The mortgage rates are falling and the press is finally on our side.  You can't open a newspaper or view a newscast without hearing the 4% rate being thrown around...even if it's not here yet, it is a great time to advise your customers and realtors that mortgage rates are falling fast and what goes down will go back up!!  Typically, lower rates result in higher home prices - not this time, the home buyers have the perfect storm...low rates and the best deals and home choices...take advantage and buy your home today!!