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debt settlement: Can't I do debt settlement on my own? - 03/04/10 07:04 PM
You can try.  Most times creditors are not willing to work with individuals and will not offer very favorable settlements. Plus, if you don’t have the necessary negotiation skills and experience, you will never know if the creditor is giving you the best terms available.  Because a Certified Debt Specialist works with thousands of creditors and has thousands of clients, creditors are willing to work with us. Certified Debt Specialists are trained in the “ settlement language”.  They know the special terms that are available, and what solutions have been successful for others in similar situations.
 
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debt settlement: Phoenix Company Debt Settlement - 02/27/10 06:08 PM
Q. What is the difference between a Debt Settlement Program and Debt Management Plan (DMP)? 
  
A:Debt Management
  
In a debt consolidation programs, also known as a Debt Management Plan (DMP), you pay back 100% of your debt plus interest. Interest is commonly reduced to the 8% to 10% range. Additionally, Most Debt Management Companies have a monthly service fee tacked on to your monthly payment. Most people pay back about 130% of their debt over 5 to 6 year period. Debt Management has a moderate affect on a good credit file and will improve most poor credit files. … (0 comments)

 
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Mark Darner

Denton, TX

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Phoenix Company Fast Credit Repair

Address: PO BOX 568, Denton, TX, 76202

Office Phone: (214) 227-9644

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