Florida Mortgage | The Lending Crisis and Advertising - 08/30/07 08:45 PM
Right now, pretty much anyone in Residential Lending is on the hot seat. Government Oversight is the demand du jour to rectify the problems in the current economy. The problem is that there is no fixing the people that are already hurt in their credit... and there is a Teflon sheen … (5 comments)
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Florida Commercial Mortgage | An Anthology of Posts... - 08/29/07 01:55 PM
For those of you interested in, practicing, or investing in Commercial Real Estate in Florida or the rest of the United States, here are some posts that might help you understand more about the industry and how it affects both the owner occupant and the investor as well as the Realtors … (6 comments)
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Florida Mortgage | Real Estate Market Commentary - 08/29/07 11:37 AM
When I first moved to the State of Florida, I was very surprised to find Realtors and Mortgage Brokers that were so busy and so successful that they would limit their businesses to loans, listings and buyers of over a certain dollar value. The reason it was so surprising was that … (2 comments)
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Florida Mortgage | YSP and new Regulations - 08/28/07 12:24 PM
Residential Lending's perennial pariah is YSP - Yield Spread Premium. This single line on the HUD Closing statement is a bone of contention for basically everyone in the lending community. Simply defined, YSP is the amount of commission paid to a Mortgage Broker by the lender.
Florida is talking about a new … (12 comments)
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Florida Mortgage | Commercial & Small Business Loan - 08/25/07 04:22 PM
Commercial Mortgages for Small Businesses are notably different than Residential Mortgages. Commercial Mortgages are based on three main criteria but there are many variables that can make those criteria flex based on the lender and their goals. Yes... the Lender's goals.
In Residential Finance, my goal is to take the borrower's … (10 comments)
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Florida Wonders | As seen through the eyes of Realtors and Mortgage Brokers - 08/21/07 09:44 PM
Florida can be a wonderful place to visit... and a great place to live. There are things to do for people of all ages from golf to surfing, from theme parks to beaches, from Salsa to Pro Sports.... and everything in between. Here on ActiveRain we get the chance to read … (8 comments)
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Lake Worth Florida | Real Estate ~ New Listing 6430 Willoughby Circle - Willoughby Farms - 08/20/07 08:26 PM
Rates and terms subject to change at any time based on credit, income, employment and asset verification of potential borrower. Loan programs listed above are for illustrative purposes only and do not represent an exhaustive search of all lenders and programs available to all borrowers.America's Mortgage Source, Inc. - Licensed Correspondent … (5 comments)
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Florida Mortgage | Loan in Process and you are worried? - 08/20/07 05:16 PM
You are in the process of buying a home or refinancing your current mortgage and all the news about Countrywide and other Lenders in trouble is making you wonder if the lender who is processing your loan application or has already approved it will be in business by the end of escrow. What can … (4 comments)
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Florida Mortgage | Insurance Rate Comparison Tool Online - 08/19/07 11:02 PM
Florida Homeowners have two main complaints - Taxes and Insurance. To tell the truth, they're definitely complaint-worthy. For the lower and moderate income level homeowners, it is often just as hard to come up with the money to pay the TI as the PI in their PITI payments ( PITI = … (0 comments)
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Rainers of Note... - 08/19/07 01:28 PM
It seems that ActiveRain is helping more and more of us positive and active Rainers to get noticed locally, regionally and nationally. It seems that when you write QUALITY CONTENT you get noticed by the people who you want and need to note you...
I had my turn in the spotlight when … (20 comments)
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Florida Mortgage | HOLY COW!! Dark Day in Mortgages... - 08/14/07 01:13 PM
Everyone that remembers commercials for mortgages in the 1980's remembers that commercial that came on with the powerful New York Accent...
"Phil Rizzuto here for The Money Store!"
Phil Rizzuto was already a household name thanks to being a New York Yankee MVP ...but he brought advertising on TV for Mortgages to … (8 comments)
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Florida Mortgage | Subprime Loan - Are you worried? - 08/14/07 11:28 AM
Subprime Loans are not inherently wrought with risk and problems. They are still binding contracts that cannot be changed on a whim. Subprime Loans are just loans that were sold to people who might have been a higher risk to the investor that was giving the loan so the terms and … (2 comments)
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Florida Real Estate | Celebration for 200K - 08/13/07 01:23 PM
All Hail Colleen Kulikowski200320 Points
She reached the stratosphere of ActiveRain points... we're going to have to create a new group or two to honor all our recent 200K people...
Diamond? Ruby? Platinum?Let's let Colleen Choose...
Congrats on the accomplishment!!
Celebration Florida's Real Estate Expert is now a 200,000 pointer...
Check out … (9 comments)
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Florida Mortgage | How to Launch a Website successfully by accident... - 08/11/07 11:51 PM
Sometimes, dumb luck just works best... that's how I felt when I was checking my mail the other day just to find that a journalist had found my answer on Trulia Voices and wanted to use some quotes from my answer and my blog to help substantiate her position in an … (29 comments)
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Laurie Manny Challenge | 3 Posts I think you should read - 08/11/07 09:51 PM
When web advertising began, people would literally pay for a set of eyeballs... that was how what we now know as clicks were measured.
The funny thing is... a click was a worthless measure. People got into time on the site, how they got to the site etc to determine the … (9 comments)
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Florida Mortgage | Loan Servicing ~ What Consumers Need to Know in this Market... - 08/08/07 08:58 PM
American Home Mortgage, Geneva Mortgage, Homebanc and many more have completely ceased all operations. This is leaving many homeowners worried about what is going to happen to them now that their lender is KAPUT!
Do not fret... don't worry at all... in fact, get ready to make your September payment as scheduled. Just … (6 comments)
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