Does Your Landlord’s Insurance Cover Your Personal Property? - 12/17/08 01:19 AM
Usually, after someone purchases a home, their next step is to also purchase homeowners insurance to protect their new investment. Homeowners want to make sure their new house and everything under its roof are secure.
So why don’t apartment and condo renters feel the same? Statistics show that less than half of renters own renters insurance. Could it be because they believe the landlord has it covered? Or maybe they don’t really care what happens to the outside of the building, since it’s only theirs temporarily.
Well, the landlord has the outside of the building covered, and many apartments will require … (0 comments)

What Happens When You Can't Pay Life Insurance Premiums? - 12/08/08 01:51 PM
Have you ever thought about what would happen if you could no longer pay your life insurance premiums? With the economy the way it is at the moment, more and more people are now considering that possibility.
Of course, the best thing to do is to ask your insurance carrier to explain exactly what would happen, especially because each type of insurance has different consequences for not paying. However, here is the general idea for the most common types of coverage:
• Term Life – When you can no longer afford to pay term life premiums, your coverage will lapse.
• … (0 comments)

Water and Sewer Backup - 12/02/08 09:53 AM
Water and Sewer Backup can be such a frustrating disaster.  In some cases, the aftermath can be easily cleaned up, but in other cases you may need to hire a restoration team to return your home to it's original state.  Water and sewer backup is both hazardous to your health and dangerous for your home. 
Did you know that most homeowner's policies don't cover such damages?  Most companies require an additional endorsement to the policy. 
Are you covered?
This additional coverage is an extremely inexpensive investment that helps protect not only your wallet, but also your home.
… (0 comments)

 
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Stephen Podmaska

Pawtucket, RI

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Podmaska Insurance Agency

Address: 1309 Chalkstone Ave, Providence, RI, 02908

Office Phone: (800) 940-6025

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