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rates: Why are rates different from lender to lender? - 08/06/10 10:55 AM
This questioned has been asked of me many times.  Why are rates different from lender to lender?  To answer that question we need to understand two pieces of the loan puzzle (volume & pricing). 
VOLUME- Is the loan originator a one man shop or a very large corporation with many different investors?  Our industry thrives on volume and a company who can originate a high loan volume will received preferred pricing.  The one man shop may have 5 different lenders where as a very large mortgage shop (MIC Inc. has 450 loans officers nationally) may have 80-100 mortgage companies that they deal on a … (0 comments)

rates: Do you need a professional loan officer who can get the job done? - 05/18/10 04:51 PM
Do you need a professional loan officer who can get the job done?
Are you having trouble getting a Conventional, MHFA, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we … (0 comments)

rates: You treated us like family - Thank you. - 01/11/09 10:12 AM
January 9, 2009 Phil Olson Senior Mortgage Planner Mortgage Investment Consultants Dear Phil, Beth and I wanted to write you a letter of "thanks" for helping us through our refinance on our house. We appreciated the personal attention you gave us. When the interest rates drop right before the holidays, you took the time out of your busy schedule. You worked around our schedules, came to our house at night and worked step by step with us, answering all our questions, and making the process clear, quick, and no surprises. Working with you was like having family take care of us. … (1 comments)

 
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Phil Olson NMLS 238103

Saint Paul Park, MN

More about me…

American Mortgage & Equity Consultants Inc.

Address: 1058 Hastings Ave, St Paul Park, MN, 55071

Office Phone: (651) 203-6432

Cell Phone: (651) 238-6748

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