Mortgage Update

  Good news, good news, and good news. Rates are at a 37-year low, buyers are starting to re-appear in California (isn't that where everything starts?), and the terms of loan modifications are getting better all the time. A sign of good things to come in 2009? //  A small follow up on USA loans b...

  If you have an FHA loan we can adjust your rate downward as market rates decrease for a mere $395 - that's it!  (below) // Mainstream zero down programs have gone away but there's still one small exception that has - as it turns out - wide applicability (below) // Have a good week folks! - Paul...

  I am getting frequent calls for stated income loans. Problem is, they are not available, and the future of this type of loan is bleak. The second best is a hard money loan, hardly an alternative. I recommend self-employed people consult their financial advisor to consider organizing themselves ...