Ar_home_b_search
 

In running one's business, besides creating a marketing plan for the New Year, it is important to determine what one is trying to achieve.

Are we just looking at business from just a transactional point of view? Are we looking at our business with an insight into the future? Are we thinking about creating a reputation/legacy, by which, peers and associates in the business community will respect and remember us by? How do our past clients and their sphere of influence play into all of this?

Sometimes we look at our business as a transactional situation, without seeing the bigger picture. We need to remember to look at the bigger picture, and to position ourselves so that we do not have to look for a new customer for every transaction.

Repeat business and referrals are where we want to be. That takes treating people in a respectful and responsible way, and it takes follow up.

Building a business is like building a building. If the foundation is not solid, the building will not be very solid and will not weather the test of time.

Think of your future......it is yours to create!

 


Residential Mortgage Financing for "Not So Perfect Credit"
Paula Greenberg (Wells Fargo Home Mortgage)
So, you have not so perfect credit? Well, less than perfect credit does not mean you cannot own a home. With Flagstar Bank's A Minus Program, the possibility of home ownership could be for you. The types of loans available with this program are…
40 Year Fixed Rate Mortgage
Paula Greenberg (Wells Fargo Home Mortgage)
If you would like a lower monthly payment on a fixed rate mortgage, then a 40 year fixed rate mortgage might be for you. Lower payments come in different packages. Sometimes they are Pick A Pay/Neg Am loans, or fancy adjustable rate mortgages. In…
Musings About The Ever Changing Market
Paula Greenberg (Wells Fargo Home Mortgage)
Did you ever think that your fast paced real estate business would change? I am sure that most realtors and loan officers did not think so. It is so easy to get aboard the "automatic closing sales express", and forget about where your business will…
Fannie Mae and Freddie Mac Expanded Approvals
Paula Greenberg (Wells Fargo Home Mortgage)
Fannie Mae and Freddie Mac have different levels of approvals. For the best credit and credentials, an Approve/Eligible response is really all that is needed from Fannie Mae's automated underwriting engine. Once you get "outside of the box",…
Pre Approved Mortgage Commitment
Paula Greenberg (Wells Fargo Home Mortgage)
What is a pre approved mortgage commitment? It is a commitment for a mortgage subject to the borrower finding an appropriate property. The conditions are usually: Contract of Sale, Appraisal, Title Insurance, and Homeowners Insurance. At this…
The Homeowner's Protection Act of 1998
Paula Greenberg (Wells Fargo Home Mortgage)
The Homeowner's Protection Act of 1998 applies to mortgages obtained after July 29, 1999, and does not apply to VA and FHA Government Guaranteed Loans. The type of loan that this law applies to are Owner Occupied Single Family Residences. Under…
What is Private Mortgage Insurance?
Paula Greenberg (Wells Fargo Home Mortgage)
Private Mortgage Insurance protects lenders against loss on high loan to value loans. With less than a 20% down payment on a purchase, and less than 20% equity in a property already owned, Private mortgage Insurance becomes applicable. There are…
How To Use Seller Concessions to Sell A Home in a Tough Market
Paula Greenberg (Wells Fargo Home Mortgage)
A seller concession is a dollar amount or percentage of the purchase price that a seller agrees to contribute to a buyer. For a lender, an acceptable seller concession would be for closing costs, or possibly to buy down an interest rate. There are…
New FHA Financing Update
Paula Greenberg (Wells Fargo Home Mortgage)
The House and the Senate have agreed to send a bill to President Bush for his approval to terminate the use of non profit groups, such as Nehemiah, to assist buyers with the 3% FHA Downpayment. FHA says seller-funded/non-profit down payments are…
 

Paula Greenberg

Danbury, CT

More about me…

Wells Fargo Home Mortgage

Address: 69 Kenosia Avenue, Danbury, Ct, 06810

Office Phone: (203) 798-3888

Cell Phone: (203) 240-3542

Email Me



Links

Archives

RSS 2.0 Feed for this blog

Find CT real estate agents and Danbury real estate on ActiveRain.