mortgage rates: Mortgage Professional with 20 years experience wants to help you! - 09/02/10 12:53 PM
Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we can make decisions fast! So use a loan officer who has been there and done … (0 comments)
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mortgage rates: Can you believe that interest rate? 3.75% 30 year fixed in Minnesota - 09/02/10 11:54 AM
Can you believe that interest rate?
If you are not familiar with this program it is available to low and middle income families based on special underwriting criteria. This could be a great tool to help buy a home. I'm a MHFA qualified loan officer and Lender so please call me. They also have a new 100% financing program for those customer that will qualify as well. If you want further information about some of these great program you can go to their website at http://www.mnhousing.gov/index.aspx or feel free to call me about this wonderful homebuyer tool. I have detailed … (0 comments)
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mortgage rates: Why are rates different from lender to lender? - 08/06/10 10:55 AM
This questioned has been asked of me many times. Why are rates different from lender to lender? To answer that question we need to understand two pieces of the loan puzzle (volume & pricing).
VOLUME- Is the loan originator a one man shop or a very large corporation with many different investors? Our industry thrives on volume and a company who can originate a high loan volume will received preferred pricing. The one man shop may have 5 different lenders where as a very large mortgage shop (MIC Inc. has 450 loans officers nationally) may have 80-100 mortgage companies that they deal on a … (0 comments)
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mortgage rates: We have all FHA products to include the New Refi Plus Program! - 08/05/10 04:48 PM
We have all FHA products to include the New Refi Plus Program! (edit/delete)
That is correct and we are still doing loans! We have every product available for our customers needs. Matter of fact - we current have 10+ FHA lenders who specialize in FHA loans, The New Refi Plus loans, Streamlines, & Secure. Yes, Down Payment Assistance has gone away, but 1st time homeowners can receive up to $10,000 from the State of MN with MHFA. We still have 100% financing available through the VA and USDA Lenders as well. To get more information please call me or email me … (0 comments)
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mortgage rates: We have smoking low mortgage rates (MN & WI) Purchase and Refinance money - 08/05/10 04:38 PM
Smoking Low INTEREST RATES!!!!! (edit/delete)
Here is a quick rate update. I have MHFA at 4.25 with a possibility of 10K in down payment assistance funds for purchase money. To qualify for 4.25% income must be less than 67K yearly. A 5 year arm product currently at 3.25% fixed (APR 4.12%) for the 1st five years and after that it becomes adjustable with a 2/5 cap. For those that plan on selling their home within five years this might be a great product to refinance with. I have listed some of the standard qualifications below.
· Must have 5-20% equity … (0 comments)
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mortgage rates: Mortgage Officer who under promises and over delivers! Work with a true professional - 08/05/10 04:30 PM
Do you need a professional loan officer who can get the job done? (edit/delete)
Do you need a professional loan officer who can get the job done?
Are you having trouble getting a Conventional, MHFA, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders … (0 comments)
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mortgage rates: Smoking Low INTEREST RATES!!!!! - 05/18/10 04:47 PM
Here is a quick rate update. I have MHFA at 3.75 with a possibility of 7K in down payment assistance funds for purchase money 1st time home buyers. To qualify for 3.75% income must be less than 67K yearly.
A 5 year arm product currently at 3.25% fixed (APR 4.11) for the 1st five years and after that it becomes adjustable with a 2/5 cap. For those that plan on selling their home within five years this might be a great product to refinance with. I have listed some of the standard qualifications below.
· Must have 3.5% - 20% equity … (0 comments)
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mortgage rates: Are you happy with your loan officer and lender in MN & WI? (survey) - 03/23/10 03:21 PM
Will your Loan Officer provide you monthly purchase lead generation? Yes ____ No ____
Will and can your Loan Officer prequalify your clients on the weekends? Yes ____ No ____
Is your Loan Officer web based and 100% mobile? Yes ____ No ____
Does your loan Officer advertise your listing on his or her website? Yes ____ No ____
Does your Loan Officer have every available program for every Yes ____ No ____
situation?
Can your Loan Officer fully qualify candidates at your office or open houses? Yes ____ No ____
Does your Loan Officer have … (0 comments)
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mortgage rates: Do you want the best mortgage rates AVAILABLE? - 03/23/10 08:20 AM
Does your broker or banker have their pulse on the market when it comes to mortgage rates or are they just guessing? You the consumer deserve better! I use Rate Alertsoftware to help my clients predict when to Lock, Float, or what lenders can get the best rate for my client. This tool also keeps me updated on all the latest Wall Street reports and how this will influence MBS (Mortgage Backed Securities). Not only do I get great rates for my clients, but I'm able to keep my clients informed so they can make informed decisions. With rates as low … (1 comments)
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mortgage rates: Best Mortgage Rates - 02/17/10 12:06 PM
Do you want the best mortgage rates AVAILABLE? (edit/delete)
Does your broker or banker have their pulse on the market when it comes to mortgage rates or are they just guessing? You the consumer deserve better! I use Rate Alertsoftware to help my clients predict when to Lock, Float, or what lenders can get the best rate for my client. This tool also keeps me updated on all the latest Wall Street reports and how this will influence MBS (Mortgage Backed Securities). Not only do I get great rates for my clients, but I'm able to keep my clients informed … (0 comments)
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mortgage rates: Do you need a professional loan officer who can get the job done? - 02/17/10 12:03 PM
Do you need a professional loan officer who can get the job done?
Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we can … (0 comments)
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mortgage rates: Another happy Mortgage customer!!! - 01/28/09 09:21 AM
About 5 years ago my husband and I met Phil Olson at the title company we used to refinance our mortgage on our 1st home. As we were walking out, Phil was walking in. He introduced himself, gave us his business card, and told us to call him if we ever needed assitance in the future with our mortgage. We did that approximately 1 year later, as we were heading in a downward spiral from the adjustable mortgage we were in. Phil was honest with us and told us we needed to work on establishing our credit back in order to … (0 comments)
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mortgage rates: Our Mortgage rates are AWESOME (4.375% 30 Year APR 4.58%) - 01/11/09 10:33 AM
That is right!! I locked a few loan this week at that rate. To see if you might qualify below please read.
741 plus credit score Have a 20% or great equity position in home Must be your primary residence Full Document loan Must qualify through Fannie or Freddie Mac (Conventional Loan) You must escrow with the lender No discount point charged 1% origination and standard closing cost These are just some of the guidelines for this rate. Please understand that rates change daily and this opportunity could be gone very soon. So give me a call and I would … (3 comments)
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