CALMLS: The Statewide MLS - Concentic's calREDD - 01/29/09 09:08 AM
C.A.R. on Sunday announced that CALMLS, the statewide Multiple Listing Service (MLS) initiative, has selected Rocklin, Calif.-based Concentric as its technology partner in California. Concentric was selected following an extensive vetting process that included input from REALTORS® and other stakeholders statewide. Platform-and browser-neutral, Concentric's Web-based system performs substantially faster than any product on the market."By selecting Concentric as our technology partner, we are taking the first step toward a more current and flexible system, designed with a real estate agent's needs in mind," said Mike Silvas, CALMLS chairman and co-owner of Morgan Lane Real Estate, a luxury market brokerage based in … (2 comments)

House Passes Stimulus Bill 01/28/2009 - 01/29/09 08:58 AM
Last night, the U.S. House of Representative passed H.R. 1, the Economic Recovery Package, by a 244 to 188 vote.The bill contains a number of issues critical to REALTORS® and the industry, including the extension, until the end of 2009, of all Metropolitan Statistical Area's (MSA's) 2008 Fannie Mae, Freddie Mac and FHA loan limits. The proposed legislation also will eliminate an existing payback requirement on the first-time homebuyer tax credit for qualified buyers who purchase a home between Dec. 31, 2008 and July 1 this year.Congress included these provisions as a direct result of the grassroots efforts put forward by … (10 comments)

Foreclosure should be a LAST RESORT : Bail Out Option(s) - 01/22/09 08:59 PM
If it wasn't obvious already, we're finding out more and more through conversation with consumers how little they know about their options regarding their distressed home. Let us remind everyone, that Section 1403 of the new housing bill that was signed into law on July 30th, 2008(HR 3221 - effective immediately) requires mortgage servicers to modify loans for homeowners and help them avoid foreclosure as long as three requirements are met:
Default on the mortgage either has already happened or is "reasonably foreseeable" The home owner is living in the property as his or her primary residence The lender is likely to recover more … (4 comments)

Scam Postings on Craigslist - Real Estate Professionals Beware - 01/22/09 07:18 PM
This week, it has come to Coldwell Banker's attention that various solicitations have appeared with increased frequency on such posting boards as Craigslist.com encouraging consumers to deposit escrow funds to secure an apartment via payment through Western Union payable to www.ColdwellBanker.com. Please be advised that Coldwell Banker Real Estate LLC and ColdwellBanker.com are not in any way connected to this solicitation which is in fact fraudulent. Craigslist, Western Union and law enforcement are being advised. Your encouraged to share this notice with your Clients as well as your sphere of influence to minimize confusion and loss of funds.

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2009 Commercial Construction Activity - 01/22/09 11:28 AM
As the overall U.S. economy continues to struggle, nonresidential construction spending is expected to decrease by 11 percent in 2009 in inflation adjusted terms, with commercial projects, including office buildings and retail establishments, experiencing the most significant decrease in activity, according to the American Institute of Architects (AIA) semi-annual Consensus Construction Forecast."As profits for businesses have fallen and the ability to get credit to finance projects has become far more difficult, construction plans have been put on hold or canceled outright in recent months," said AIA Chief Economist, Kermit Baker. "This is not expected to turn around anytime soon and it's … (0 comments)

Week in Review: RECORD LOW MORTGAGE RATES BOOST REFINANCE ACTIVITY - 01/22/09 11:17 AM
The Market Composite Index, a measure of mortgage loan application volume, was 1324.8 for the week ending Jan. 9, an increase of 15.8 percent on a seasonally adjusted basis from 1143.8 one week earlier, according to the most recent report from the Mortgage Bankers Association (MBA). On an unadjusted basis, the Index increased 95.7 percent for the week ending Jan. 9, compared with the previous week and was up 52.4 percent compared with the same week one year earlier.The Refinance Index increased 25.6 percent to 7414.1 for the week ending Jan. 9, compared with 5904.5 the previous week, and the seasonally … (3 comments)

IRS to Help Financially Distressed Taypayers - 01/22/09 11:05 AM
The Internal Revenue Service kicked off the 2009 tax filing season by announcing a number of new steps to help financially distressed taxpayers maximize their refunds and speed payments while providing additional help to people struggling to meet their tax obligations.
Among the areas where the IRS can provide assistance:
Postponement of Collection Actions: IRS employees will have greater authority to suspend collection actions in certain hardship cases where taxpayers are unable to pay. This includes instances when the taxpayer has recently lost a job, is relying solely on Social Security or welfare income or is facing devastating illness or significant medical bills. … (5 comments)

Freddie/Fannie Suspend Foreclosures Until 1-31-09 (REMINDER) - 01/22/09 10:29 AM
Freddie Mac is extending its suspension of all foreclosure sales and evictions involving occupied single family and 2-4 unit properties with Freddie Mac-owned mortgages through January 31, 2009. The suspension does not apply to vacant single family properties.
The extension will also provide servicers with more time to help troubled borrowers find an alternative to foreclosure and implement the Streamlined Modification Program that went into operation on December 15, 2008. Developed by Freddie Mac, Fannie Mae, the Federal Housing Finance Agency (FHFA), HOPE Now and 27 mortgage servicers, the Streamlined Modification Program was designed to expedite loan modifications for eligible borrowers … (5 comments)

44 United States Presidents - 01/22/09 10:17 AM
This video is GREAT! Only 4 minutes and very educational. Isn't it great putting a face with a name?!

 

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I Have a Dream.. . - 01/19/09 04:31 PM
Martin Luther King, Jr., (January 15, 1929-April 4, 1968) was born Michael Luther King, Jr., but later had his name changed to Martin. His grandfather began the family's long tenure as pastors of the Ebenezer Baptist Church in Atlanta, serving from 1914 to 1931; his father has served from then until the present, and from 1960 until his death Martin Luther acted as co-pastor. Martin Luther attended segregated public schools in Georgia, graduating from high school at the age of fifteen; he received the B. A. degree in 1948 from Morehouse College, a distinguished Negro institution of Atlanta from which both … (12 comments)

Rainbow from Heaven in GAZA - 01/18/09 06:52 PM

. ..This gave us chicken skin - A Rainbow from Heaven; this world we live in is so biblical! Reading the Word is like reading the News Paper!
. ..A rainbow is seen over the northern Gaza Strip, from the Israel-Gaza Border, Sunday, Jan. 18, 2009. Israeli troops in the Gaza Strip were ordered to hold their fire early Sunday after Israel announced a unilateral cease-fire meant to end three devastating weeks of war against militants who have terrorized southern Israel with rocket barrages. But hours after the truce took hold, militants fired rocket salvoes into two Israeli communities, threatening … (4 comments)

IRS TO EXPEDITE TAX LIEN RELIEF FOR HOMEOWNERS - 01/18/09 05:39 PM
The Internal Revenue Service (IRS) recently announced it will expedite its process of providing relief from federal tax liens for distressed homeowners. With over one million current federal tax liens against real and personal property, the IRS announcement should help REALTORS® and their clients resolve federal tax lien issues in their sale and loan transactions.As background, a homeowner seeking to sell or refinance a property must generally pay off an existing federal tax lien. However, during the current economic downturn, many homeowners don't have the cash or equity to do so. Hence, for a refinance, the homeowner may request that the … (3 comments)

Everyone else is on Facebook. Why aren't you? - 01/16/09 01:52 PM
This is a hilarious article we found right here: http://tinyurl.com/6u39m2
At 1:37 a.m. on Jan. 8, Mark Zuckerberg, the 24-year-old founder and CEO of Facebook, posted a message on the company's blog with news of a milestone: The site had just added its 150-millionth member. Facebook now has users on every continent, with half of them logging in at least once a day. "If Facebook were a country, it would be the eighth most populated in the world, just ahead of Japan, Russia and Nigeria," Zuckerberg wrote. This People's Republic of Facebook would also have a terrible population-growth problem. Like most communications … (8 comments)

Napili, Maui, Hawai'i ... Speechless Sunday:) - 01/11/09 06:36 PM

 

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Wordless Wednesday ... Maui, Hawai'i - 01/07/09 09:50 PM

 

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Speechless Sunday's. .. - 01/05/09 12:47 PM


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Thankful Thursday. .. - 01/01/09 11:54 PM

So much to be thankful for, especially now as we begin a New Year. Today was spent working.. .business as usual, but with reflecting thoughts of the now prior year. --Saving those thoughts for another post, there's something else we'd like to share with you. Something that's been part of our 'email lives' for many years now - how could it have taken this long to 'broadcast' it with everyone?! . ..It's simply a daily inspirational and at more times a saving grace. Some of you may already be subscribers. ..If not, we definitely encourage you to check it out! 
Calvary Chapel's are scattered throughout the nation, and when you travel or move to a new town, you … (3 comments)

Well Hello there, 2009!! - 01/01/09 03:02 AM
Happy New Year!!!!
Since some of us just couldn't wait until morning to look at the pictures & videos on the computer, we thought we'd might as well upload'em & share'em with you & every other. ..late night - early morning, night owl, Active Rain addicts!!
. ..Enjoy:)
PS: Had I just kept filming about 30-40 more seconds I would have caught the actual finale - oh well, this'll do!!

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Pederson Properties, Inc.

La Quinta, CA

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HK Lane La Quinta & Prudential Maui Realtors

Address: 78-100 Main Street Suite 108, La Quinta, CA, 92253

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