florida mortgage: May Updates for TheMortgageGoToGuy.com - 05/23/08 01:17 PM
I got a little busy this month...writing a little more than I expected so I will post a few more updates in the next couple of weeks but for now this is the update for the Month of May on The Mortgage Go To Guy.com ... keep checking the site www.themortgagegotoguy.com … (0 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers - Visa Waiver Program - 07/20/07 10:07 AM
Lenders require Foreign National Borrowers to provide a copy of a valid passport and current Visitor Visa as part of their documentation requirements.
The Visa Waiver Program is available to residents of certain countries to come to the United States and stay for a period of no longer than 90 days without obtaining … (6 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers - "Dollar weakens on Subprime Woes" is good news for you! - 07/10/07 06:53 PM
Today my Google Alerts popped up with a story from DowJones' MarketWatch.
Euro at high vs. dollar amid subprime worries
This is great news for Foreign National Buyers in the US.
"The euro was up 0.7% at $1.3717. The dollar was down 0.9% against the yen at 122.12 yen. The British pound was … (19 comments)
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florida mortgage: Palm Beach County Florida | Local Info Magazines help enjoy South Florida life - 07/06/07 12:21 PM
Finding things to do and places to eat in Palm Beach County Florida just got a little easier with the debut of the new foodie magazine Florida Table.
Florida Table is published by the same company that publishes Boca Raton Magazine, Worth Avenue (West Palm Beach Florida), and Mizner's Dream (official … (3 comments)
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florida mortgage: Florida Mortgage Loan | Pre-Approval vs Pre-Qualification - 07/05/07 10:49 AM
When buying a home, it is very important to be Pre-Approved for your mortgage in advance. The reasons for this vary from calculating affordability to presenting a stronger contract. The issue is that the definition of this Pre-Approval varies depending on the context in which it is used. This guide should help … (5 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers: Seasoning Funds in US Banks - 06/27/07 09:37 PM
Foreign National Homebuyers typically purchase properties both Second Homes and Investment Properties in Vacation and Resort areas.
With the Florida real estate market being on a downswing but still chock full of new development, Foreign Nationals are finding now to be a great time to purchase their vacation homes in Florida. The weak dollar … (11 comments)
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florida mortgage: Florida Property Tax Update: A Chronology of the Continuing Saga - 06/12/07 05:39 PM
In an effort to further organize the saga of the Florida Property Tax Reforms, I thought I would take a minute to put out the chronology of news as reported in my posts...
06/10/2007 Florida Property Tax Update: Investor and Commercial Worries
06/10/2007 Florida Property Tax Update: Getting Closer but still underwhelmed
06/05/2007 Florida … (1 comments)
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florida mortgage: Mortgage Advice: What's worse than Foreclosure? - 06/11/07 05:13 PM
What could be worse than foreclosure?? Foreclosure due to being UNDERINSURED.
Many homeowners slide by on their homeowners insurance policy figuring that when the worst happens, they will get paid. The sad truth is that many homeowners will actually come up short on coverage if their house is totally wiped out. When … (10 comments)
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florida mortgage: Florida Property Tax Update: Investor and Commercial Worries - 06/11/07 03:26 PM
The release of the newest version of the proposed Florida Property Tax Reform should worry a large portion of property owners in the State.
While Florida House Speaker Mark Rubio and Governor Charlie Crist have done a reasonable job accommodating homestead property owners, i.e. full time residents, especially those with property values … (2 comments)
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florida mortgage: Florida Property Tax Update: Getting Closer but still underwhelmed - 06/10/07 04:21 PM
So Florida Lawmakers took a moment to announce they've come closer to finalizing the Property Tax Reforms that have been the subject of special legislative sessions that seem positively never-ending to residents in the state.
The local media has been buzzing with anticipation of the final announcement of where the taxes will roll … (3 comments)
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florida mortgage: Florida Property Tax Update - AN EARLY VOTE!! - 06/05/07 10:55 AM
My earlier post Florida Property Tax Update - The Compromise is Near!! details what seems to be the final answer to the Florida Property Tax Reform issue that is currently the main topic of the Florida State House and Senate special session.
Florida House Speaker Marco Rubio, R-Miami, pushed forward a plan … (3 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers: How to get your Loan Started! - 05/28/07 04:24 PM
Florida is a HOT market for Foreign National's to purchase both Second Homes and Investment Properties.
A Foreign National Loan is a very simple process if you have your documentation in place. Here is a great checklist to use when you want to get the ball rolling on that process.
Documents needed … (12 comments)
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florida mortgage: Boca Raton Tennis: USTA Player Development Relocates to Boca! - 04/15/07 06:27 PM
Tennis Anyone? Boca Raton, Florida has a great new asset to attract people looking for the fun of year round tennis play!
In a well publicized relocation, the USTA has moved its USTA Player Development Program from its headquarters in Key Biscayne, Florida further North to Boca Raton. The move was strategic as … (6 comments)
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florida mortgage: Florida Mortgage | Foreign National Homebuyers: Europe has come calling! - 04/10/07 09:50 PM
Wow... the Sun Sentinel has finally caught wind of the Europeans that are buying en masse in South and Central Florida these days!
The article speaks of why Western and Northern Europeans are growing fonder of the area for both the lifestyle and climate.
They printed this map showing that most of the … (23 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Part 5, If you've got it... Plan it! - 04/10/07 08:17 PM
This is an OBVIOUS post but it is part of the series...
So, you're out there networking and you see a dozen Realtors, ten Mortgage brokers, fifteen rabid title company reps... and one, count 'em ONE, Financial Advisor... and a green one at that!
What's this telling us? It is harder and harder … (4 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Part 4, The Cash in the Mattress vs The Cash in the Walls - 04/06/07 11:58 AM
What is David Talking About NOW?!?
Wow... the comments I've received and emails I've gotten regarding these posts have been very interesting. So now I have to deal with the dilemma facing taking the next step.
I remember years ago when someone close to me passed away, there was a man who had … (3 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Part 3, Flow Flow Flow the Cash - 03/27/07 02:37 PM
This section is fairly self explanatory and deals with what Lenders want...
The main problem lenders have with seniors is the lack of income to repay the loan. A lot of times there are not many options to help them get a new income stream. The worst is when their pensions are … (2 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Part 2, For HELOC's Sake! - 03/25/07 11:17 AM
No... I'm not a Snake Oil Salesperson when I tell you that a HELOC, Home Equity Line of Credit, is a miracle drug. It can do 1,001 wonderful things including:
Fix your roofPave your drivewayGet you emergency cashHelp keep you safe from any other emergencyGet rid of some nasty debts with high interest ratesetcLadies and Gentlemen, … (4 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Part 1, Credit Issues for Seniors - 03/23/07 11:04 PM
Credit Scores are fickle things. The real way to think of them is that they are a quantitative measure of how you are able to manage your debts.
With that in mind, many seniors are having big issues with credit scores because many of them HAVE NO DEBT.
How is this … (8 comments)
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florida mortgage: Mortgages and Aging... An Epic struggle: Introduction - 03/23/07 02:31 PM
Wayne Pruner's blog this morning uncovered an ugly truth in credit and real estate. Our 55+ community in this country is poorly educated and led even more improperly in their mortgage and real estate lives. Many of them survive well past their planning and run out of money causing hardship on … (2 comments)
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