property taxing authority at market value. To me this seems very dangerous because it basically passes on to every homeowner, whether they want it or not, additional insurance costs related to hurricane … (0 comments)

seminole: Portability Of FL Save Our Homes Assessment And Eventual Cap Removal - 05/20/08 02:11 PM

The average citizen and resident of the State of Florida knows little if anything about legislation and initiatives currently being proposed to greatly alter their lives. When I found out about the Save Our Homes Amendment, my first reaction was that on its face it sounds good.That however is the danger … (0 comments)

seminole: Florida Residential Growth, Impact Fees, And Local Government Planning - 05/20/08 02:03 PM

Local governments are being hit with a heavy economic burden with the slowdown in residential real estate. Sizeable reductions in new home construction and demands from the state of Florida requiring local governments to cut back their budgets are taking their toll. Fewer permits being pulled for new home construction means … (0 comments)

seminole: Florida Real Estate Market - Taxes, Insurance & Inefficiencies - 05/20/08 01:41 PM

The rich don't want to pay their fair share in income taxes and the poor aren't always up to date with the laws the powerful are trying to pass to shift the tax burden elsewhere. Moreover those cleverly entrenched in the establishment often know how to write laws and market them … (0 comments)

seminole: Central Florida Appraisals Property Valuations - 05/20/08 12:33 PM

Property appraising historically has taken three approaches: 1. The Cost Approach2. The Sales Comparison Approach3. The Income Capitalization ApproachMotivations for acquiring an appraisal are to obtain financing when buying property, determine the appropriate price when selling, to gauge the amount of tax one should pay based on valuation, and as an … (0 comments)

seminole: Central Florida Real Estate Appraiser - Creating & Assessing Value - 05/20/08 12:28 PM

As a longtime real estate property appraiser and builder in Central Florida, I learned long ago the essentials for creating and assessing value. Whether you are a buyer or seller, these values will strongly effect you at some point in time during the market transactions. That being said it is worth … (0 comments)

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