I get so many people say that they can't buy a house because their credit isn't very good. Define "very good". Credit Karma is not your answer. Sometimes it is spot on and sometimes it is crazy wrong--about like depending on Zillow and their "Estimates". A home loan depends on 3 credit scores: Experian, Equifax, and Transunion. Two of the 3 scores must be above the minimum required scores for the lending institution that you are talking to. All lenders are not created equal. It … (0 comments)
credit scores: My credit score is too low. What do I do?
- 04/02/15 01:39 AM
Pamela Madore The Pamela Madore Group http://pinkhouseteam.com Don't Panic. Anything can be fixed given time. Credit Reports can look like a tangled mess sort of like those formulas that geniuses write on black boards. It takes someone experienced in reading a credit report to help you understand what it says. And know this---not everyone can plainly show you what it means nor show you how to fix it. There are many credit repair companies but in my view you are perfectly capable of fixing your own credit report with a little understanding of how the process works. A credit report will typically start with … (0 comments)
How To Get A Loan To Buy A House Amarillo TX: The Truth About Secured Credit Cards Sometimes in order to get a loan to buy a house your credit score isn't quite where it needs to be. Most of the time you will get advised to get a secure credit card to increase your score. Unfortunately, you don't always get instructions on how to make it increase your credit score. A secured credit card is simply when you take $300 to $500 or so to a bank or lending institution and they will … (5 comments)
credit scores: What Are Your Credit Scores? Do's and Don'ts To Get Your Scores Up
- 06/14/14 05:18 AM
Pamela Madore The Pamela Madore Group Keller Williams Realty http://myamarillohomes.com 806-290-1920 Nowadays when you are buying or selling a house, it is all about credit. Conversations start with "Hi. What is your credit score?" You might not think this applies to you if you are selling your house. There are two ways that this can affect you, however. Number one is if you are going to buy another house you need to be aware of what your credit scores are to be sure you can buy another house. Number two is that in finding a buyer for your house credit scores are critical. Too … (3 comments)
credit scores: Here Is The Whole Scoop On Credit Scores -- My Pet Peeves
- 04/21/14 07:08 AM
Pink House Team Keller Williams Realty 806-290-1920 Here Is The Whole Scoop On Credit Scores and My Pet Peeves Well, maybe not the whole scoop but at least a pretty good idea. Before I talk to you about that, though, I want to tell you how it worked back in the golden days. I was a loan processor in the early eighties and we didn't have credit scores like we do today. What we had was a credit bureau which was a company that did credit reports for us. Even though the scoring system had been around since the 50's it wasn't widely popular … (0 comments)
credit scores: Frequently Asked Financing Questions
- 11/25/13 07:46 AM
Q. How do I find out what my credit scores are? A. There are a few ways that you can do this. You can go online and pay to have a company show you what they are. By far the best way is to talk to a lender or a bank about pre-qualifying and they will pull your credit.
Q. What if I have had a bankruptcy? A. Generally if you have re-established your credit and have had no late payments or collections since the bankruptcy, you would be able to get a mortgage 2 years after the DISCHARGE … (0 comments)
Pamela MadoreKeller Williams Realty806-290-1920 How Bad Can My Credit Be To Still Be Good Enough To Buy A House?
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