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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Home Buyers Scouting Report - HB tax credit extended and expanded? - Mixed housing data - 10/31/09 03:58 PM
I am pleased introduce the The Homebuyers Scouting Report. The Home Buyers Scouting Report is the "MLS for buyers" - a contact capture and conversion system. It is a revolutionary new system that can drastically improve your sales volume. (See below). /// It looks like the home buyer tax credit will be extended and expanded. /// Mortgage applications are down due no more tax credit driven purchases. /// Make it a good week folks! - Paul Problem: You are losing most of your contacts! How often do you connect with prospective clients (open house, ad call, personal sphere, cold calls, etc.), hand them (0 comments)
Rates up a bit - New tax credit deals - New FHA condo rules delayed - Big sales rebound - 10/24/09 01:03 PM
Fannie Mae is raising the minimum Fico to 620 from 580. Fannie pricing is also more dynamic (higher score, lower rate), has more restrictive program criteria: 680 needed for PMI, more reserves needed, and more. Count on FHA tightening up as well. Read more. /// Make it good week folks! - Paul "I'll improve my Fico by paying off my collections" Not necessarily. Your score can actually go down! "A recent paid collection is often worse than a distant unpaid collection". Credit score and repair info. New FHA condo rules delayed to Dec 7th Implementation of FHA’s new policy for condominium project approval and condo unit financing (0 comments)
Rates up a bit - Credit rescoring - 2010 predictions - 5 reasons to use concessions - 10/17/09 10:46 AM
The Fed is buying less mortgage backed securities for the 5th consecutive week. And this is why you care: The gradual effect may be a rise in interest rates. Read more. /// Basically 1 week left for sales that need to close by Nov 30th to take advantage of the tax credit! /// Make it good week folks! - Paul What is rescoring? Rescoring is a legitimate process that seeks to increase credit scores temporarily to secure a mortgage approval, or a better rate. Virtually any score can be improved by at least 20 points. It's cheap, and it takes only 5 days to (0 comments)
New FHA condo rules - Tax credit extension? - Min down pmt to 5%? - 10/10/09 12:07 AM
There are new FHA condo rules. Just like with the new Fannie rules you will be disappointed if you think it will make things easier. Details. // Speaking of FHA, it looks like the minimum down payment may go to 5%. // Rates eased yet further this week. // Basically 2 weeks left for sales that need to close by Nov 30th to take advantage of the tax credit! // Make it good week folks! - Paul What is credit repair? Credit repair seeks to permanently remove derogatory items that will otherwise depress credit scores on a long-term basis. In essence it involves delivering (1 comments)
New Fannie condo rules - Fico fixes - Rates down - 10/09/09 11:57 PM
There are new Fannie condo rules. If you think it will make things easier you will be disappointed. Details. FHA is also introducing new rules. More on those next week. /// Rates are still edging downwards. /// Time will soon be running out for November closes (tax credit)!! /// Make it good week folks! - Paul Credit score fixes - the basics 1. Credit repair - a long-term fix to permanently increase scores (75 days) 2. Rescoring - a quick fix to qualify for a loan or better rate (5 days) Either fix (or a combination) can deliver increases over 100 points. For further information, please contact me. (3 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.