Mortgage Rates UNDER 5% - 11/08/09 04:44 PM
Mortgages rates currently under 5%.  What a great opportunity to buy a home at some of the lowest interest rates we have seen in many years!
Current Mortgage Rates
Please contact me to find your North Idaho Dream Home.  Be sure to ask me about your free customized MLS home search "Portal."  Your North Idaho Real Estate Pro:
Pam Jank, Realtor, ABR, GRI, CRS, RSPS, PPSPreviews Property SpecialistWeb:  Coeur d'Alene Idaho Homes for Saleemail to:pamjank@hotmail.comPhone:  208-661-2282Fax:  208-772-628 Toll Free:  800-829-2555 EXT.1275COLDWELL BANKER SCHNEIDMILLER REALTY435 W. Hanley AvenueCoeur d'Alene, ID  838315 

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Energy & Cost Saving Heating Tips - 11/08/09 04:15 PM
Energy & Cost Saving HEATING TIPS: Set your thermostat as low as you can find comfortable. Make sure that warm air registers, baseboard heaters, or radiators are not blocked by furniture, carpeting or drapes. Place heat-resistant radiator reflectors between exterior walls and the radiators. Turn off kitchen, bath, and ventilating fans as soon as they have done their job (so they don't remove any more heated or cooled air than is necessary). Keep draperies and shades open on south-facing windows during the heating season to allow sunlight in.  Close them at night to reduce heat losses. Close off unoccupied rooms, and turn … (1 comments)

Help! An unmarked Vehicle with Flashing Light is trying to pull me over...... - 11/06/09 04:18 PM
Notice!An urban legendhas circulated since 2002 claiming that motorists can dial #77 or *77 to reach the police, or to determine if the unmarked police car behind them is a real "Officer of the Law" or .... etc. As you can see from the map at http://www.911dispatch.com/911/mobilenumbers.html , #77/*77 is NOT the universal number for the police. Law enforcement recommends you either dial 911 or determine your state's local highway emergency or special circumstance number.
So, if you encounter an unmarked vehicle with flahing lights trying to pull you over, call 911 or your local Highway Notification Number (see below) to determine if it … (2 comments)

Additional Tax Incentives - Tax Credits for 2010 - 11/06/09 03:03 PM
You may be able to benefit from additional housing related provisions, including the following:
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Tax Incentives to Spur Energy Savings and Green Jobs
This provision is designed to help promote energy-efficient investments in homes by extending and expanding tax credits through 2010 for purchases such as new furnaces, energy-efficient windows and doors, or insulation.
Landmark Energy Savings
This provision provides $5 Billion for energy efficient improvements for more than one million modest-income homes through weatherization. According to some estimates, this can help modest-income families save an average of $350 a year on heating and air conditioning bills.
Repairing Public … (0 comments)

President signed - Tax Credit extension - 1st time homebuyer & NOT 1st Time homebuyer... - 11/06/09 03:00 PM
Homebuyer Tax Credit Update!
On November 6, 2009, President Obama signed a bill to extend the tax credit for first-time homebuyers (FTHBs) through June 30, 2010. The bill also opens up opportunities for others who are not buying a home for the first time.
Tax Credit for Homebuyers
First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000.
Single taxpayers and married couples … (0 comments)

UPDATE -House Approved, Senate May Pass Homebuyer Tax Credit Extension Today - 11/04/09 03:33 PM
NOTICE: Today, November 6th, President Obama signed the Extension, expanded the Eligibilty requirements, Income limits and included NON first time Homebuyers up to $800,000.
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House Approved on Tuesday Nov 3rd and Senate May Pass Homebuyer Tax Credit Extension Today  (Update2)
It appears the  House and the Senate may approve the extension of the tax credit today.  They must have a home under contract by April 30th and it must close by June 30th.  It remained at $8000 for first time home buyers.  They also included a $6,500 tax credit for non first time home buyers.  
It is a $45 billion plan to … (1 comments)

 
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Pam Jank - N. Idaho Real Estate Pro

Coeur d'Alene, ID

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Coldwell Banker Schneidmiller Realty

Address: 1924 Northwest Blvd, Coeur d Alene, ID, 83814

Office Phone: (800) 829-2555 x 1275

Cell Phone: (208) 661-2282

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