palm beach county: David Podgursky ~ Boynton Beach Real Estate ~ TheMortgageGoToGuy.com / DavidPodgursky.com Updates
- 11/15/08 01:23 AM
Renaissance Commons ~ Vistabella Townhouses ~ Boynton Beach Florida Consisting of only 70 townhouses, Vistabella is the smallest development within Renaissance Commons in Boynton Beach Florida. While still finishing construction, prices are starting in the $280,000’s. Just reduced to $219,900 with closing cost concessions!! There are two floorplans available in Vistabella - the Lombardia and […] Short Sale - Owner Motivated I am so tired of reading this in listings. Of course the OWNER is motivated… they have to be motivated to undertake a process that will leave their credit in ruin potentially for YEARS. The Owner is walking away from … (0 comments)
palm beach county: April's updates on www.themortgagegotoguy.com from The Mortgage Go To Guy!!
- 05/03/08 12:57 AM
Catching you up if you haven't stayed on the RSS Feed or Facebook feed Here's what April brought...plus a Google PR3 again. Keep checking in! Get your IRS Tax Rebate Check NOW… well, soon! The Lakeland Ledger had a great article for Florida residents who can’t wait to receive their IRS Stimulus Checks. To the right you’ll see a great graphic they have on the website that is interactive and will tell you generally when to expect your check via Direct Deposit or by Check. You can only receive your money via Direct Deposit if you filed your taxes … (0 comments)
palm beach county: Florida Mortgage & Real Estate | Developers heading In and Out
- 11/23/07 04:41 AM
While the real estate market is definitely in a bad place in Florida, many big, national banks and big, national builders are feeling the pinch.... some are even hitting the bricks - figuratively speaking. With announcements that Hollywood Florida based TOUSA and Fort Lauderdale Florida based Levitt & Sons are filing bankruptsy, and that Levitt ceased all construction due to massive debt... it would seem that we've seen the end of development in Florida until we absorb what we already have... but that may not necessarily be so! <!--more--> Now that some of the big boys are hurting, a new breed of … (3 comments)
I also included one post from a site where I am a frequent contributor! Thanks for reading! _______________________________________ Naples Florida | Great Eats ~ Breakfast & Cream Looking for a great place to eat in Naples Florida... look no further than a breakfast eatery started by a mother and daughter transplanted to Southwest Florida all the way from Chicago, … (1 comments)
palm beach county: Naples Florida | Great Eats ~ Breakfast & Cream
- 10/22/07 02:57 AM
Looking for a great place to eat in Naples Florida... look no further than a breakfast eatery started by a mother and daughter transplanted to Southwest Florida all the way from Chicago, home of some amazing breakfast spots. Marilee Dejacimo and Segal Adony are the proprietors of Breakfast & Cream a neighborhood breakfast and lunch specialty joint in the spirit of all those local diners that line the streets in the Windy City. According to the Naples News: "It's small, out of the way, off-the-beaten path and most surely our favorite breakfast place. I almost hate to talk about it because it will … (2 comments)
palm beach county: Florida Affordable Mortgage | 100% Loans are Available
- 10/10/07 01:57 AM
Did I stutter? I do mean it... there are 100% loans available both for purchase and refinance transactions. No... I am not one of those scumbags trying to lure you into a dangerous loan! If you've read my posts at all, you know I'm definitely not about bad loans for good people. Here's what I am about... helping people buy the home they want and need... and refinance the loan that is about to start hurting them financially... These affordable mortgages are FHA and Fannie Mae loans - a.k.a. Government Backed. They are safe loans with only a few options. Here are the loan features: Full Documentation Seller … (6 comments)
palm beach county: Florida Mortgage | Purchase ~ Refinance - Money Saving Help is Here!
- 10/06/07 12:21 PM
So you're finally purchasing that new home since the price is down or your ARM Loan's Adjustable Rate is about to jump so you're going to finally get a new mortgage. Well, you are in luck if you are going to start your transaction right now! Why? This is the ideal time of year to start the process of a Mortgage. In Florida, property taxes are paid in arrears. This means you pay at the end of the year for the prior year. (Insurance is paid in advance, you pay your policy to cover you for the upcoming year) Also, you receive a 4% … (5 comments)
palm beach county: Lake Worth Florida Mortgage | Les Beans Coffee House and La Vie Boheme
- 09/27/07 06:11 AM
Les Beans Coffee is a bohemian utopia just North of Downtown Lake Worth Florida. In the play (and movie) Rent there is a great song called La Vie Bohème. It is a salute to the "Bohemian" lifestyle of artists and the coffee houses where they perform and exhibit their works. Since moving down to South Florida, I felt that coffee meant Starbucks and that was about it. Then I had a client introduce me to Les Beans Coffeehouse in Lake Worth, Florida. There you'll find a wide array of wonderful coffees that are all Organic and Fair Trade Certified. Their featured … (7 comments)
palm beach county: Florida Mortgage | Realtor Call to ARMs
- 09/22/07 04:01 AM
Remember in 2004-2005 all those people you sold that bought with Adjustable Rate Mortgages? They are going to be hurting soon. You know it is true from reading the news and posts that I've written like: Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about to change on you So here is a Call to Action for you! Your past clients need your help. They need that trusted voice to call them and talk to them about what is about to happen in their financial worlds. They need their trusted Real Estate Professional to clue them in on … (7 comments)
palm beach county: Florida Mortgage | Acceleration Programs to Live Debt Free
- 09/13/07 03:27 AM
There are a lot of Mortgage Acceleration programs available now that have piqued the interest of Homeowners. The premise behind them is that if you pay off your mortgage sooner you can live a debt free life longer. While there are definite benefits to leverage and always keeping a mortgage, today's climate of economic uncertainty and news of mounting consumer debt have created a market for these programs. The main reason they are popular is that they can help people be rid of their credit card and mortgage debt in their 40's so they can build their retirement through their prime … (4 comments)
palm beach county: Florida Mortgage | Second Homes - Hot market now that "Season" is starting!
- 09/12/07 02:47 AM
Florida has long been a winter haven for people from the "North". The definition of North has expanded quite noticeably recently beyond the typical Chicago, New England, & New York retiree to include people looking to Florida for proximity to the beach and the tropical warm weather that we get year round. Now the people "wintering" in Florida include Canadians, Europeans, Brits and other people from all over the US... these people are fondly called Snowbirds as many of them fly the coop before the snow up North. Now that we've reached September, the Florida Snowbirds are coming down to roost … (6 comments)
palm beach county: Florida Mortgage | Fixed Rate Loans with Interest Only Option
- 09/04/07 02:43 AM
Adjustable Rate Mortgages (ARM) are not very unpopular right now thanks to the media bashing them. To make things worse, they currently (August 31, 2007) have higher rates than Fixed Rate Mortgages. This poses a problem for people that want a lower payment but now are demanding the secure rate of a Fixed Rate Mortgage. The answer to this problem is found in Hyrbid Mortgages. These loans combine the security of a long-term rate with a lower payment in the early stages of the loan. My favorite Hybrid Mortgage program is a 30 year Fixed Rate with 10 years or 15 years of Interest Only.... hence the Hybrid moniker. The Features of the 30 year … (11 comments)
palm beach county: Florida Commercial Mortgage | An Anthology of Posts...
- 08/29/07 06:55 AM
For those of you interested in, practicing, or investing in Commercial Real Estate in Florida or the rest of the United States, here are some posts that might help you understand more about the industry and how it affects both the owner occupant and the investor as well as the Realtors and the Mortgage Brokers that work in the industry. Enjoy! Florida Commercial Mortgage | Investment Formula - Debt Service Coverage Ratio August 28th, 2007 DEBT SERVICE COVERAGE RATIO or DSCR What is it? Who came up with this? Why do we need to know another math equation? How can it save a deal? … (6 comments)
palm beach county: Florida Mortgage | Real Estate Market Commentary
- 08/29/07 04:37 AM
When I first moved to the State of Florida, I was very surprised to find Realtors and Mortgage Brokers that were so busy and so successful that they would limit their businesses to loans, listings and buyers of over a certain dollar value. The reason it was so surprising was that the dollar amounts that were mentioned were enormous to me. One listing agent I know would not work on listings under $650,000. One Mortgage Broker said "No first time homebuyers". I even knew of some agents that would not take anything but multimillion dollar listings or superstar, VIP buyers. In this current … (2 comments)
palm beach county: Florida Mortgage | Loan in Process and you are worried?
- 08/20/07 10:16 AM
You are in the process of buying a home or refinancing your current mortgage and all the news about Countrywide and other Lenders in trouble is making you wonder if the lender who is processing your loan application or has already approved it will be in business by the end of escrow. What can be done to make you more comfortable and ensure that you will get your loan closed? This lender crisis is effecting most lenders and banks but not all of them. There is really no reason to believe that if your loan is full documentation with high credit and for an … (4 comments)
palm beach county: Florida Mortgage | Subprime Loan - Are you worried?
- 08/14/07 04:28 AM
Subprime Loans are not inherently wrought with risk and problems. They are still binding contracts that cannot be changed on a whim. Subprime Loans are just loans that were sold to people who might have been a higher risk to the investor that was giving the loan so the terms and rates will reflect that risk. "Am I in trouble if I have a Subprime Loan" is a popular question right now... so popular that my answers on other sites have turned into a quote in a MarketWatch article called: Six consumer questions about how mortgage-market issues affect them By Amy … (2 comments)
palm beach county: Florida Mortgage | How to Launch a Website successfully by accident...
- 08/11/07 04:51 PM
Sometimes, dumb luck just works best... that's how I felt when I was checking my mail the other day just to find that a journalist had found my answer on Trulia Voices and wanted to use some quotes from my answer and my blog to help substantiate her position in an article.... I'm excited about it and more than that I'm just enjoying the great press and validation of what I am doing and saying out there in the real world. You can see the image of the article... and click on the link to read it. Inquiring minds Six consumer questions about how mortgage-market … (29 comments)
palm beach county: Florida Mortgage | Loan Servicing ~ What Consumers Need to Know in this Market...
- 08/08/07 01:58 PM
American Home Mortgage, Geneva Mortgage, Homebanc and many more have completely ceased all operations. This is leaving many homeowners worried about what is going to happen to them now that their lender is KAPUT! Do not fret... don't worry at all... in fact, get ready to make your September payment as scheduled. Just keep your eyes open for your letter regarding who will be servicing your loan from now on. You see, many of the lenders that you are paying your monthly payments to are in fact only servicing your loan. They are not holding the note, but instead they are collecting and … (6 comments)
palm beach county: Boca Raton Florida Mortgage | Date Night @ South Florida Harry Potter Parties
- 07/20/07 04:07 AM
Looking for a once in a lifetime Date Night event in South Florida?? Try a HARRY POTTER PARTY!! While many daters will be out at the movie theater cuddling up to see Harry Potter and the Order of the Phoenix, try a different tactic and attend a party celebrating the midnight release of Harry Potter and the Death Hallows. All around South Florida, there will be "Harry Potter Parties" honoring the legend and the midnight book release. Many of these parties will be geared towards the Adult scene as they will end past midnight when the book can be officially sold! For a list of … (10 comments)
palm beach county: Boca Raton Florida Mortgage | Date Night @ Abe and Louie's Steak and Seafood
- 07/18/07 02:06 PM
Sometimes while living in vacation and resort towns it is hard to find a great place for Date Night... you know, one of those places where adults are loud and kids are torturing the babysitter instead. Boca Raton, Florida has a new Date Night location extraordinaire... the great steakhouse Abe and Louie's. Rated "Best Steakhouse and Wine List 2005" by Boston Magazine and "The Best Cow in Boston" Zagat Survey 2002 now has a location near Town Center Mall in central Boca Raton, Florida. On your date night, consider the mouthwatering selections Bone-in Filet with a portabello demi-glace Iceberg wedge with applewood smoked bacon and blue cheese … (12 comments)
Boynton Beach Florida | Boca Raton Florida | Commercial, Residential, Investment Mortgage Loans | Foreign National | Refinance | Serving Palm Beach, Broward, and Miami-Dade Counties in Florida Blog by The Mortgage Go To Guy
Renaissance Commons ~ Vistabella Townhouses ~ Boynton Beach Florida Consisting of only 70 townhouses, Vistabella is the smallest development within Renaissance Commons in Boynton Beach Florida. While still finishing construction, prices are starting in the $280,000’s. Just reduced to $219,900 with closing cost concessions!! There are two floorplans available in Vistabella - the Lombardia and […]
;)
;)
