Prem / Jan's Blog

What is a Billion! and watch out for Tax man!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Mon, 17 Dec 2007 12:03:01 -0600

This is too true to be very funny!

The next time you hear a politician use the word 'billion' in a casual manner, think about

whether you want the 'politicians' spending YOUR tax money.

A billion is a difficult number to comprehend, but one advertising agency did a good job of

putting that figure into some perspective in one of its releases.

A. A billion seconds ago it was 1959.

B. A billion minutes ago Jesus was alive.

C. A billion hours ago our ancestors were living in the Stone Age.

D. A billion days ago no-one walked on the earth on two feet.

E. A billion dollars ago was only 8 hours and

20 minutes, at the rate our government is spending it.

While this thought is still fresh in our brain, let's take a look at New Orleans It's amazing what you can learn with some simple division

Louisiana Senator, Mary Landrieu (D), is presently asking the Congress for $250 BILLION to rebuild New Orleans . Interesting number, what does it mean?

A. Well, if you are one of 484,674 residents of New Orleans (every man, woman, child), you each get $516,528.

B. Or, if you have one of the 188,251 homes in New Orleans , your home gets $1,329,787.

C. Or, if you are a family of four, your family gets $2,066,012.

Washington , D.C . HELLO!!! ... Are all your calculators broken??

Watch the Tax man!

Tax his land, Tax his wage, Tax his bed in which he lays. Tax his tractor, Tax his mule, Teach him taxes is the rule.

Tax his cow, Tax his goat, Tax his pants, Tax his coat. Tax his ties, Tax his shirts, Tax his work, Tax his dirt. Tax his tobacco, Tax his drink, Tax him if he tries to think.

Tax his booze, Tax his beers, If he cries, Tax his tears. Tax his bills, Tax his gas, Tax his notes, Tax his cash.

Tax him good and let him know, That after taxes, he has no dough. If he hollers, Tax him more, Tax him until he's good and sore. Tax his coffin, Tax his grave, Tax the sod in which he lays. Put these words upon his tomb, 'Taxes drove me to my doom!' And when he's gone, We won't relax, We'll still be after the inheritance TAX!! Accounts Receivable Tax, Building Permit Tax, CDL License Tax, Cigarette Tax, Corporate Income Tax, Dog License Tax, Federal Income Tax, Federal Unemployment Tax (FUTA) ,Fishing License Tax, Food License Tax, Fuel Permit Tax, Gasoline Tax, Hunting License Tax, Inventory Tax, IRS Interest Charges (tax on top of tax), IRS Penalties (tax on top of tax), Liquor Tax, Luxury Tax, Marriage License Tax, Medicare Tax, Property Tax, Real Estate Tax, Service charge taxes, Social Security Tax, Road Usage Tax (Truckers), Sales Taxes, Recreational Vehicle Tax, School Tax, State Income Tax, State Unemployment Tax (SUTA), Telephone Federal Excise Tax, Telephone Federal Universal Service Fee Tax, Telephone Federal, State and Local Surcharge Tax, Telephone Minimum Usage Surcharge Tax, Telephone Recurring and Non-recurring Charges Tax, Telephone State and Local Tax, Telephone Usage Charge Tax, Utility Tax, Vehicle License Registration Tax, Vehicle Sales Tax, Watercraft Registration Tax, Well Permit Tax, Workers Compensation Tax.

STILL THINK THIS IS FUNNY?

Not one of these taxes existed 100 years ago, and our nation was the most prosperous in the world. We had absolutely no national debt, had the largest middle class in the world, and Mom stayed home to raise the kids.

What happened? Can you spell 'politicians!' And I still have to 'press 1' for English.

What the heck happened?????

Thanks.

Prem.

Success Habits we can use for next year!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sun, 09 Dec 2007 00:57:29 -0600

Success Habit Exercise #1: Take 30 to 60 minutes each day to invest in yourself...to go back to school and keep your edge sharp...and gain something that no one can ever take away. Buy a course. Read a book. Listen to a tape program. Talk with colleagues on what they do to improve their businesses. Start a mastermind club with other agents. You've got to keep yourself in the "deal flow" of information and innovation. Just being there will keep your mind alive and help motivate you to new levels of success.

Success Habit Exercise #2: Decide where you want to go in your life and business. Another one of my early mentors (who is worth over $100 million today) told me, "Most people fail in life because they don't know how to differentiate the important from the unimportant." That's because most people really don't know where they want to go - so any decision, any path will do. Once a year, I update my 5-year plan. Then I plan my business (and life) for the next 12 months. Then I break down the "things" I'll need to do reach those annual goals, and I make monthly goals. Then I'll break those down into weekly tasks, and finally daily tasks. How do you eat an elephant? One bite at a time. But if you don't start, you'll never get anywhere.

Success Habit Exercise #3: Each day, before I leave work, I look at my daily tasks - what I completed, and what's remaining - and I create and prioritize my daily tasks for the next day. Why? Because that one skill alone keeps me on track to accomplish my goals, and helps me hit the ground running the next day - way ahead of anyone else.

Success Habit Exercise #4: Take 30 minutes each day to quiet your mind and deeply think about where you want your life to be in 6 months, 12 months, 2 years and 5 years. You can try it right before bed time and right after rising in the morning. I don't want you to simply "think" about what you want, I want you to: 1) Attach a positive emotion to the thought - a feeling, and 2) Think as if you're already there...as if you're already living your life where you want it to be. Why do I want you to do this? Because programming your mind when it's quiet and receptive sets off an invisible force within your subconscious that will align the universe in motion to help manifest your goals. Hey, don't laugh. I know it sounds like quackery, but it's true.

Try these 4 exercises each day, and very soon you'll awaken to a whole new life...a whole new world of success and fulfillment.

Thanks.

Prem

How to get rid of Fruit Flies!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sun, 09 Dec 2007 00:34:55 -0600

DIY pop bottle trap
Find a narrow-necked 2 or 3 liter soda bottle and fill the bottom inch or so with fruit juice, beer, soda, V8, apple cider, or vinegar along with a few drops of cooking oil or dish soap to break the liquid's surface tension so any bugs that attempt to land will get caught in the liquid. Place the bottle in the area of infestation and watch all of the little fruit flies get trapped in the bottle or trapped in the liquid inside.

DIY Bowl trap
Don't have any bottles? That's ok, make this trap instead. Take any size bowl and cover the bottom with fruit juice, beer, soda, V8, apple cider, or vinegar along with a few drops of cooking oil or dish soap and then cover the top with plastic wrap. Poke several small holes in the wrap with a fork or thin knife and set it out in the area of infestation. The fruit flies will smell their way into the bowl and will be unable to escape.

Every time I am drinking Red wine some how Fruit flies appear from no where! So I found some solutions as per above.

You are welcome to comment.

Thanks.

Prem

Fun stuff on Aging!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sun, 09 Dec 2007 00:25:27 -0600

George Carlin's Views on Aging-Do Read it till end!

Do you realize that the only time in our lives when we like to get old

is when we're kids? If you're less than 10 years old, you're so excited

about aging that you think in fractions.

"How old are you?" "I'm four and a half!" You're never thirty-six and

A half. You're four and a half, going on five! That's the key

You get into your teens; now they can't hold you back. You jump to the

Next number, or even a few ahead.

"How old are you?" "I'm gonna be 16!" You could be 13, but hey, you're

Gonna be 16! And then the greatest day of your life .. . . you become 21.

Even the words sound like a ceremony . YOU BECOME 21. YESSSS!!!

But then you turn 30. Oooohh, what happened there? Makes you sound

like bad milk! He TURNED; we had to throw him out. There's no fun now, you're just a sour-dumpling What's wrong? What's changed?

You BECOME 21, you TURN 30, then you're PUSHING 40. Whoa! Put on the

brakes, it's all slipping away. Before you know it, you REACH 50 and your

dreams are gone.

But wait!!! You MAKE it to 60. You didn't think you would!

So you BECOME 21, TURN 30, PUSH 40, REACH 50 and MAKE it to 60.

You've built up so much speed that you HIT 70! After that it's a

day-by-day thing; you HIT Wednesday!

You get into your 80s and every day is a complete cycle; you HIT

lunch; you REACH 4:30; you REACH bedtime. And it doesn't end there. Into the 90s, you start going backwards; "I Was JUST 92." Then a strange thing happens. If you make it over 100, you become a little kid again. "I'm 100 and a half!" May you all make it to a healthy 100 and a half!!

HOW TO STAY YOUNG

1. Throw out non essential numbers. This includes age, weight and height.

Let the doctors worry about them. That is why you pay "them."

2. Keep only cheerful friends. The grouches pull you down.

3. Keep learning. Learn more about the computer, crafts, gardening,

whatever. Never let the brain idle. "An idle mind is the devil's workshop." And the devil's name is Alzheimer's.

4. Enjoy the simple things.

5. Laugh often, long and loud. Laugh until you gasp for breath.

6. The tears happen. Endure, grieve, and move on. The only person, who

Is with us our entire life, is ourselves. Be ALIVE while you are alive.

7. Surround yourself with what you love, whether it's family, pets,

keepsakes, music, plants, hobbies, whatever. Your home is your refuge.

8. Cherish your health: If it is good, preserve it. If it is

unstable, improve it. If it is beyond what you can improve, get help.

9 Don't take guilt trips. Take a trip to the mall, even to the next

county; to a foreign country but NOT to where the guilt is.

10.Tell the people you love that you love them, at every opportunity.

AND ALWAYS REMEMBER: Life is not measured by the number of breaths we take, but by the moments that take our breath away.

Do share this with someone.

T H A N K S.

5 THINGS YOU NEVER KNEW YOUR CELL PHONE CAN DO!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Tue, 04 Dec 2007 16:15:18 -0600

There are a few things that can be done in times of grave emergencies. Your mobile phone can actually be a life saver or an emergency tool for survival. Check out the things that you can do with it:

FIRST
Emergency

The Emergency Number worldwide for Mobile is 112. If you find yourself out of the coverage area of your mobile; network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked. Try it out.

SECOND
Have you locked your keys in the car?

Does your car have remote keyless entry? This may come in handy someday. Good reason to own a cell phone: If you lock your keys in the car and the spare keys are at home, call someone at home on their cell phone from your cell phone. Hold your cell phone about a foot from your car door and have the person at your home press the unlock button, holding it near the mobile phone on their end. Your car will unlock. Saves someone from having to drive your keys to you. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other "remote" for your car, you can unlock the doors (or the trunk).
Editor's Note: It works fine! We tried it out and it unlocked our car over a cell phone!"
THIRD
Hidden Battery Power

Imagine your cell battery is very low. To activate, press the keys *3370# Your cell will restart with this reserve and the instrument will show a 50% increase in battery. This reserve will get charged when you charge your cell next time.

FOURTH
How to disable a STOLEN mobile phone?

To check your Mobile phone's serial number, key in the following digits on your phone: * # 0 6 # A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. When your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless. You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either. If everybody does this, there would be no point in people stealing mobile phones.
And Finally....

FIFTH
Free Directory Service for Cells

Cell phone companies are charging us $1.00 to $1.75 or more for 411 information calls when they don't have to. Most of us do not carry a telephone directory in our vehicle, which makes this situation even more of a problem. When you need to use the 411 information option, simply dial: (800) FREE 411 , or (800) 373-3411 without incurring any charge at all. Program this into your cell phone now.
This is the kind of information people don't mind receiving, so pass it on to your family and friends. =

Courtesy of

Prem and Jan Chhatwani

P.S. I have personally tried to open the car it did work for me. I am told Free directory service is valid. The rest of the 3 things I have personally not tried. Would like your feedback.

Thanks.

Prem

Safety Tip for Holidays and more.

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Tue, 04 Dec 2007 12:35:10 -0600

Good information.

Next time you come home for the night and you start to put your keys away, think of this: It's a security alarm system that you probably already have and requires no installation.
Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it off or the car battery dies. This tip came from a neighborhood watch coordinator.
It works if you park in your driveway or garage.

If your car alarm goes off when someone is trying to break in your house, odds are the burglar or rapist won't stick around... after a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that.
And remember to carry your keys while walking to your car in a parking lot. The alarm can work the same way there..... This is something that should really be shared with everyone. Maybe it could save a life or a sexual abuse crime.

P.S. Would also be useful for any emergency, such as a heart attack, where you can't reach a phone.

Have some fun this Holiday Season!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Mon, 26 Nov 2007 13:15:22 -0600

The European Commission has just announced an agreement whereby English will be the official language of the European Union rather than German, which was the other possibility. (If this does not make you Smile, then what will? )

As part of the negotiations, the British Government conceded that English spelling had some room for improvement and has accepted a 5- year phase-in plan that would become known as "Euro-English".

In the first year, "s" will replace the soft "c". Sertainly, this will make the sivil servants jump with joy. The hard "c" will be dropped in favour of "k". This should klear up konfusion, and keyboards kan have one less letter. There will be growing publik enthusiasm in the sekond year when the troublesome "ph" will be replaced with "f". This will make words like fotograf 20% shorter.

In the 3rd year, publik akseptanse of the new spelling kan be expekted to reach the stage where more komplikated changes are possible.
Governments will enkourage the removal of double letters which have always ben a deterent to akurate speling.
Also, al wil agre that the horibl mes of the silent "e" in the languag is disgrasful and it should go away.

By the 4th yer people wil be reseptiv to steps such as
replasing "th" with "z" and "w" with "v".

During ze fifz yer, ze unesesary "o" kan be dropd from vords kontaining "ou" and after ziz fifz yer, ve vil hav a reil sensi bl riten styl.

Zer vil be no mor trubl or difikultis and evrivun vil find it ezi tu understand ech oza. Ze drem of a united urop vil finali kum tru.

Und efter ze fifz yer, ve vil al be speking German like zey vunted in ze forst plas.
If zis mad you smil, pleas pas on to oza pepl

( Electronic Copy available, email your request to pjan86@yahoo.com )

Feng Shui and Real Estate - Does it work ?

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sun, 25 Nov 2007 13:34:08 -0600

Have you ever tried or used Feng Shui experts prepare your listings ? Has it worked? Can you provide any tips or comments in favor or not.

Thanks.

Prem

Easy to use Fire Extingueshers like a simple spray can!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sat, 24 Nov 2007 22:40:32 -0600

First Alert® Launches Easy-To-Use TUNDRA^TM
Fire Extinguishing Spray to Extinguish Fires

I was looking for easy to use Fire extinguisher for my wife in the kitchen, or car and I bought these.

Check out their website http://www.firstalertstore.com/

Good for all type of fires including electric. One of the best gift for your new home Buyers!

Your comments are welcome.

Prem

This Listing plus Marketing Tool is the State of the art!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sat, 24 Nov 2007 22:11:29 -0600

Interested?

Then

Check out Voicepad.com

•1) Let text to digital technology describe your listing for those drive by potential buyers!

•2) Enhance your listings on your website with Audio Connect from Voice pad. Now visitors can hear the clear description of the property in English or Spanish.

•3) On the road again! Use Mobile Connect from Voice pad to look up MLS listing on your smart phone while showing homes!

If anybody out there using voice pad please comment.

Thanks.

Prem

Dazzle your customers with personal shows!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sat, 24 Nov 2007 15:02:15 -0600

Hi Folks,

You can create FREE Shows for your customers and then send them the link. They can in turn email the link to friends and family members.

Log on to http://www.realestateshows.com/ See the sample.

and sign up. All you need is .jpeg Pics. Up to 9 to create 60 sec. show with music

You can do birthdays, Kids and Xmas and so on. Of course you can do Houses or your listings as well.

Every time you take buyers around several homes to show take pics. with them and then send them the link to refresh the information as they often forget what they saw. They can also send the link to other family members. Of course there are Virtual Tours, but these are personal tours! Also a proof for you to keep.

My mortgage consultant paid for the Annual dues for this site for me. Check with yours!

Thanks.

Prem

Manhattan Beach Sweet Spots Real Estate October Report.

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sat, 17 Nov 2007 02:59:08 -0600

East Manhattan (Area 147)

No. of listings stayed at 31 same as last month. Only two homes were sold in October and trend has been sliding down since June, 07.

Of the two sold in October , one was 1990 built with 5 bedrooms and office with 4900 plus Sq. Ft. living area on a almost 7500 Sq. Ft. Lot. Sold in 40 days The second house was 1999 year built with 5 bedrooms and almost 4500 Sq. Ft. living area on full 7500 Sq. Ft. lot. Excellent house sold in 8 days.

No Teardowns and no new construction sold this month. However 4 sales are in pending and should show up next month.

Call us with any questions or any help we can provide marketing your home or help you find one or build one for you. 1-800-GET-PREM (1-800-438-7736 ) or respond to this blog.

Thanks.

Manhattan Beach Sweet Spots Real Estate October Report.

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Sat, 17 Nov 2007 02:55:45 -0600

Tree section ( Area 143 )

Listings went down from 51 in September to 46 in October.

The closed Sales for October were 5 compared to 8 in Sept. However 8 sales were pending at the end of October hopefully they will show up as sales in November .

Of the 5 sales in October, two were 1950 older homes with approx. 1500 Sq. Ft. living space and possible future tear down and rebuild potential. One took 9 days to sell and another 211 days. Additionally 3^rd house sold in 6 days built in 1989 with 5 bedrooms and 3100 Sq.Ft. and nicely redone. The 4^th house 2007 built , about 3500 Sq. ft. sold in 66 days over 3 Million. The 5^th and the last house of the month was also 2007 built got sold while being built, with 4800 Sq. ft living on a 6200 plus lot for 4.2 Million.

So the Tree section sold something old and something new. Yes the no. of sales have been going down from August,07. There is a good inventory out there to pick and choose.

Call us with any questions or any help we can provide marketing your home or help you find one or build one for you. 1-800-GET-PREM ( 1-800-438-7736) or respond to this blog.

Thanks.

Manhattan Beach Open House

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Fri, 16 Nov 2007 20:48:46 -0600

You are invited to visit us during OPEN HOUSE this SAT or SUN 2-4 PM

at 1827 10th Street in Manhattan Beach, CA.

Here is the link to MLS Link in case you wish to see the listing.

http://matrix.gsbrmls.net/DE.asp?ID=923959245

Also here is the link for Virtual Tour

http://mlsphotos.com/tours/?tid=1938

Also visit us in case you are interested in a custom designed home built for you. This will give you preview of our workmanship.

Thanks.

Prem/ Jan Chhatwani

Your Realtor in Manhattan Beach, CA

This message from this Girl with Cancer and 6 months to live could help us!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Fri, 16 Nov 2007 00:41:30 -0600

This poem was written by a terminally ill young girl in a New York Hospital ..

It! was sent by a medical doctor - Make sure to read what is in the closing statement

AFTER THE POEM.

SLOW DANCE

Have you ever watched kids

On a merry-go-round?

Or listened to the rain

Slapping on the ground?

Ever followed a butterfly's erratic flight?

Or gazed at the sun into the fading night?

You better slow down.

Don't dance so fast.

Time is short.

The music won't last.

Do you run through each day

On the fly?

When you ask How are you?

Do you hear the reply?

When the day is done

Do you lie in your bed

With the next hundred chores

Running through your head?

You'd better slow down

Don't dance so fast.

Time is short.

The music won't last.

Ever told your child,

We'll do it tomorrow?

And in your haste,

Not see his sorrow?

Ever lost touch,

Let a good friendship die

Cause you never had time

To call and say,"Hi"

You'd better slow down.

Don't dance so fast.

Time is short.

The music won't last.

When you run so fast to get somewhere

You miss half the fun of getting there.

When you worry and hurry through your day,

It is like an unopened gift....

Thrown away.

Life is not a race.

Do take it slower

Hear the music

Before the song is over.

-------------------

This young girl has 6 months left to live, and as her dying wish, she wanted to send a letter telling everyone to live their life to the fullest, since she never will. She'll never make it to prom, graduate from high school, or get married and have a family of her own. PLEASE PASS ON AS A LAST REQUEST.

r. Dennis Shields, Professor
Department of Developmental and Molecular Biology
1300 Morris Park Avenue
Bronx , New York 10461

Last 90 days in Manhattan Beach, CA and its Sweet Spots! Follow up

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Thu, 15 Nov 2007 00:16:58 -0600

Tree Section Sweet Spot #1

8 sold properties out of 51 in market in September.

Price range from 1 Mil to 3 Mil approx.

4/8 were 1950 properties with future Tear down and rebuild opportunities. 2/8 were 2004 and one sold over asking price. Balance two properties were 2007 built new construction. One of them 72 DOM and another 197 DOM.

Summary: Good market for selling Tear downs and Cape cods are appealing!

East Manhattan Area 147 Sweet Spot #2.

6 properties were sold out of 31 in market in September.

4 were Tear down future potential ( one was quit Claim transfer )

One was a private sale

And the last one sold over listed price in 5 days at 1.7 Mil.

Summary: Tear down older properties are being sold here too. While many newer properties are waiting to be sold!

Comment: If you own a older , possible Tear Down call us. Our builder is looking for it. We will custom build your home on your lot or on one you prefer from what is available.

Last 90 days in Manhattan Beach, CA and its Sweet Spots!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Wed, 14 Nov 2007 01:29:28 -0600

Overall Manhattan Beach effective July thru Sept., 07 had slight increase in inventory from 107 listings in July to 122 in September, 07. However Sales fell slightly from 28 in July to 26 in September. Avg. Sale price changed from 1.637 Mil to 1.270 Mil. However Avg. price per Sq. Ft. went up from 585 to 652 and Avg. marketing time went down from 39 to 28. However sold Vs. listed prices have stayed at 99%.

One thing is sure Inventory is up! Buyer's have more choices.

The sweet spots were TREE SECTION (143) and Mira Costa (147).

Tree section from July thru September had listings increase from 37 to 51. The sales fail from 11 to 8 in same time period. Avg. sold price was 1.98 Mil to 1.87 Mil which was 99 to 100% of listed price. The Avg. /Sq. Ft. price went up from 684 to 711. The days on market went down from 71 in July to 27 in September. Mind you only 8 properties were sold out of 51 in September. It will be worth the research as to what these 8 properties had to offer that got them sold in avg. time of 27 days.

The Mira Costa (147) also known as East Manhattan had also increase in no. of listings in the same period from 26 to 31. The sales in the same period were 8 in July to 6 in Sept. Avg. Sold price went down from 1.637 Mil to 1.27 Mil. Avg. price / Sq. Ft. went up from 577 to 639. The sold / listed price stayed at 99%. Avg. days on market went up from 33 to 44. Once again only 6 / 31 listings were sold in Sept.

In summary few selected properties 15 to 19% of available are only selling and they are sold near list price and within 27 to 44 days .

In my next report I will try and research about these fast sellers! See if I can come up with some common denominator.

Your comments and advice are welcome.

Thanks.

Prem / Jan Chhatwani

Your Realtor for life.

Protect your Home against fires now, please.

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Tue, 13 Nov 2007 00:48:27 -0600

Do yourself a big favor as soon as you receive this to Fire Protect your Home. No procrastination please.

•1) Check all the smoke alarms with actual smoke not just by pressing a test button.

•2) Make sure you have smoke alarms , at each level of your house, and one above Furnace if possible and one above Water heater if possible and one above Master Electrical Panel.

•3) Replace batteries where required.

•4) Invest in good Power failure rechargeable lights for each room which plug in outlet and turn on when power goes out. Check with Radio Shack.

•5) Identify escape routes from upper floors and practice Home Fire Drills in daylight and after hours.

•6) Invest in Escape ladders from upper floors. Make sure windows open easily to drop folding ladder to ground level. Make sure first floor windows open easily or train family members to break them.

•7) Identify Kids room with "Tots savers" Reflective signs for windows. Contact Fire Dept. for help on these.

•8) Very important. Invest in few Fire Extinguishers rated for ABC. Permanently locate one in Kitchen, Near Furnace and Fireplaces and one in your bedroom. Learn how to use it and train all family members how to use it.

•9) Make sure your Fire Dept. telephone number is handy by the phone.

Tips worth paying attention:

1) In kitchen keep box of common Baking soda handy. In case of grease fire throw the baking soda on blaze and use the ABC fire extinguisher . Never ever throw water on cooking fire it will shoot burning oil all over spreading the fire.

•2) Do not smoke in Bed!!!!!!

•3) Avoid Electrical Fires. Do not overload outlets especially during xmas décor and lighting projects.

•4) Have a certified electrician check the quality of circuit breaker if your house is old. Some of the brands like ones by Federal Pacific are notorious in the trade being unreliable. Replace them.

•5) Have local fire department come out, if possible , to inspect your house , inside and out, for Fire safety.

•6) Prepare emergency exit kit and decide with all family members where to meet outside in case of fire. Call Fire Dept. ASAP. Invest in Fire Proof safe for valuable documents.

•7) Make this as Top Priority and attend to it.

T H A K S.

Your Realtor for life.

Prem/Jan Chhatwani

Remax Palos Verdes Realty.

Build your Custom Home for Less!

Prem / Jan Chhatwani (Re/Max Palos Verdes Realty) — Tue, 06 Nov 2007 00:22:58 -0600

Let us build a custom quality home on your lot or even better we will find you the perfect estate lot to make this dream home a reality.

We will handle all the details from start to finish.

Our experts will manage the process from A to Z including design, permitting and contracting all while negotiating the best fixed price contract for top quality craftsmanship.

Our financing experts will help make this home yours with a low down payment, built in equity, large tax deductions without ever showing a tax return.

You just watch us build it from start to finish and then the house warming party is on us!

Interested?

Then come and see the quality of workmanship at our Model home at;

1827, 10^th street in Manhattan Beach during Open House SAT / SUN 2-4

http://matrix.gsbrmls.net/DE.asp?ID=923959245

Check out this MLS Link and see more Phots and Virtual Tour

or call us today and make an appointment to meet and explore the possibilities.

Your Dream Home Team.

Prem Chhatwani Jan Chhatwani

Realtor,e-Pro,QSC,ASC Realtor,ABR, QSC

Marketing / Sales Sales /Contracts /Docs.

800-438-7736 310-402-6150

Email: pchhatwani@remaxpv.com Email:jchhatwani@remaxpv.com