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Florida Mortgage | Fixed Rate or ARM ~ the decision depends on YOU - 07/27/07 11:44 PM
Fixed Rate Mortgages (FRM) versus Adjustable Rate Mortgages (ARMs) is a hot topic of debate right now. So now YOU want to buy a house or refinance your loan and you're getting drawn and quartered by your "trusted advisors" about whether you should get a Fixed Rate Mortgage or an Adjustable Rate Mortgage (ARM). Different people swear by different financial philosophies... the problem is they are DIFFERENT FROM YOU. Your Mortgage Broker will understand the nuances of your unique financial situation and will help you decide on a loan program based on your needs and preferences TODAY as well (26 comments)
Looking for a once in a lifetime Date Night event in South Florida?? Try a HARRY POTTER PARTY!! While many daters will be out at the movie theater cuddling up to see Harry Potter and the Order of the Phoenix, try a different tactic and attend a party celebrating the midnight release of Harry Potter and the Death Hallows. All around South Florida, there will be "Harry Potter Parties" honoring the legend and the midnight book release. Many of these parties will be geared towards the Adult scene as they will end past midnight when the book can be officially sold! For a list of (10 comments)
Florida Mortgage | Foreign National Homebuyers - Visa Waiver Program - 07/20/07 10:07 AM
Lenders require Foreign National Borrowers to provide a copy of a valid passport and current Visitor Visa as part of their documentation requirements. The Visa Waiver Program is available to residents of certain countries to come to the United States and stay for a period of no longer than 90 days without obtaining a visa. These Foreign Nationals can come for either Tourism or Business reasons... Business or Pleasure. In order for a Foreign National that qualifies for the Visa Waiver Program to obtain a Mortgage on a Second Home or Investment Real Estate, the Foreign National Borrower will need to obtain a (6 comments)
Boca Raton Florida Mortgage | Date Night @ Abe and Louie's Steak and Seafood - 07/18/07 09:06 PM
Sometimes while living in vacation and resort towns it is hard to find a great place for Date Night... you know, one of those places where adults are loud and kids are torturing the babysitter instead. Boca Raton, Florida has a new Date Night location extraordinaire... the great steakhouse Abe and Louie's. Rated "Best Steakhouse and Wine List 2005" by Boston Magazine and "The Best Cow in Boston" Zagat Survey 2002 now has a location near Town Center Mall in central Boca Raton, Florida. On your date night, consider the mouthwatering selections Bone-in Filet with a portabello demi-glace Iceberg wedge with applewood smoked bacon and blue cheese dressing. (1 comments)
Florida Mortgage Loans | Reverse Mortgages - are they all hype?? - 07/17/07 04:55 PM
Daytime Television is inundated with many new commercials with trusted actors/spokespeople who are adamant that the Senior Citizen public needs access to the equity in their homes via a Reverse Mortgage. The terms blared at consumers include Peace of Mind, Security, and Quality of Life. What they do not discuss is the downsides to such a program in the short and long terms. There are very pronounced limits to the Reverse Mortgage that are not always outlined in advertisements or even by the Loan Originators that pitch these loans. My personal and professional opinion is that there are situations where the reverse mortgages (9 comments)
Florida Mortgage Loans | Equity Line for Hurricane Preparedness - 07/16/07 05:28 PM
Hurricane Season is upon us once again in South Florida. People are checking their rations, stocking up on bottles of water, vital medicines and cans of tuna, buying batteries by the case and trying to meet the Hurricane VIP - the neighborhood roofer! All the while they are forgetting to have ready CASH in an emergency - cash that could come from a Home Equity Line of Credit (aka HELOC). The HELOC is a life preserver when there is a sea of people out there all clamoring to get their home repairs done. Having ready access to cash is essential to quick repairs. Many contractors will (12 comments)
Boca Raton Florida Mortgage | It is getting really Così in South Florida! - 07/16/07 03:32 PM
A funny thing happened on the way to the forum...Federated Department Stores has inked a deal with Così to add their Coffee and Bread cafes to Macy's stores. (click here for a menu) There are already three of these new concepts located in South Florida Macy's Stores in The Aventura Mall in Aventura, Florida, The Falls Mall in Miami, Florida, The Fashion Mall in Plantation, Florida, and Dadeland Mall in Miami, Florida. The Aventura Mall location has two Così spots...a kiosk in the kitchenware area on the second level and a cafe on the first level. The addition of Così to Macy's is an obvious move (4 comments)
Boca Raton Florida Mortgage | King's Gourmet Market Moving - 07/13/07 04:34 PM
Boca Raton Florida has loved King's Gourmet Market for its great seafood, fresh produce and delicious bakery items. The only downside to the market has been its location on Military Road with little or no parking for its throngs of loyal customers. The Palm Beach Post has reported that King's Gourmet Market will soon be moving to the Boca Grove shopping center on Powerline Road, South of Glades in the space formerly occupied by Ross Dress for Less. To see a map to the new location, click here! This location will more than double the size of the current King's Gourmet Market's offering much more (6 comments)
Bloggerazzi - the new regime in Journalism - 07/13/07 12:33 PM
MSN Money, Marketwatch, Motley Fool, The Wall Street Journal, The National Enquirer... what do all these names have in common? They're good for my SEO rankings?? yes, but that's not where I'm going... or is it? During my interviews on the Blog Tour RV with the Sellsius Guys, the topic of conversation took a right turn when best selling author Gerald L Posner and his author/columnist wife Trisha Posner joined in on the fun. In the middle of a very fruitful conversation for me - when I got a chance to listen to Rudy and Joe while running the cameras on Peter Santiago - our interview (17 comments)
Florida Mortgage | Foreign National Homebuyers - "Dollar weakens on Subprime Woes" is good news for you! - 07/10/07 06:53 PM
Today my Google Alerts popped up with a story from DowJones' MarketWatch. Euro at high vs. dollar amid subprime worries This is great news for Foreign National Buyers in the US. "The euro was up 0.7% at $1.3717. The dollar was down 0.9% against the yen at 122.12 yen. The British pound was up 0.5% at $2.0255." As the US Dollar continues on its weakening trend, Foreign Investors and Foreign Nationals looking to buy investment and/or vacation homes in Florida will continue to benefit from: Low Interest RatesHigh InventoryLow Property PricesCancelled Contracts on New ConstructionForeign Nationals will also be able to experience some Return on Equity - (18 comments)
Captain's Log - 7/8/2007.... the Blog Tour USA RV pulled into South Beach Florida on the busiest and possibly hottest beach day of the season so far. Ocean Drive was BOUNCIN'... and spinners were SPINNIN'...the Cafe Cubano was ESPUMATIN'... man it feels good to be a gangster! I met Joe while he was outside stretching his legs and chatting up the locals. The thermometer on Ocean Drive showed it was 105 degrees!... but it was a HUMID heat so we had to head into the RV. I was the first guest as I had been chasing them around since they drove through Palm (15 comments)
Miami Florida Mortgage | Day Trip from Boynton Beach to Miami's South Beach for a Cafe Cubano - 07/09/07 04:04 PM
This past Sunday, I ventured out of the house earlier than my 17 month old son usually allows. I headed down to Miami's South Beach to meet the guys from Sellsius Real Estate that were in town on their Blog Bus Tour. Being that living and working in Palm Beach County, Florida keeps me about 50-60 miles North of South Beach, I figured I would make a stop in "my" cuban cafe just off South Beach Florida's famous Lincoln Road Pedestrian Mall. I walked from Alton Road down Lincoln Rd and hung a left on Meridian. Half a block down is where you will (11 comments)
Mortgage Topics: Week in Review June 29 - July 6, 2007 - 07/07/07 11:48 AM
After a few weeks of letting a few others join in on the fun of reviewing Mortgage Related posts, I figured I would get back on the horse with some new information and some new people to review. Remember this post is dedicated to Mortgage Professionals writing about Mortgages. Maybe over the next 3 weeks we can inspire a Realtor to write one of these! Thanks to Leah Ross for filling in last week! Rate & Point Lock Letter…………Got To Have One!!! - George SoutoThis is good advice in a bumpy market. For conservative borrowers, this gives security. ARM Due? Do you really (20 comments)
Palm Beach County Florida | Local Info Magazines help enjoy South Florida life - 07/06/07 12:21 PM
Finding things to do and places to eat in Palm Beach County Florida just got a little easier with the debut of the new foodie magazine Florida Table. Florida Table is published by the same company that publishes Boca Raton Magazine, Worth Avenue (West Palm Beach Florida), and Mizner's Dream (official in-room magazine of Boca Raton Resort and Club). These magazines are great sources of information on the leisure lifestyle that Palm Beach County Florida has to offer. In them you'll find information on where to eat, real estate, local events, shopping, hotels, spas, people and other local interest pieces. Whether you are a (3 comments)
Florida Mortgage Loan | Pre-Approval vs Pre-Qualification - 07/05/07 10:49 AM
When buying a home, it is very important to be Pre-Approved for your mortgage in advance. The reasons for this vary from calculating affordability to presenting a stronger contract. The issue is that the definition of this Pre-Approval varies depending on the context in which it is used. This guide should help you understand what Sellers are asking for when they advertised "Pre-Approved Buyers Only". The phrase "Pre-Approved" brings up a question of semantics. The best way to further this discussion is to define the terms Pre-Qualification and Pre-Approval. Pre-Qualification is a process whereby the buyer's income, credit and assets are analyzed. It (5 comments)
Boynton Beach Florida | Boca Raton Florida | Commercial, Residential, Investment Mortgage Loans | Foreign National | Refinance | Serving Palm Beach, Broward, and Miami-Dade Counties in Florida Blog by The Mortgage Go To Guy
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.