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real estate: Mortgage Professional with 20 years experience wants to help you! - 09/02/10 12:53 PM
Are you having trouble getting a Conventional, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we can make decisions fast! So use a loan officer who has been there and done
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real estate: Why are rates different from lender to lender? - 08/06/10 10:55 AM
This questioned has been asked of me many times. Why are rates different from lender to lender? To answer that question we need to understand two pieces of the loan puzzle (volume & pricing). VOLUME- Is the loan originator a one man shop or a very large corporation with many different investors? Our industry thrives on volume and a company who can originate a high loan volume will received preferred pricing. The one man shop may have 5 different lenders where as a very large mortgage shop (MIC Inc. has 450 loans officers nationally) may have 80-100 mortgage companies that they deal on a
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real estate: We have smoking low mortgage rates (MN & WI) Purchase and Refinance money - 08/05/10 04:38 PM
Smoking Low INTEREST RATES!!!!! (edit/delete) Here is a quick rate update. I have MHFA at 4.25 with a possibility of 10K in down payment assistance funds for purchase money. To qualify for 4.25% income must be less than 67K yearly. A 5 year arm product currently at 3.25% fixed (APR 4.12%) for the 1st five years and after that it becomes adjustable with a 2/5 cap. For those that plan on selling their home within five years this might be a great product to refinance with. I have listed some of the standard qualifications below. · Must have 5-20% equity
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real estate: Do you need a professional loan officer who can get the job done? - 05/18/10 04:51 PM
Do you need a professional loan officer who can get the job done? Are you having trouble getting a Conventional, MHFA, FHA, USDA, or VA mortgage for your customer or for yourself?? Then read what my customers say about me below. I promise great service and no HYPE. If the loan makes sense I have the programs and lenders to get these loans done. Don't spend 2-3 months in underwriting when I can have your deal done in less than 30 days. I still have lenders who will do loans based on common sense and we have inhouse underwriting so we
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real estate: Smoking Low INTEREST RATES!!!!! - 05/18/10 04:47 PM
Here is a quick rate update. I have MHFA at 3.75 with a possibility of 7K in down payment assistance funds for purchase money 1st time home buyers. To qualify for 3.75% income must be less than 67K yearly. A 5 year arm product currently at 3.25% fixed (APR 4.11) for the 1st five years and after that it becomes adjustable with a 2/5 cap. For those that plan on selling their home within five years this might be a great product to refinance with. I have listed some of the standard qualifications below. · Must have 3.5% - 20% equity
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real estate: Top Loan Officer looking to partner with more WI & MN Realtors - 03/23/10 09:33 AM
Recipient of the Loan Officer of the Year from 2004-2009. Let's join my state of the art technology, loan experience, and great customer service with you outstanding sales experience to form a winning team! In this housing market you must think outside the box and review what is and what isn't working. If you are not satisified with your loan officer options or your financing piece for your customer's it is time to make a change. I have highlighted my capabilities below and I'm licensed in the following States (MN, WI). Please visit my website at http://www.callphilolson.com/ to read many positive testimonials. I
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Phil Olson NMLS 238103
Saint Paul Park,
MN
More about me
American Mortgage & Equity Consultants Inc.
Address: 1058 Hastings Ave, St Paul Park, MN, 55071
Office Phone: (651) 203-6432
Cell Phone: (651) 238-6748
Email Me
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