real estate: The Mortgage Go To Guy!! Mid-June Update - 06/16/08 10:21 PM
Foreign National Loan Posts
Foreign National Loan Programs and Loan Limits In an effort to help my Foreign National clients buy Real Estate in Florida with confidence, I am creating this quick and easy chart for Mortgage Programs. Based on the lenders that will lend to Foreign National buyers in Florida … (2 comments)
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real estate: TheMortgageGoToGuy goes Real Estate!! - 05/30/08 02:12 PM
You heard it here first. TheMortgageGoToGuy.com has added a Real Estate section for Central Palm Beach County real estate.
So far I've got mainly community posts including:
Cocoplum in Lake Worth Florida
Journey's End in Lake Worth Florida
Smith Farm in Lake Worth Florida
Green Cay Village in Boynton Beach Florida … (2 comments)
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real estate: May Updates for TheMortgageGoToGuy.com - 05/23/08 01:17 PM
I got a little busy this month...writing a little more than I expected so I will post a few more updates in the next couple of weeks but for now this is the update for the Month of May on The Mortgage Go To Guy.com ... keep checking the site www.themortgagegotoguy.com … (0 comments)
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real estate: April's updates on www.themortgagegotoguy.com from The Mortgage Go To Guy!! - 05/03/08 07:57 AM
Catching you up if you haven't stayed on the RSS Feed or Facebook feed
Here's what April brought...plus a Google PR3 again.
Keep checking in!
Get your IRS Tax Rebate Check NOW… well, soon!
The Lakeland Ledger had a great article for Florida residents who can’t wait to receive their … (0 comments)
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real estate: IRS Tax Deductions from your Mortgage - 04/05/08 10:36 AM
As tax time is upon us and with all the talk about recession, politics and the housing market, most people are not focused on the fact that we are only ten days from tax day.
So if you are a procrastinator as is the American-way, remember to plan for some of … (0 comments)
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real estate: TheMortgageGoToGuy.com Update - 04/05/08 10:33 AM
Here are the newest articles featured on www.themortgagegotoguy.com
Florida Mortgage | IRS Tax Savings on your HUD-1by David A. Podgursky, MBA
As tax time is upon us and with all the talk about recession, politics and the housing market, most people are not focused on the fact that we are only ten … (0 comments)
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real estate: Florida Mortgage | Foreign National Buyers shift Target Focus - 03/29/08 03:51 PM
Due to the dwindling availability of loan products and lenders for Foreign Nationals to purchase property in Florida, many Foreign National Real Estate Buyers in the US are having to change their focus... both in property and investment type.
Foreign Nationals will soon see the targets of their purchases changing from the … (1 comments)
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real estate: Florida Real Estate Development | Introducing Vertical Real Estate Logistics - 03/21/08 09:59 AM
It has been a while since I have posted on ActiveRain as I have been busy with a new venture and writing quality content for my main site www.themortgagegotoguy.com
So now I would like to finally introduce you to the new company which our fellow ActiveRainer Billy Berthiaume and I have started...
… (3 comments)
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real estate: Florida Real Estate & Mortgage | 2008 and $100 Barrels of Oil ~ The Year Ahead... - 01/08/08 01:42 PM
This time of year, everyone wants to be a prognosticator of what lies ahead for the coming year in the world, the US, the economy and the Real Estate and Mortgage Industries. It is funny how many differing reports we get from so many different sources.
The hardest thing to swallow, … (5 comments)
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real estate: Florida Mortgage | Financial Advice ~ Own your home outright - Good or Bad Advice?? - 12/21/07 12:43 PM
Diversify Diversify Diversify... that's the mantra of today's Financial Planner. Many people disagree with that quote - big notable investors like Trump, Buffett etc...
But that's what we're taught... diversification reduces risk and increases return over the long term.
But ... when we're talking about our Primary Residences and diversification, are traditional … (5 comments)
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real estate: Florida Mortgage | TheMortgageGoToGuy.com Recent Updates - 12/20/07 09:06 PM
Here are some recent updates on http://www.themortgagegotoguy.com/... enjoy reading!Florida Foreign National Investors | Short Term Rental Permits are Keyby David A. Podgursky, MBA
Foreign Nationals looking to purchase 2nd home and investment properties in Florida need to look no further than the availability for Short Term Rental Permits if they want … (2 comments)
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real estate: Florida Foreign National Investors | Short Term Rental Permits increase the value of your investment property - 12/20/07 08:49 PM
Foreign Nationals looking to purchase 2nd home and investment properties in Florida need to look no further than the availability for Short Term Rental Permits if they want to have the ability to rent out their condominium, single family house, or townhouse when they are not using it much like they … (0 comments)
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real estate: Florida Mortgage | TheMortgageGoToGuy.com Recent Updates - 12/18/07 01:39 PM
Here are some recent updates on http://www.themortgagegotoguy.com/... enjoy reading!Florida Mortgage | Affordable Housing Marketingby David A. Podgursky, MBA
Are you a developer in Florida and you are looking to build some residential developments but can’t figure out the sales angle?
Look no further than affordable housing. Building in the $150,000 - … (0 comments)
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real estate: Florida Real Estate Development | Martin County Florida - 12/17/07 03:44 PM
The Palm Beach Post had an article ( link )this week regarding developers in Stuart Florida - the county seat of Martin County Florida. The city officials are bracing for an influx of developers looking for extensions on their development timelines.
Due to the market conditions they have been unable to … (0 comments)
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real estate: Florida Real Estate | Affordable Housing - 12/13/07 02:58 PM
Are you a developer in Florida and you are looking to build some residential developments but can't figure out the sales angle?
Look no further than affordable housing. Building in the $150,000 - $275,000 range was definitely neglected over the past years of real estate boom. Now it is not … (0 comments)
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real estate: Florida Mortgage | Lawmakers look to ban teenage DWT - Driving while Texting - 11/27/07 09:52 AM
Florida is considering joining 16 other states and bar teenage drivers from talking on the phone while behind the wheel.
Thanks to studies by Allstate Insurance group that have found that a high number of teens text message and talk on the phone while driving, Florida Lawmakers are spearheading SB504 and … (5 comments)
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real estate: Delray Beach Florida Mortgage | Seahorse Condominium ready to go - 11/27/07 09:44 AM
The South Florida Business Journal has reported that Catalfumo Construction and Development, based in Palm Beach Gardens Florida, has been selected as the constructioPalm Beach Gardens Floridan manager for the $30 Million Seahorse Condominium Project in Delray Beach, Florida.
The project is set to begin construction immediately. The Seahorse has been planned … (0 comments)
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real estate: Florida Mortgage & Real Estate | Developers heading In and Out - 11/23/07 12:41 PM
While the real estate market is definitely in a bad place in Florida, many big, national banks and big, national builders are feeling the pinch.... some are even hitting the bricks - figuratively speaking.
With announcements that Hollywood Florida based TOUSA and Fort Lauderdale Florida based Levitt & Sons are filing bankruptsy, … (3 comments)
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real estate: Florida Mortgage & Real Estate | Perseverance in a volatile market - 11/23/07 12:10 PM
Scott Daniels wrote a post called Perseverance is the name of the Game!What 2007 meant to me!
That got me thinking about a conversation I was part of last night after dinner was over. A few people I know that are big developers down here in South Florida think that 2007 was … (4 comments)
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real estate: Boynton Beach Florida | Sushi for Purists at Taisho - 11/21/07 09:24 AM
So you're a sushi aficionado and you're looking for a nice low-key place to get your fix in Boynton Beach Florida?
Taisho Sushi at the SW Corner of Congress Avenue and Gateway Boulevard is the place to find a great cut of fish served right. They also offer an "All-You-Can-Eat" option … (1 comments)
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real estate: Florida Mortgage | TheMortgageGoToGuy.com Recent Updates - 11/21/07 09:19 AM
Here are some recent updates on http://www.themortgagegotoguy.com/... enjoy reading!
Florida Mortgage & Real Estate | Developers heading In and OutWhile the real estate market is definitely in a bad place in Florida, many big, national banks and big, national builders are feeling the pinch…. some are even hitting the bricks - figuratively … (0 comments)
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real estate: Florida Mortgage & Real Estate | Opportunity Costs in a Bad Market - Why to buy now - 11/20/07 12:31 PM
This post was born from an old comment... in February, right when I started here on ActiveRain... it was on one of Caleb Mardini's posts. Shortly afterwards, Colleen Kulikowski wrote a post that quoted my comment. Yesterday, a freelance writer asked to use the same quote in a marketing piece she … (1 comments)
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real estate: Florida Mortgage | Title Company faces $5Million Fine - 11/20/07 09:18 AM
Another sign that the State of Florida's Department of Financial Services is looking to clean up the industry was announced in the Palm Beach Post Saturday (November 17, 2007)... link to article
First American Title Company, the nation's largest Title Insurance Service Provider, agreed to pay fines of $5Million for setting … (2 comments)
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real estate: Boynton Beach Florida | Pollo Campero ~ New Restaurant Opening Soon! - 11/14/07 03:42 PM
Boynton Beach Florida is about to get a highly anticipated new restaurant chain - Pollo Campero. Located in the Boynton Town Center, with direct road frontage on Congress Road north of Boynton Beach Boulevard.
Pollo Campero - translated from Spanish - means "County Chicken"... this restaurant is the Latin American version of … (3 comments)
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real estate: Florida Mortgage | Green News ~ BioFuel Alliance on shaky Political Grounds - 11/14/07 02:10 PM
Lurking in the shadows of the current Florida Property Tax issues, Florida Governor Charlie Crist (R) has been traveling with several key Florida Legislators through South America working different trade agreements. The most lucrative of which would have created an enormous trade agreement with Brazil to import Ethanol into the United … (2 comments)
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real estate: Florida Mortgage | Short Sales do not always mean that the Realtor does not get paid! - 11/04/07 11:30 AM
After reading a lot about short sales and those people that love or loathe them, one theme keeps coming up that makes me understand new topics for Continuing Education that would be exceedingly timely right now.
So many Realtors show their clients short sale or bank owned properties just to see … (8 comments)
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real estate: Florida Mortgage | Short Sales & Bank Owned Properties - 10/31/07 02:27 PM
Right now one of the most popular requests that I am hearing is that someone wants to buy a bank owned or short sale property. These two property types are very similar in that they both entail negotiating with the bank for the ultimate purchase price.
The other similarity is that … (6 comments)
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real estate: Florida Mortgage | Latest Posts from The Mortgage Go To Guy!! ~ David Podgursky - 10/22/07 10:05 AM
I know there are many of you that subscribe to my posts here on ActiveRain... but I thought I'd take this time to divert you to my main blog site to see the posts that are going up over there!
I also included one post from a site where I … (1 comments)
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real estate: Naples Florida | Great Eats ~ Breakfast & Cream - 10/22/07 09:57 AM
Looking for a great place to eat in Naples Florida... look no further than a breakfast eatery started by a mother and daughter transplanted to Southwest Florida all the way from Chicago, home of some amazing breakfast spots.
Marilee Dejacimo and Segal Adony are the proprietors of Breakfast & Cream a … (2 comments)
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real estate: Boca Raton Florida | Pregnancy Tips from a Dad who has been there - 10/19/07 06:04 PM
When my wife first got pregnant in April 2005, we endured a long and complicated journey that most first time parents will surely understand... running all around Boca Raton Florida and even Coral Springs, Boynton Beach and other cities in South Florida to get this or that test run.
One of … (5 comments)
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real estate: Florida Mortgage | No Closing Cost Loans ~ Seller Concessions - 10/13/07 11:55 AM
For a homebuyer, there are a lot of enticements that can be broadcast to help them purchase their first or next home with very little or no money out of pocket. One of the best ways this is accomplished is via Seller Concessions.
With as much as 6% of the … (6 comments)
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real estate: Florida Mortgage | Purchase ~ Refinance - Money Saving Help is Here! - 10/06/07 07:21 PM
So you're finally purchasing that new home since the price is down or your ARM Loan's Adjustable Rate is about to jump so you're going to finally get a new mortgage. Well, you are in luck if you are going to start your transaction right now!
Why? This is the ideal time of … (5 comments)
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real estate: Lake Worth Florida Mortgage | Les Beans Coffee House and La Vie Boheme - 09/27/07 01:11 PM
Les Beans Coffee is a bohemian utopia just North of Downtown Lake Worth Florida. In the play (and movie) Rent there is a great song called La Vie Bohème. It is a salute to the "Bohemian" lifestyle of artists and the coffee houses where they perform and exhibit their works. Since … (7 comments)
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real estate: Florida Mortgage | Realtor Call to ARMs - 09/22/07 11:01 AM
Remember in 2004-2005 all those people you sold that bought with Adjustable Rate Mortgages? They are going to be hurting soon. You know it is true from reading the news and posts that I've written like:
Florida Mortgage | Adjustable Rate Loans ~ Your current loan is about to change on … (7 comments)
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real estate: Florida Mortgage | Adjustable Rate Mortgage ( ARM ) about to Adjust? - 09/15/07 11:13 AM
Lenders have begun sending out letters informing their borrowers that their loans are due for adjustment. So your Adjustable Rate Mortgage ( ARM ) is about to adjust and you want to know what to do? This is a dilemma facing many homeowners right now due to the huge numbers of 2-5 … (15 comments)
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real estate: Florida Mortgage | Acceleration Programs to Live Debt Free - 09/13/07 10:27 AM
There are a lot of Mortgage Acceleration programs available now that have piqued the interest of Homeowners. The premise behind them is that if you pay off your mortgage sooner you can live a debt free life longer. While there are definite benefits to leverage and always keeping a mortgage, today's … (4 comments)
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real estate: Florida Mortgage | Second Homes - Hot market now that "Season" is starting! - 09/12/07 09:47 AM
Florida has long been a winter haven for people from the "North". The definition of North has expanded quite noticeably recently beyond the typical Chicago, New England, & New York retiree to include people looking to Florida for proximity to the beach and the tropical warm weather that we get year … (6 comments)
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real estate: Florida Mortgage | Fixed Rate Loans with Interest Only Option - 09/04/07 09:43 AM
Adjustable Rate Mortgages (ARM) are not very unpopular right now thanks to the media bashing them. To make things worse, they currently (August 31, 2007) have higher rates than Fixed Rate Mortgages. This poses a problem for people that want a lower payment but now are demanding the secure rate of a Fixed Rate Mortgage.
The answer to … (11 comments)
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real estate: Florida Mortgage | The Lending Crisis and Advertising - 08/30/07 08:45 PM
Right now, pretty much anyone in Residential Lending is on the hot seat. Government Oversight is the demand du jour to rectify the problems in the current economy. The problem is that there is no fixing the people that are already hurt in their credit... and there is a Teflon sheen … (5 comments)
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real estate: Florida Commercial Mortgage | An Anthology of Posts... - 08/29/07 01:55 PM
For those of you interested in, practicing, or investing in Commercial Real Estate in Florida or the rest of the United States, here are some posts that might help you understand more about the industry and how it affects both the owner occupant and the investor as well as the Realtors … (6 comments)
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real estate: Florida Mortgage | Real Estate Market Commentary - 08/29/07 11:37 AM
When I first moved to the State of Florida, I was very surprised to find Realtors and Mortgage Brokers that were so busy and so successful that they would limit their businesses to loans, listings and buyers of over a certain dollar value. The reason it was so surprising was that … (2 comments)
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real estate: Florida Mortgage | YSP and new Regulations - 08/28/07 12:24 PM
Residential Lending's perennial pariah is YSP - Yield Spread Premium. This single line on the HUD Closing statement is a bone of contention for basically everyone in the lending community. Simply defined, YSP is the amount of commission paid to a Mortgage Broker by the lender. Florida is talking about a new … (12 comments)
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real estate: Florida Mortgage | Commercial & Small Business Loan - 08/25/07 04:22 PM
Commercial Mortgages for Small Businesses are notably different than Residential Mortgages. Commercial Mortgages are based on three main criteria but there are many variables that can make those criteria flex based on the lender and their goals. Yes... the Lender's goals.
In Residential Finance, my goal is to take the borrower's … (10 comments)
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real estate: Florida Wonders | As seen through the eyes of Realtors and Mortgage Brokers - 08/21/07 09:44 PM
Florida can be a wonderful place to visit... and a great place to live. There are things to do for people of all ages from golf to surfing, from theme parks to beaches, from Salsa to Pro Sports.... and everything in between. Here on ActiveRain we get the chance to read … (8 comments)
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real estate: Lake Worth Florida | Real Estate ~ New Listing 6430 Willoughby Circle - Willoughby Farms - 08/20/07 08:26 PM
Rates and terms subject to change at any time based on credit, income, employment and asset verification of potential borrower. Loan programs listed above are for illustrative purposes only and do not represent an exhaustive search of all lenders and programs available to all borrowers.America's Mortgage Source, Inc. - Licensed Correspondent … (5 comments)
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real estate: Florida Real Estate | Celebration for 200K - 08/13/07 01:23 PM
All Hail Colleen Kulikowski200320 Points She reached the stratosphere of ActiveRain points... we're going to have to create a new group or two to honor all our recent 200K people... Diamond? Ruby? Platinum?Let's let Colleen Choose... Congrats on the accomplishment!! Celebration Florida's Real Estate Expert is now a 200,000 pointer...Check out … (9 comments)
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real estate: Florida Mortgage | Loan Servicing ~ What Consumers Need to Know in this Market... - 08/08/07 08:58 PM
American Home Mortgage, Geneva Mortgage, Homebanc and many more have completely ceased all operations. This is leaving many homeowners worried about what is going to happen to them now that their lender is KAPUT!
Do not fret... don't worry at all... in fact, get ready to make your September payment as scheduled. Just … (6 comments)
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real estate: Boca Raton Florida Mortgage | Date Night @ Abe and Louie's Steak and Seafood - 07/18/07 09:06 PM
Sometimes while living in vacation and resort towns it is hard to find a great place for Date Night... you know, one of those places where adults are loud and kids are torturing the babysitter instead. Boca Raton, Florida has a new Date Night location extraordinaire... the great steakhouse Abe and Louie's.
Rated "Best Steakhouse and … (1 comments)
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real estate: Mortgages and Aging... An Epic struggle: Part 2, For HELOC's Sake! - 03/25/07 11:17 AM
No... I'm not a Snake Oil Salesperson when I tell you that a HELOC, Home Equity Line of Credit, is a miracle drug. It can do 1,001 wonderful things including:
Fix your roofPave your drivewayGet you emergency cashHelp keep you safe from any other emergencyGet rid of some nasty debts with high interest ratesetcLadies and Gentlemen, … (4 comments)
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real estate: Mortgages and Aging... An Epic struggle: Part 1, Credit Issues for Seniors - 03/23/07 11:04 PM
Credit Scores are fickle things. The real way to think of them is that they are a quantitative measure of how you are able to manage your debts. With that in mind, many seniors are having big issues with credit scores because many of them HAVE NO DEBT. How is this … (8 comments)
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