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best mortgage rates in mn and wi: We have all FHA products to include the New Refi Plus Program! - 08/05/10 04:48 PM
We have all FHA products to include the New Refi Plus Program! (edit/delete)
That is correct and we are still doing loans!  We have every product available for our customers needs.  Matter of fact - we current have 10+ FHA lenders who specialize in FHA loans, The New Refi Plus loans, Streamlines, & Secure.  Yes, Down Payment Assistance has gone away, but 1st time homeowners can receive up to $10,000 from the State of MN with MHFA.  We still have 100% financing available through the VA and USDA Lenders as well. To get more information please call me or email me … (0 comments)

best mortgage rates in mn and wi: We have smoking low mortgage rates (MN & WI) Purchase and Refinance money - 08/05/10 04:38 PM
Smoking Low INTEREST RATES!!!!! (edit/delete)
Here is a quick rate update. I have MHFA at 4.25 with a possibility of 10K in down payment assistance funds for purchase money. To qualify for 4.25% income must be less than 67K yearly. A 5 year arm product currently at 3.25% fixed (APR 4.12%) for the 1st five years and after that it becomes adjustable with a 2/5 cap. For those that plan on selling their home within five years this might be a great product to refinance with. I have listed some of the standard qualifications below.
· Must have 5-20% equity … (0 comments)

best mortgage rates in mn and wi: Do you need a professional loan officer who can get the job done? - 05/18/10 04:51 PM
Do you need a professional loan officer who can get the job done?
Are you having trouble getting a Conventional, MHFA, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we … (0 comments)

best mortgage rates in mn and wi: Do you need a professional loan officer who can get the job done? - 02/17/10 12:03 PM
Do you need a professional loan officer who can get the job done?
Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we can … (0 comments)

best mortgage rates in mn and wi: Do you want the best mortgage rates AVAILABLE? - 01/08/10 08:55 AM
Does your broker or banker have their pulse on the market when it comes to mortgage rates or are they just guessing?  You the consumer deserve better!  I use Rate Alertsoftware to help my clients predict when to Lock, Float, or what lenders can get the best rate for my client.  This tool also keeps me updated on all the latest Wall Street reports and how this will influence MBS (Mortgage Backed Securities).  Not only do I get great rates for my clients, but I'm able to keep my clients informed so they can make informed decisions. With rates as low as … (0 comments)

 
Phil_olson_002_edited

Phil Olson NMLS 238103

Saint Paul Park, MN

More about me…

American Mortgage & Equity Consultants Inc.

Address: 1058 Hastings Ave, St Paul Park, MN, 55071

Office Phone: (651) 203-6432

Cell Phone: (651) 238-6748

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