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Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
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Another big one bites the dust! - 12/31/07 03:23 PM
With National City announcing their exit from the wholesale lending arena by March, there aren't too many players left. I used them for 2nd's until they got out of that business and they did a good job. I also know they're strong on the construction lending side. I think the game is quickly becoming one for the banks. It's possible that the wholesale lenders will return to the game but it may be 2009 at the earliest. As a consumer, expect it to be even harder to get a loan next year. Let's put it this way. If you have great credit, money in the bank, and can fully (0 comments)
Predictions for 2008 - 12/27/07 01:10 PM
Hello all: Well, 2007 was a wild ride. Who knew? Starting with the failure of Merit Financial in Kirkland, WA. (my neck of the woods), and followed by 209 others according to www.ml-implode.com, I think we've maybe hit bottom. There aren't too many more wholesale lenders who can bite the dust! Now the correction can begin. A longtime acquaintance at a title company told me that he thought that a real estate recovery might start happening in the Fall. I don't think he's too far from the mark. Although the Pacific Northwest hasn't been hit as hard as the rest of the country, (4 comments)
Happy New Year 3 days early-what are your plans? - 12/27/07 12:47 PM
Hello everyone: I love this time of year. It's typically slower and I can plan for what I want to do next year. What do you want to do next year? How did 2007 treat you? 2007 was a breakthrough year for me. In spite of the difficult market, I persevered and am looking forward to growing my business in 2008. My goals in 2007 were simple and included: 1) Celebrate your health 2) Celebrate your career 3) Celebrate your marriage 4) Celebrate your faith I had production goals in 2007 and fell a little short. I think I was a little too optimistic! In '08, I (2 comments)
I'm looking for a loan-what should I do? - 12/20/07 11:46 AM
Good morning: I was having a chat with my friendly local locksmith this morning. He came by to open up one of my file cabinets that was locked. He asked me why would someone choose me rather than going to a bank. Great question. Here's what I told him. Number one, people want to work with someone local who they can trust and develop a relationship with. I told him I called him because he was local and he sounded sincere on the phone. I also called another locksmith but they didn't appear to be local; I think my call was answered in another (0 comments)
I'm looking for a loan officer-can you help? - 12/19/07 08:58 PM
Hello everyone: I was thinking tonight about what our customer would want in the perfect loan officer. So here goes. 1) A perfect loan officer would educate me and make the loan process as smooth as possible. I'm busy and don't have time to figure it out myself. I also don't want to be surprised. Don't tell me one thing and then do another. What you tell me should go. I want to trust you-this is a big decision for me. 2) An ideal loan officer will communicate with me often. Again, I'm busy and don't have time to wonder what's going on. (1 comments)
WaMu's layoffs hit home - 12/10/07 10:32 PM
Hello all: Up here in the great Northwest, we had it better than the rest of the country as far as real estate declines. The market is still active here, but slowing. The announcement today by Washington Mutual that they were laying off 3,300 workers in their loan centers definitely hits home. Up here, WaMu. is legendary and a formidable competitor. I was talking to a manager I know at Wa.Mu. today and she indicated things were tough. I think the slowdown is catching up to us. My friend at WaMu. indicated it was their feeling the slowdown will last for the (0 comments)
The government rescue plan-is it a good idea? - 12/06/07 12:41 PM
Good morning: It appears likely that President Bush will sign into law a measure that will freeze homeowners' adjustable rate mortgage payments for 5 years. This is only if the rate was scheduled to adjust and the homeowner is current with their payments. So is this a good thing? Of course! The question is it too little too late? I think so. It appears to me that the damage has already been done. With a record 1.8 million foreclosures this year (up from 1.3 million in 2006), the governments' measure will probably just stanch the flow. Plus, it doesn't help those who are behind on (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.