100% financing is still available!! Can your loan officer do USDA and VA purchase loans?? (edit/delete)

That is correct there is still 100% financing for qualified buyers in Rural MN and Western Wi. The sellers can pay almost all your closing costs as well and there is NO PMI on this loan and NO Prepay Penalties either!!! Please contact Phil Olson Sr. Mortgage Planner with Mortgage & Investment Consultants at 651-238-6748 and I would be glad to get you prequalified. Phil Olson is a Mortgage Planner with 20 plus years finance experience and over 8 years mortgage experience. Trust your home financing with a loan officer who looks out for their clients best interest and has the experience to get your loan done! Please visit my website at www.callphilolson.com and read the many positive testimonials past customers have written about their experience with me. There is still 100% financing with VA loans as well and yes Phil Olson can do VA loans. Matter of fact Phil Olson served 8 years in the US Army and loves to help fellow veterans buy or refinance homes. So if you need 100% home loan financing contact Phil Olson for all your needs.

Phil Olson
Sr. Mortgage Planner
Cottage Grove, MN
651-238-6748

BBB and Equal Housing Lender

polson@minnmortgage.com

Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I recently closed a loan with a customer with a 62% debt to income ratio ion 12 days from cradle to grave.  Most lenders have overlays that prevent this type of transaction from being approved.  I still have lenders who will do loans based on common sense!  So use a loan officer who has been there and done that with 20 years finance experience.  I promise great results!

Dear Phil

Thank you so much for making our dreams of home ownership (a yard, garage, separate bedrooms with doors!) a reality. We truly enjoyed working with you & appreciate all the hardwork & countless hours of work on your behalf. Thank you for being easy to get ahold of anytime of the day & quick to answer questions - even if it was during your dinner hour! Again thanks for everything..

Tim, Laura, Adrien

Woodbury, Mn

Phil Olson is a home loan consultant with 20 years financial experieince. In a tight mortgage enviroment you need someone who has the resources and experieince to get the job done. I'm a 1st time homebuyer expert who will cover all the bases to insure there are no surprises at the closing. Hire a mortgage consultant who really cares about his customers best interest and will be available for all your questions..

We have all mortgage programs, great rates and many down payment assistance programs.. Please visit my state of the art website at www.callphilolson.com for more info as well.

Phil Olson
Sr. Mortgage Consultant
651-238-6748
Cottage Grove, Mn
www.callphilolson.com
Serving the Mn and Wi area for over 8 years.

BBB & Equal Housing Lender

Are you frustrated with your mortgage loan officer? (edit/delete)

Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer?? Then read what my customers say about me. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days.

Dear Phil

Thank you so much for making our dreams of home ownership (a yard, garage, separate bedrooms with doors!) a reality. We truly enjoyed working with you & appreciate all the hardwork & countless hours of work on your behalf. Thank you for being easy to get ahold of anytime of the day & quick to answer questions - even if it was during your dinner hour! Again thanks for everything..

Tim, Laura, Adrien

Woodbury, Mn

Phil Olson is a home loan consultant with 20 years financial experieince. In a tight mortgage enviroment you need someone who has the resources and experieince to get the job done. I'm a 1st time homebuyer expert who will cover all the bases to insure there are no surprises at the closing. Hire a mortgage consultant who really cares about his customers best interest and will be available for all your questions..

We have all mortgage programs, great rates and many down payment assistance programs.. Please visit my state of the art website at www.callphilolson.com for more info as well.

Phil Olson
Sr. Mortgage Consultant
651-238-6748
Cottage Grove, Mn
www.callphilolson.com
Serving the Mn and Wi area for over 8 years.

BBB & Equal Housing Lender

That is correct there is still 100% financing for qualified buyers in Rural MN and Western Wi. The sellers can pay almost all your closing costs as well and there is NO PMI on this loan and NO Prepay Penalties either!!! Please contact Phil Olson Sr. Mortgage Planner with Mortgage & Investment Consultants at 651-238-6748 and I would be glad to get you prequalified. Phil Olson is a Mortgage Planner with 20 plus years finance experience and over 8 years mortgage experience. Trust your home financing with a loan officer who looks out for their clients best interest and has the experience to get your loan done! Please visit my website at www.callphilolson.com and read the many positive testimonials past customers have written about their experience with me. There is still 100% financing with VA loans as well and yes Phil Olson can do VA loans. Matter of fact Phil Olson served 8 years in the US Army and loves to help fellow veterans buy homes. So if you need 100% home loan financing contact Phil Olson for all your needs.

Phil Olson
Sr. Mortgage Planner
Cottage Grove, MN
651-238-6748

BBB and Equal Housing Lender

polson@minnmortgage.com

$15,000 Down Payment Assistance for purchase in St. Paul MN (edit/delete)

That is correct!!! The St. Paul Heroes Program allows a 1st time homebuyer up to $15,000 down payment assistance. This is not a 100% mortgage financing program, but a great program to help with closing costs and down payment and it is a 0% interest 2nd mortgage. You must be an Approved Lender to sponsor this program and WE ARE. Please call me at 651-238-6748 to find out all the details. To qualify you must purchase in the St. Paul Zip Code. There are other qualifiers so please call me to get all the details..Agents welcome to call! That could be $23,000 in DPA with the Federal Money!!!

This program can be partnered with Conventional, FHA, VA, and USDA ---  WOW!!!

Phil Olson
Your One Stop Mortgage Guy
Mortgage and Investment Consultants
651-238-6748


BBB & Equal Housing Lender

Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer?? Then read what my customers say about me. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days.

Dear Phil

Thank you so much for making our dreams of home ownership (a yard, garage, separate bedrooms with doors!) a reality. We truly enjoyed working with you & appreciate all the hardwork & countless hours of work on your behalf. Thank you for being easy to get ahold of anytime of the day & quick to answer questions - even if it was during your dinner hour! Again thanks for everything..

Tim, Laura, Adrien

Woodbury, Mn

Phil Olson is a home loan consultant with 20 years financial experieince. In a tight mortgage enviroment you need someone who has the resources and experieince to get the job done. I'm a 1st time homebuyer expert who will cover all the bases to insure there are no surprises at the closing. Hire a mortgage consultant who really cares about his customers best interest and will be available for all your questions..

We have all mortgage programs, great rates and many down payment assistance programs.. Please visit my state of the art website at www.callphilolson.com for more info as well.

Phil Olson
Sr. Mortgage Consultant
651-238-6748
Cottage Grove, Mn
www.callphilolson.com
Serving the Mn and Wi area for over 8 years.

BBB & Equal Housing Lender

That is correct!!! The St. Paul Heroes Program allows a 1st time homebuyer up to $15,000 down payment assistance. This is not a 100% mortgage financing program, but a great program to help with closing costs and down payment and it is a 0% interest 2nd mortgage. You must be an Approved Lender to sponsor this program and WE ARE. Please call me at 651-238-6748 to find out all the details. To qualify you must purchase in the St. Paul Zip Code. There are other qualifiers so please call me to get all the details..Agents welcome to call! That could be $23,000 in DPA with the Federal Money!!!

This program can be partnered with Conventional, FHA, VA, and USDA ---  WOW!!!

Phil Olson
Your One Stop Mortgage Guy
Mortgage and Investment Consultants
651-238-6748


BBB & Equal Housing Lender

If you are looking for a Loan Officer who is strictly concerned with my clients best interest then I'm the loan officer for you.  I'm extremely dependable, honest, and have a high degree of integrity.  I have closed over 350 purchase agreements over the last 7 years in the greater Minnesota and Wisconsin area and have over 20 years banking experience.  My clients would tell you that my service, availability Monday - Sunday, loan product selection, low rates, and attention to detail ranks in the top 10% of all loan officers in the industry.  I promise all my clients that there are no surprises at the closing table and I will provide all the information they need to make informed decisions.  I guarantee all clients who work with me will receive special attention and their mortgage needs will always be tailored towards their short & long-term goals.  I look forward to working with you in the very near future.

Below I have highlighted many of our programs and services that I have available to my clients!    

•ü  All FHA, USDA 100%, & VA products for 1^st time homebuyers.

•ü  All VA 100% product lines.

•ü  FHA refinance programs for Rate / Term 96.5% & Cash out to 90%.

•ü  Federal, State, and county money for down payment assistance.

•ü  All 10- to 30-year fixed rate mortgage products.

•ü  All Fannie Mae and Freddie Mac programs.

•ü  All Investment property acquisition programs.

•ü  Rehab and Construction loan programs.

•ü  Small business loans up to 300K with no collateral requirements.

•ü  My own state of the art web sites at http://activerain.com/polson/www.refinanceminn.com%20 provide my customers with up-to-date mortgage & consumer information.

•ü  New & Hot MLS listings advertised on my website by realtors in the community.

•ü  100% mobile capabilities with our web based program.  I look forward to meeting with my customers in the confines of their homes or the coffee shop with my laptop and printer.

Phil Olson            

Sr. Mortgage Planner

Mortgage and Investment Consultants Inc.

8619 West Pointe Douglas Road, Suite 220

Cottage Grove, MN 55016

Polson@minnmortgage.com

http://www.callphilolson.com/

Wk:         (651) 203-6432                                                                                                          Members

Cell:        (651) 238-6748                                                                                                            BBB  

Fax:        (651) 203-6431 

Home Buyer / Refinance Closing Guarantee
Money-Back Guarantees from Phil Olson with Mortgage & Investment Consulting Inc. We guarantee our closing costs or you get money back!

Closing Costs Guarantee

Should your actual closing costs be OVER the amount quoted in the Good Faith Estimate, I will credit you the difference. This does not include Per Diem, Tax and Insurance Escrows, and defects on Title.

Choose a lender that ensures the smoothest process possible, from application to closing.  I'm your best choice for home financing options! 

Ask me about my Closing Guarantee!

That is correct and we are still doing loans!  We have every product available for our customers needs.  Matter of fact - we current have 10+ FHA lenders who specialize in FHA loans, The New Refi Plus loans, Streamlines, Secure, and the New H4H program.  Yes, Down Payment Assistance has gone away, but 1st time homeowners can receive up to $8,000 from the Federal Government.  We still have 100% financing available through the VA and USDA Lenders as well. To get more information please call me or email me at polson@minnmortgage.com.  I promise you will be treated special and receive great service.  So please call me at 651-238-6748 or visit my very informative website at www.buying1sthouse.com or www.callphilolson.com  and read the many testimonials from my past customer's. Realtors welcome!  No credit will be turned away!  I have 18 plus years in the finance world and provide FREE Credit Repair Consultations for those that need help.  There is no need to look further I'm your one stop loan officer who has the experience to get your loan done!  

Phil Olson
Mortgage & Investment Consultants
18 Years of Mortgage & Credit Repair Experience

www.buying1st house.com
651-238-6748

Work with our team of real estate (Team Boo) / loan experts to get the inside track on some of the hottest foreclosures in the Twin Cities. 

Click this link http://www.CallPhilOlson.com/forms/hotForeclosures.html and fill out this short 5 question application and receive information on properties that are pre-list with 24-48hrs for free. 

That means you can get information on properties before they even hit the MLS.  Let us find you that diamond in the rough or the needle in the haystack!

Phil Olson
Sr. Mortgage Planner

BBB and Equal Housing Lender