boca raton: The Mortgage Go To Guy!! Mid-June Update - 06/16/08 03:21 PM
Foreign National Loan Posts
Foreign National Loan Programs and Loan Limits In an effort to help my Foreign National clients buy Real Estate in Florida with confidence, I am creating this quick and easy chart for Mortgage Programs. Based on the lenders that will lend to Foreign National buyers in Florida here are the Documentation Levels and the Loan to Values to consider. Foreign Investors: Buy more property in Florida!!» Foreign Investors have long been an important part of the Real Estate industry in Florida. From Miami to West Palm Beach - From Argentina to Quebec, and that’s just counting the … (2 comments)

boca raton: Boynton Beach Florida | Sushi for Purists at Taisho - 11/21/07 01:24 AM
So you're a sushi aficionado and you're looking for a nice low-key place to get your fix in Boynton Beach Florida?
Taisho Sushi at the SW Corner of Congress Avenue and Gateway Boulevard is the place to find a great cut of fish served right.  They also offer an "All-You-Can-Eat" option which actually enhances their ability to offer fresh and quality ingredients.
Taisho Sushi has a lot of loyal customers which means they always have great, fresh fish waiting for the hearty appetite of an "All-You -Can-Eat" diner.
Personally, I'm a purist... top quality fish without too many frills.  That's why … (1 comments)

boca raton: Florida Mortgage & Real Estate | Opportunity Costs in a Bad Market - Why to buy now - 11/20/07 04:31 AM
This post was born from an old comment... in February, right when I started here on ActiveRain... it was on one of Caleb Mardini's posts.  Shortly afterwards, Colleen Kulikowski wrote a post that quoted my comment.  Yesterday, a freelance writer asked to use the same quote in a marketing piece she is writing for a Master Planned Community in Lakeland Florida - Oakbridge.  So I guess that despite the changes in the market in the past 10-11 months, the same adage rings true! Read this post on my main site as well: Florida Mortgage & Real Estate | Opportunity Costs 101 … (1 comments)

boca raton: Boynton Beach Florida | Pollo Campero ~ New Restaurant Opening Soon! - 11/14/07 07:42 AM
Boynton Beach Florida is about to get a highly anticipated new restaurant chain - Pollo Campero.  Located in the Boynton Town Center, with direct road frontage on Congress Road north of Boynton Beach Boulevard.
Pollo Campero - translated from Spanish - means "County Chicken"... this restaurant is the Latin American version of Kentucky Fried Chicken.  The menu varies from KFC in that they offer plantains (patacones), rice and beans (arroz con frijoles), flan and other traditional Latin American dishes.
The interesting thing to this writer is the location... the new destination of Boynton Town Center will drive in lots of traffic... but the … (3 comments)

boca raton: Boca Raton Florida | Pregnancy Tips from a Dad who has been there - 10/19/07 11:04 AM
When my wife first got pregnant in April 2005, we endured a long and complicated journey that most first time parents will surely understand... running all around Boca Raton Florida and even Coral Springs, Boynton Beach and other cities in South Florida to get this or that test run.
One of the scarier tests we had to think about was called the Ashkenazi Panel.  It is a test for Jewish people of Ashkenazi descent - generically those that come from the Eastern part of Europe.   The other tough part of this test is that it was one of the more expensive … (5 comments)

boca raton: Florida Affordable Mortgage | 100% Loans are Available - 10/10/07 01:57 AM
Did I stutter?  I do mean it... there are 100% loans available both for purchase and refinance transactions.
No... I am not one of those scumbags trying to lure you into a dangerous loan!  If you've read my posts at all, you know I'm definitely not about bad loans for good people.
Here's what I am about... helping people buy the home they want and need... and refinance the loan that is about to start hurting them financially...
These affordable mortgages are FHA and Fannie Mae loans - a.k.a. Government Backed.  They are safe loans with only a few options.
Here are the loan features:
Full Documentation Seller … (6 comments)

boca raton: Florida Mortgage | Realtor Call to ARMs - 09/22/07 04:01 AM
Remember in 2004-2005 all those people you sold that bought with Adjustable Rate Mortgages?  They are going to be hurting soon.  You know it is true from reading the news and posts that I've written like:
Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about to change on you
So here is a Call to Action for you!
Your past clients need your help.  They need that trusted voice to call them and talk to them about what is about to happen in their financial worlds.  They need their trusted Real Estate Professional to clue them in on … (7 comments)

boca raton: Florida Mortgage | Fixed Rate Loans with Interest Only Option - 09/04/07 02:43 AM
Adjustable Rate Mortgages (ARM) are not very unpopular right now thanks to the media bashing them.  To make things worse, they currently (August 31, 2007) have higher rates than Fixed Rate Mortgages.   This poses a problem for people that want a lower payment but now are demanding the secure rate of a Fixed Rate Mortgage.  
The answer to this problem is found in Hyrbid Mortgages.  These loans combine the security of a long-term rate with a lower payment in the early stages of the loan.   
My favorite Hybrid Mortgage program is a 30 year Fixed Rate with 10 years or 15 years of Interest Only.... hence the Hybrid moniker.
The Features of the 30 year … (11 comments)

boca raton: Boca Raton Florida Mortgage | Date Night @ South Florida Harry Potter Parties - 07/20/07 04:07 AM

Looking for a once in a lifetime Date Night event in South Florida??  Try a HARRY POTTER PARTY!!
While many daters will be out at the movie theater cuddling up to see Harry Potter and the Order of the Phoenix, try a different tactic and attend a party celebrating the midnight release of Harry Potter and the Death Hallows.
All around South Florida, there will be "Harry Potter Parties" honoring the legend and the midnight book release.  Many of these parties will be geared towards the Adult scene as they will end past midnight when the book can be officially sold!
For a list of … (10 comments)

boca raton: Boca Raton Florida Mortgage | Date Night @ Abe and Louie's Steak and Seafood - 07/18/07 02:06 PM
Sometimes while living in vacation and resort towns it is hard to find a great place for Date Night... you know, one of those places where adults are loud and kids are torturing the babysitter instead.  Boca Raton, Florida has a new Date Night  location extraordinaire... the great steakhouse Abe and Louie's.  
Rated "Best Steakhouse and Wine List 2005" by Boston Magazine and "The Best Cow in Boston" Zagat Survey 2002 now has a location near Town Center Mall in central Boca Raton, Florida.
On your date night, consider the mouthwatering selections
Bone-in Filet with a portabello demi-glace Iceberg wedge with applewood smoked bacon and blue cheese … (12 comments)

boca raton: Florida Mortgage Loans | Equity Line for Hurricane Preparedness - 07/16/07 10:28 AM
Hurricane Season is upon us once again in South Florida.  People are checking their rations, stocking up on bottles of water, vital medicines and cans of tuna, buying batteries by the case and trying to meet the Hurricane VIP - the neighborhood roofer!  All the while they are forgetting to have ready CASH in an emergency - cash that could come from a Home Equity Line of Credit (aka HELOC).
The HELOC is a life preserver when there is a sea of people out there all clamoring to get their home repairs done.   Having ready access to cash is essential to quick repairs.  Many contractors will … (12 comments)

boca raton: Boca Raton Florida Mortgage | It is getting really Così in South Florida! - 07/16/07 08:32 AM
A funny thing happened on the way to the forum...Federated Department Stores has inked a deal with Così to add their Coffee and Bread cafes to Macy's stores.  (click here for a menu)
There are already three of these new concepts located in South Florida Macy's Stores in The Aventura Mall in Aventura, Florida, The Falls Mall in Miami, Florida, The Fashion Mall in Plantation, Florida, and Dadeland Mall in Miami, Florida.  The Aventura Mall location has two Così spots...a kiosk in the kitchenware area on the second level and a cafe on the first level.
The addition of Così to Macy's is an obvious move … (3 comments)

boca raton: Boca Raton Florida Mortgage | King's Gourmet Market Moving - 07/13/07 09:34 AM
Boca Raton Florida has loved King's Gourmet Market for its great seafood, fresh produce and delicious bakery items.  The only downside to the market has been its location on Military Road with little or no parking for its throngs of loyal customers. 
The Palm Beach Post has reported that King's Gourmet Market will soon be moving to the Boca Grove shopping center on Powerline Road, South of Glades in the space formerly occupied by Ross Dress for Less. 
To see a map to the new location, click here!
This location will more than double the size of the current King's Gourmet Market's offering much more … (6 comments)

boca raton: Florida Mortgage | Foreign National Homebuyers - "Dollar weakens on Subprime Woes" is good news for you! - 07/10/07 11:53 AM
Today my Google Alerts popped up with a story from DowJones' MarketWatch.
Euro at high vs. dollar amid subprime worries
This is great news for Foreign National Buyers in the US.
"The euro was up 0.7% at $1.3717. The dollar was down 0.9% against the yen at 122.12 yen. The British pound was up 0.5% at $2.0255."
As the US Dollar continues on its weakening trend, Foreign Investors and Foreign Nationals looking to buy investment and/or vacation homes in Florida will continue to benefit from:
Low Interest RatesHigh InventoryLow Property PricesCancelled Contracts on New ConstructionForeign Nationals will also be able to experience some Return on Equity - … (18 comments)

boca raton: Miami Florida Mortgage | Day Trip from Boynton Beach to Miami's South Beach for a Cafe Cubano - 07/09/07 09:04 AM
This past Sunday, I ventured out of the house earlier than my 17 month old son usually allows.  I headed down to Miami's South Beach to meet the guys from Sellsius Real Estate that were in town on their Blog Bus Tour.  Being that living and working in Palm Beach County, Florida keeps me about 50-60 miles North of South Beach, I figured I would make a stop in "my" cuban cafe just off South Beach Florida's famous Lincoln Road Pedestrian Mall.
 I walked from Alton Road down Lincoln Rd and hung a left on Meridian.  Half a block down is where you will … (10 comments)

boca raton: Palm Beach County Florida | Local Info Magazines help enjoy South Florida life - 07/06/07 05:21 AM
Finding things to do and places to eat in Palm Beach County Florida just got a little easier with the debut of the new foodie magazine Florida Table. 
Florida Table is published by the same company that publishes Boca Raton Magazine, Worth Avenue (West Palm Beach Florida), and  Mizner's Dream (official in-room magazine of Boca Raton Resort and Club).
These magazines are great sources of information on the leisure lifestyle that Palm Beach County Florida has to offer.  In them you'll find information on where to eat, real estate, local events, shopping, hotels, spas, people and other local interest pieces.
Whether you are a … (3 comments)

boca raton: Florida Mortgage | Foreign National Homebuyers: Seasoning Funds in US Banks - 06/27/07 02:37 PM
Foreign National Homebuyers typically purchase properties both Second Homes and Investment Properties in Vacation and Resort areas. 
With the Florida real estate market being on a downswing but still chock full of new development, Foreign Nationals are finding now to be a great time to purchase their vacation homes in Florida.  The weak dollar versus the Euro and British Pound makes this a great time for Europeans!
During the purchase transaction, most lenders require funds equivalent to closing costs plus six (6) to twelve (12) months of PITI (Principle Interest Taxes and Insurance) payments to be placed in a US bank account.  The lender … (11 comments)

boca raton: Florida Mortgage Loans | Condo-Hotel/Condotel Financing Explained - 06/21/07 08:33 AM
Condo Hotels or Condotels are a popular property type in Florida, especially in hot tourist areas like West Palm Beach, Fort Lauderdale, Orlando, Tampa and Miami.  With access to beaches, golf and other tourist attractions, Condo Hotel properties are a great way to purchase a vacation home with the benefits of ownership and the conveniences and amenities of a hotel room.
Condo Hotels have recently become more accepted by lenders who are now offering loans with as little as 10% down.  Residency in these units is typically taken as either a Second/Vacation Home or an Investment for loan purposes.  Foreign Nationals are common investors into these units in … (9 comments)

boca raton: Boca Raton Tennis: USTA Player Development Relocates to Boca! - 04/15/07 11:27 AM
Tennis Anyone?  Boca Raton, Florida has a great new asset to attract people looking for the fun of year round tennis play! 
 
 
 
In a well publicized relocation, the USTA has moved its USTA Player Development Program from its headquarters in Key Biscayne, Florida further North to Boca Raton.  The move was strategic as the USTA joins forces with Women's tennis legend Chris Evert at her Evert Tennis Academy, a highly-acclaimed tennis training facility in West Boca Raton.
The USTA Player Development Program is expanding on the site of the Evert Tennis Center with the addition of a three story multi-use building housing a state of … (5 comments)

boca raton: There are TWO major Holiday's for marketing right now! - 04/02/07 02:52 AM
Did you know that Palm Beach County, Florida has the fastest growing Jewish Community in the WORLD?Did you know that Palm Beach County, Florida has just become the #2 largest Jewish Community in the US?Did you know that 1 in 5 Palm Beach County, Florida Residents is Jewish?Did you know that over 1/2 of those residents live in Boca Raton, Delray Beach and Highland Beach?Did you think to include Passover Greetings in your marketing plans??It doesn't matter if you're in a one horse town or a giant metropolis... you're bound to have at least one Jewish person on your Rolodex....
Now while a … (1 comments)

 
David A. Podgursky PA, THE PODGURSKY GROUP - Make the Right Move! (THE PODGURSKY GROUP @ Re/Max Direct)

David A. Podgursky PA

THE PODGURSKY GROUP - Make the Right Move!

Boynton Beach, FL

More about me…

THE PODGURSKY GROUP @ Re/Max Direct

Address: The Podgursky Group @ Re/Max Direct, 930 N Congress Ave Suite 220, Boynton Beach, FL, 33437

Mobile: (561) 504-6949

Office: (561) 880-5757

Boynton Beach Florida | Boca Raton Florida | Commercial, Residential, Investment Mortgage Loans | Foreign National | Refinance | Serving Palm Beach, Broward, and Miami-Dade Counties in Florida Blog by The Mortgage Go To Guy



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