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I cannot help but wonder where have all the good lenders gone as of lately: I am the first Realtor to tell you that tighter regs were warranted and needed to stop the proliferation of bad loans that ran rampant throughout Maine only years ago. But where are all the good lending programs? There has to be some type of middle ground between loose irresponsible lending that borders on the line of fraud and programs that are flirting with being so restrictive that the average Mainer cannot fulfill their dream of home ownership. I am huge believer in the thought that
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