wwwfmbankmortgagecom: From Jumbo to FHA..........
- 05/27/10 03:22 AM
Mortgage interest rates are extremely low right now. From 30 year fixed Jumbo to FHA/VA!! If you have any past clients that you helped buy a home in the last 2 to 3 years lets give them a call and do a free mortgage analysis. Now is the time to take advantage and lock them in!! I can be reached anytime on my cell for any questions 918-749-1225.
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wwwfmbankmortgagecom: You Can Make Money, You Can Make Excuses, But You Can't Make Both!!!
- 04/24/10 01:51 AM
How many times have you heard co-workers complaining about the markets, or the lender, the title company etc??? In today's Real Estate environment there is no time or place for excuse makers, we need reason finders. I run into this at least 5 times per week when I am out in the field. It really amazes me how unhappy some people are with what they do. I would think that if you do not like what you do you will not succeed, right? If you truly love what you do then you will be successful, I have always gone by this...the … (57 comments)
wwwfmbankmortgagecom: First To The Phone, First To The Loan......
- 04/17/10 01:14 AM
I remember how easy it was for loan officers to get new loans over the last couple of years. The phones would ring all day long with people looking to refinance. On some days you could take 10-20 loan applications!! Loan officers that really had no experience could do 20 loans a month. It sure is funny how 90% of those loan officers are no longer in the business anymore? Where did they go? They went back to whatever they were doing before they jumped on the bandwagon. In today's market you have to be a very good loanofficer to make … (6 comments)
wwwfmbankmortgagecom: When The Phone Ain't Ringing, And The Door Ain't Swinging What Are You Doing??
- 04/11/10 10:54 AM
So I am in my second month on Active Rain and I am trying to make it RAIN! I know that in order to really make this work you need to do some basics, I was told about a webinar for blogging, and a bunch of other support tools. To be honest I have not had the time to go and do any of that yet, I have learned so far by reading other blogs. There is a ton of information on AR but lets face it, the main goal is to try to improve your business. For me that would … (52 comments)
wwwfmbankmortgagecom: How Big Are Your........
- 04/10/10 11:00 AM
Current listings???? If you are in the luxury home market then please read on. I have been specializing in jumbo financing for quite a while now, the rates on jumbo loans are great!!! To have a 30 year fixed jumbo loan under 6% is unreal!! the adjustable jumbo arms are even lower. If you are an agent with listings in this arena please reach out to me if you have any questions on these programs. It would be an even greater service to your past clients that purchased a luxury home from you to look into doing a refinance and lower their … (0 comments)
wwwfmbankmortgagecom: Oklahoma Luxury Home Realtors
- 04/06/10 10:36 AM
If you are a Realtor in Oklahoma and you specialize in the luxury home market then I would really like to speak with you on the topic of Jumbo Financing. So many times I hear that potential buyers were hesitant to put offers in because they did not think they could get financing. My jumbo products are awesome right now, the rates are low and there is many different programs to choose from. If you are in this market please take a minute and introduce yourself to me, if anything I can give advice or answer questions on this topic. … (0 comments)
wwwfmbankmortgagecom: Mortgage Rates
- 04/05/10 10:34 AM
Well we have all been wondering when it would happen.......I believe the time is here. Rates are definitely on the upward move. Since the Feds are no longer purchasing mortgage backed securities they are left on their own. Pending home sales actually improved in Febuary by 8.2%, with all the talk of the tax credit expiration at the end of the month I am sure we will see another nice gain this month. With all this news about mortgage rates I believe that potential buyers will make a move sooner than later. Now is the time to really push … (1 comments)
wwwfmbankmortgagecom: Mortgage Rates On the Rise?
- 04/02/10 09:47 AM
Mortgage rates climbed to the highest level in almost three months as the Federal Reserve stopped the purchasing of these securities on Wednesday. This has kept the rates down for the last year, their is estimates that over the next three months we will see a quarter percent increase in rates. If you really think about it even a 5.5% on a 30 year fixed mortgage is GREAT!! I remember just back in January of 2008 a 6% on a 30 year fixed mortgage was a great deal! With all that is going on in the economy it will be interesting … (1 comments)
wwwfmbankmortgagecom: Oklahoma Jumbo Financing
- 03/30/10 09:43 AM
If you are in need of Jumbo financing please take a minute and read this. I have been financing luxury homes for a while, right now the rates are really low! My 30 year fixed Jumbo loan is under 6% with only 20% down payment. There is also other options depending on your situation, I have a 5,7,and 10 year adjustable jumbo loan as well. If you are currently in a jumbo loan please call me so we can see if it would benefit you to do a refinance. If you have any questions at all please feel free to contact … (0 comments)
wwwfmbankmortgagecom: REALTORS & LENDERS NEED TO BE A TEAM
- 03/28/10 03:42 AM
I have touched on this topic a few weeks ago, Realtors and lenders need to work as a team. When you take a new listing you want to create as much excitement as possible right? You have a Broker Open and start advertising the new listing, you should also be on the phone with your lender and give him/her all the information on that new listing so they can make flyer's and get a yard sign out front as well. I have done this many of times and it does work! on the weekend I would be getting calls that are … (6 comments)
wwwfmbankmortgagecom: The Power Of Active Rain For Mortgage Professionals
- 03/27/10 04:15 AM
I have only been on Active Rain for 2 weeks now and have learned so much. For starters if you are a Realtor or Loan officer you know that we live and die off of referrals. For me I have a large group of Realtors and Builders that send me clients, they do so because I have proved myself to them that I get the job done. When I came across Active Rain a few weeks ago I could not believe how much opportunity there is on here. Not only do you have daily contact with Realtors, but the power of the … (2 comments)
wwwfmbankmortgagecom: Calling All Realtors
- 03/24/10 01:34 PM
Being a loan officer for the last 10 years I have worked with a large amount of Realtors in many different markets. There are many different personalities out there, every Realtor has their own way of doing business. With that said lets get some feedback from as many agents out there as possible. Here is a few questions I have for you.... 1. What do you look for in a mortgage loan officer? 2. What are your expectations of that loan officer? 3. what makes you refer that loan officer to your clients? 4. How do you go about finding … (0 comments)
wwwfmbankmortgagecom: Jumbo Loans Tulsa, Ok
- 03/24/10 09:43 AM
I had a conversation the other day with a Realtor and they were under the assumption that jumbo financing is very hard to get. I could not Disagree with him more, yes the credit requirements have tightened, and depending on the loan amount the loan to value has gone down. On the other hand the rates are incredibly low right now on jumbo loans, as I posted in the last week my 5 year jumbo arm is very low, as well my 30 year fixed jumbo program! If you have jumbo listings, have your mortgage lender put out some yard signs … (0 comments)
wwwfmbankmortgagecom: Oklahoma Jumbo Rates
- 03/22/10 01:57 PM
If you have any potential clients that are looking to purchase in the luxury home market please take a minute and read this information. Right now I have a 30 year fixed jumbo mortgage that is under 6%, my 5 year adjustable arm is under 5%!! There are great rates right now on jumbo financing! If you have any questions at all please do not hesitate to call me. Thank you, Patrick Chicklinski
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wwwfmbankmortgagecom: Teaming Up With A Lender (Success Story)
- 03/22/10 10:00 AM
I posted this blog yesterday on teaming up with a lender, I received a call this morning from an agent that requested a sign at one of his listings. I had a sign made promoting the deadline for the tax credit. I put the sign out in the yard last week, can you believe that he called me today and told me that the property was now under contract due to the sign! That is great news! although the buyer already had someone to do their financing, it is still a victory for the team. I would have loved to get … (0 comments)
wwwfmbankmortgagecom: Teaming Up With A Lender
- 03/21/10 04:15 AM
I was curious to see how many agents out there team up with their lender? When I say team up I mean more than refer clients to each other. When I was in Orlando, Fl originating loans I had many agents and builders that had a large amount of listings. When the market started to really drop in Central Florida you had to start getting creative to attract potential buyers to your listings. I figured if I could help my agents get more traffic that would hopefully help me receive the new buyers. What I started doing was calling my agents … (3 comments)
wwwfmbankmortgagecom: Mortgage Programs Tulsa, Oklahoma
- 03/20/10 08:30 AM
Please visit my website at www.fmbank-mortgage.com if you are looing to purchase a new home. I have many different loan programs to choose from. Jumbo, FHA/VA, Conventional. 184 loans, Rural Housing etc.. If you are thinking of refinancing a current mortgage please contact me so we can set a time to do a free mortgage analysis. Rates are very low right now, please take advantage.
Thank you, Patrick Chicklinski … (0 comments)
wwwfmbankmortgagecom: F&M Mortgage Tulsa, Oklahoma
- 03/20/10 02:15 AM
If you are looking to purchase or refinance a current mortgage then please read the following. There are many lenders to choose from, make sure that you look at a few very important details. For one there is a difference if the company is a lender, or a broker, please find out. Where is the processing done, is it local? or is the file shipped out of state somewhere? Also be sure to check for points, you should only pay points in a few situations. The first situation is you want to buy the rate down, that would be a discount … (0 comments)
wwwfmbankmortgagecom: Mortgage Rates in Tulsa Oklahoma
- 03/20/10 01:59 AM
Right now is the time to buy or refinance, the rates are very low on all programs. Conventional, Jumbo, FHA/VA, Rural Housing, 184 loans etc... If you are thinking about a new home purchase, or refinance of your current home loan please do not hesitate to contact me. I will sit down with you and do a mortgage analysis and see which option is the best for you. If you are a first time home buyer please hurry, time is running out for your tax credit.
Thank you, Patrick Chicklinski … (0 comments)
wwwfmbankmortgagecom: Jumbo Mortgage Tulsa Oklahoma
- 03/19/10 12:35 PM
If you are buying a Luxury Home and need jumbo financing please do not hesitate to call me. My 30 year fixed is very low right now, it is the perfect time to lock in. I also have adjustable jumbo loan programs, there is a 5 year, 7 year, and 10 year arm. Please call me so we can schedule a time to do a free mortgage analysis.
Mortgage interest rates are extremely low right now. From 30 year fixed Jumbo to FHA/VA!! If you have any past clients that you helped buy a home in the last 2 to 3 years lets give them a call and do a free mortgage analysis. Now is the time to take advantage and lock them in!! I can be reached anytime on my cell for any questions 918-749-1225.
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