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If you have clients facing a potential foreclosure, help them help themselves by assembling the following, as suggested by the Federal Housing Administration.1. Loan number and recent payment history2. A brief explanation of their circumstances. Are their financial problems temporary (for example, a cut in job hours or the illness of a family member) or permanent?3. Recent income documentation, including pay stubs or tax returns4. A list of household expenses - utility bills, food, insurance5. A list of other debt obligations - credit cards, car loansFor more advice on avoiding foreclosure, visit www.fha.gov/foreclosure.
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