Do you need a "PUP"? - 01/29/10 01:22 PM

 
A "PUP" stands for Personal Umbrella Policy, which provides an extra layer of very affordable liability protection for your personal assests and furture earnings.
 
A Personal Umbrella Policy increases your overall liability coverage beyond the basic coverage provided under your homeowners insurance policy and your auto insurance policies.
A PUP is a good source of protection because it's:
Affordable: low premiums for significantly increased coverages. Flexible: Choose from $1 million to $5 million coverage limits, whatever best fits your needs. Easy: Receive a quote with a few simple questions. This low-cost policy is designed to protect you and your … (0 comments)

Staying warm on a budget - 01/25/10 08:31 AM
 
 

 
Trying to survive the winter months in Rhode Island? Well, here are a few tips from Podmaska Insurance Agency to help keep you and your home warm this winter season.
Dress for the weather, even in your house.Try not to turn your heating system on unless it's too cold that you're actually shivering with a warm sweater on. Only warm the house up to a temperature that will keep you warm when you have your sweater on. Remember your home doesn't need to be hot enough for you to wear your swimsuit. Investing in a heating pad … (2 comments)

Is your vehicle prepared to withstand the many weeks of winter still left in the forecast? - 01/21/10 11:30 AM

 
Winter is still not over yet here in Rhode Island and Podmaska Insurance Agency would like to make sure that your automobile is prepared to handle what winter still has in store for us. We hope these handy tips will help keep you and your vehicle safe for the rest of the winter season.
Oil tends to thicken as it gets colder so make sure you have the right kind of oil in your vehicle. Make sure your windshield wiper blades are working effectively. Windshield wiper blades should be replaced once a year. Also check you windshield washer reservoir to make sure … (1 comments)

Does my Rhode Island homeowners policy protect my home against earthquake damage? - 01/20/10 11:19 AM

Many Rhode Islander's might be asking the question, "Can we here in Rhode Island have an earthquake?" Well the answer is,Yes! Rhode Island has already had earthquakes with the largest being recorded on March 11,1976. It had a magnitude of 3.50. Earthquakes can cause damage to your home that is not covered under your standard homeowners insurance policy.
Rhode Island homeowners insurance coverage is designed to protect you from a loss due to destruction or damage to your home. At Podmaska Insurance Agency we can add an earthquake endorsement to your policy to cover your home from damage caused by an earthquake. Please feel free … (1 comments)

What to do if you're involved in an automobile accident - 01/11/10 11:30 AM

 
Being involved in an Automobile accident can be a tense and frustrating experience for many Rhode Island drivers. Podmaska Insurance Agency would like to keep you informed with some helpful information needed in case of an auto accident. We hope that you will never need this information but if you do here are some helpful tips:
Do Not:
Leave the scene of an accident no matter how minor it may appear. Accept an offer for a check or cash and never "make a deal" for the damages. Administer first aid unless you are properly trained to do so. Deny injury to your … (0 comments)

Potholes are a Big Nuisance in the State of Rhode Island - 01/06/10 08:44 AM

Potholes can prove to be a troublesome issue when it comes to your automobile. Potholes can cause damage to your automobile's tires, rims, fenders, undercarriages and more. Potholes can also be the cause of auto accidents as drivers swerve to try and avoid them.
The State of Rhode Island will reimburse you if you have a claim that is up to and not exceeding the sum of three hundred dollars ($300.00) for damage to your vehicle caused by a pothole.
In order to file a claim contact the Department of Transportation and follow their claim procedure.
Procedure for Filing a Pothole Claim:
Description … (0 comments)

Protect Your Home From Frozen Pipes - 01/04/10 11:46 AM

     Winter time in Rhode Island can often bring unforeseen risks for Homeowners. One of these unforeseen risks can be a home that has frozen pipes or worse broken water pipes! Podmaska Insurance Agency would like to help  keep your home safe this winter season and prevent this from happening.
 
Homeowners in Rhode Island can prevent frozen pipes by following these helpful tips:
Wrap standard insulation or heating tape around pipes wherever possible. The inside temperature of your home should be at least 65 degrees or warmer. When the weather is especially cold keep cabinet/closet doors open to allow warm air to … (1 comments)

 
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Stephen Podmaska

Pawtucket, RI

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Podmaska Insurance Agency

Address: 1309 Chalkstone Ave, Providence, RI, 02908

Office Phone: (800) 940-6025

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