ozone park: Vincent, What questions should I ask when shopping for a mortgage professional? - 10/02/07 09:35 PM
Keep in mind the mortgage loan officer needs to get ALL the facts before giving you a good faith estimate. With all the recent changes in the mortgage industry taking place I would also want to make sure I was asking the right questions. Ask for points to be quoted to … (2 comments)
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ozone park: Vincent, I may not have enough for the Down Payment... What should I do? - 09/11/07 11:59 PM
Perhaps you should reconsider the home and choose from some other properties which would fit your budget (this home will be your stepping stone towards the house of your dreams).
The amount you have available for a down payment will affect what types of loans for which you can qualify. Down payments … (5 comments)
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ozone park: Vincent, what is PMI? - 09/08/07 12:25 AM
PMI, also known as Private Mortgage Insurance, is a supplemental insurance policy you may pay for to protect your mortgage lender in the event of your default. PMI is provided by private (non-government) companies and is usually required when your loan-to-value ratio (the amount of your mortgage loan divided by the … (0 comments)
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ozone park: Vincent, What should I expect from “most agents”? - 09/06/07 11:26 PM
Most agents make it a point to tell you that they're the smartest real estate professional ever. But where is all of the info to back it up? I would rather give you all the information you need to make an informed decision when it comes to buying or selling your … (2 comments)
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ozone park: Vincent, I’m a First-time Homebuyer, what can you do for me? - 09/05/07 10:59 AM
Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent I will . . .
Work at no cost to you!Lead you through every step of the exciting home buying process.Will help you define your "wish list" of features you want … (0 comments)
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ozone park: Vincent, My ARM is about to adjust... WHAT SHOULD I DO? - 08/29/07 09:41 PM
As home prices started to soar about five years ago, many buyers took advantage of low-rate ARMs just to get a foot in the door. At the same time, mortgage rates were flirting with historic lows, and lenders began offering more interest-only loans and option ARMs, which allow borrowers to make … (3 comments)
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ozone park: Vincent, How do I set a sales price for my home? - 08/27/07 10:32 PM
Before we set the sales price of your house, I'll run a Highest Price Analysis that will show the listing price of similar houses in the area as well as the prices at which the houses actually sold. Additionally, the analysis will give us information about houses currently on the market … (0 comments)
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ozone park: Vincent, Does Feng Shui really work? - 08/25/07 04:26 PM
Queens, NY is home to a diverse group of people from the around the world. In fact over 200 languages and dialects from around the globe can be found here in Queens, New York. As a result I've had the opportunity to learn many things about different people from all over the world. One of … (10 comments)
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ozone park: Vincent, DO you have advice for buying a 'fixer upper' home? - 08/24/07 10:20 AM
"Buyer Beware" is never more appropriate than when considering the purchase of a fixer-upper.You really need to know exactly what you're getting into before buying.It's commonly believed that fixer-upper properties represent easy money that is ripe for the taking - that you can buy it, do a little work on it … (2 comments)
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ozone park: Vincent, Will a home improvement ADD VALUE to my home? - 08/23/07 11:11 PM
Determining whether a home improvement will add value to your home can be tricky. There are many factors to consider. Some factors are tangible like the cost of making the improvement. Other factors are less tangible and harder to quantify, like the improved quality of life the home improvement brings you … (3 comments)
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ozone park: Vincent, Do you have any TIPS FOR FIRST TIME BUYERS? - 08/23/07 05:09 PM
Buying a home is such an exciting time in everyone's lives. But it's not always the easiest process. There are several things that you can do in advance of your purchase to make the process flow much more smoothly. Here are just a few of the things I suggest to start … (0 comments)
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ozone park: Vincent, How do I get the BEST PRICE for MY HOME? - 08/23/07 04:38 PM
Effective marketing is the key to selling your home quickly and getting the highest price. Aggressive, effective marketing of my Client's homes by every available medium is how I've become a top real estate agent in the Richmond Hill area. It's my job to assure that you get as many qualified … (2 comments)
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ozone park: Vincent, How important is it to stage my home? - 08/22/07 09:55 PM
I can't stress this enough, it's VERY important!!
If you have an outdated or worn out red carpet in your livingroom, then get rid of it... remove all your personal items like pictures, refrigerator magnets, clutter. Remember, our mutual goal is to get you the best price for your home in the … (6 comments)
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ozone park: Knowing Your Credit is VERY IMPORTANT!! - 08/22/07 11:32 AM
In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills can be analyzed, sliced, diced, spindled and mutilated … (2 comments)
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ozone park: Vincent, Should I paint my house before selling? - 08/22/07 12:38 AM
Let me start by saying "I would"! There are many factors involved in marketing and selling your home. You can't control most of them. The curb appeal of your home plays a big role in the sales process, and it's one of the things you can have direct control over. You'll … (11 comments)
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