home buyer tips: Vincent, What questions should I ask when shopping for a mortgage professional? - 10/02/07 09:35 PM
Keep in mind the mortgage loan officer needs to get ALL the facts before giving you a good faith estimate. With all the recent changes in the mortgage industry taking place I would also want to make sure I was asking the right questions. Ask for points to be quoted to … (2 comments)
|
home buyer tips: Vincent, How do I read the inspection report? - 09/13/07 11:32 PM
There are many styles of reports used by property inspectors, including the checklist, computer generated using inspection programs, and the narrative style.
Some reports are delivered on site and some may take as long as 4 - 6 days for delivery. All reporting systems have pros and cons.
The most important issue with … (0 comments)
|
home buyer tips: Vincent, I may not have enough for the Down Payment... What should I do? - 09/11/07 11:59 PM
Perhaps you should reconsider the home and choose from some other properties which would fit your budget (this home will be your stepping stone towards the house of your dreams).
The amount you have available for a down payment will affect what types of loans for which you can qualify. Down payments … (5 comments)
|
home buyer tips: Vincent, I found the house I like… What next? - 09/10/07 08:32 PM
The next obvious step would be to... buy it.
It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.
Down PaymentIn the purchase offer, we will include the down payment … (4 comments)
|
home buyer tips: Vincent, What should I know before I look at my first house? - 09/09/07 11:05 PM
Experienced home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home - including … (2 comments)
|
home buyer tips: Vincent, Can my home be tested for mold? - 09/09/07 12:31 AM
ABSOLUTELY!!!
The first thing to understand about mold is that there is a little mold everywhere - indoors and outdoors. It's in the air and can be found on plants, foods, dry leaves, and other organic materials.
It's very common to find molds in homes and buildings. After all, molds grow naturally indoors. … (4 comments)
|
home buyer tips: Vincent, I’m a First-time Homebuyer, what can you do for me? - 09/05/07 10:59 AM
Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent I will . . .
Work at no cost to you!Lead you through every step of the exciting home buying process.Will help you define your "wish list" of features you want … (0 comments)
|
home buyer tips: Vincent, My ARM is about to adjust... WHAT SHOULD I DO? - 08/29/07 09:41 PM
As home prices started to soar about five years ago, many buyers took advantage of low-rate ARMs just to get a foot in the door. At the same time, mortgage rates were flirting with historic lows, and lenders began offering more interest-only loans and option ARMs, which allow borrowers to make … (3 comments)
|
home buyer tips: Vincent, DO you have advice for buying a 'fixer upper' home? - 08/24/07 10:20 AM
"Buyer Beware" is never more appropriate than when considering the purchase of a fixer-upper.You really need to know exactly what you're getting into before buying.It's commonly believed that fixer-upper properties represent easy money that is ripe for the taking - that you can buy it, do a little work on it … (2 comments)
|
home buyer tips: Vincent, Do you have any TIPS FOR FIRST TIME BUYERS? - 08/23/07 05:09 PM
Buying a home is such an exciting time in everyone's lives. But it's not always the easiest process. There are several things that you can do in advance of your purchase to make the process flow much more smoothly. Here are just a few of the things I suggest to start … (0 comments)
|
home buyer tips: Knowing Your Credit is VERY IMPORTANT!! - 08/22/07 11:32 AM
In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills can be analyzed, sliced, diced, spindled and mutilated … (2 comments)
|
;)
Links;)
Tags (Tag Cloud);)
Archives
