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LOUISVILLE KENTUCKY HOMES FOR SALE- WEST END
745 S 23rd St Louisville, KY
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$8000 TAX CREDIT FOR FIRST TIME BUYERS
LOUISVILLE KENTUCKY HOMES FOR SALE-
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2010 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE- WEST END *
LOUISVILLE KENTUCKY HOMES FOR SALE- CRESCENT HILL
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205 Idlewylde Dr Louisville, KY
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AUCTION SAT. JUNE 13 10 AM."Diamond in the Rough" estate sale. One owner home with lots of potential. Original hardwood floors on 1st and 2nd floors. Home offers 4 good size bedrooms, 2 Full baths, glassed in front porch, Home has a ton of character,very peaceful lot with many mature trees.Detached one car garage with electric and attached carport. Minimum starting bid of only $145,000, $3000 earnest money deposit. 10% buyers premium added to final bid for full contract price.For appointment call Keith Pound Auctioneer 645-5950 or Marla McGough Agent 417-4839. Selling in conjunction with RE/MAX METRO.
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$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
LOUISVILLE KENTUCKY HOMES FOR SALE- CRESCENT HILL
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * KENTUCKY HUD HOMES FOR SALE - CRESCENT HILL*
KENTUCKY HUD HOMES FOR SALE-SHELBYVILLE
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5120 Bell Ave Shelbyville, KY
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***DON'T PASS UP THIS DEAL.*** This house was Last listed at $122,900. This government owned HUD home has a 10 day bidding period that ends on Sunday June 14. 3 bedroom, 2 full bath with open floor plan. The great room has a vaulted ceiling with skylights, open staircase and balcony. The First floor master has a bath, the 2 large bedrooms upstairs are serviced by a second full bath. There's a Playroom or storage over garage. There's Pergo flooring in great room and hall. The Eat-in kitchen has lots of cabinets and there's a large laundry/utility room, one car attached garage. Great backyard w/privacy fence. Call today for your personal showing 502-645-5950
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KENTUCKY HUD HOMES FOR SALE-SHELBYVILLE
BUY LOUISVILLE KENTUCKY FORECLOSURES,REOs,BANK OWNED PROPERTIES,SHORT SALES,CORPORATE OWNED, DISTRESSED PROPERTIES,HANDYMAN SPECIALS,MOTIVATED SELLERS,HUD HOMES, HUD PROPERTIES, AS IS PROPERTIES
$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - SHELBYVILLE*
LOUISVILLE KENTUCKY HOMES FOR SALE- BUYING FORECLOSURES
EVERYONE WANTS A DEAL
Short Sales ( property sold by the owner with bank approval)
Pre-foreclosures ( property sold by the owner before the master commissioners auction)
Foreclosures (also called REO- real estate owned by the bank)
HUD ( real estate acquired by the Department of Housing and Urban Development through a FHA insured loan foreclosure)
Distressed sale vs. normal sale conditions
SHORT SALES/ PRE-FORECLOSURES - Lender must agree to take less (short of the payoff) than the buyer will pay. Often it is because the market value has dropped.
Owner is trying to sell the house before the lender can foreclose on it. Home owner is probably still living in the house and overall condition is better.
Time is a factor in a short sale as negotiation could take weeks or months. Submission of the offer package could take 4-8 weeks, then waiting for bank to get back, then when the bank finally agrees, they give you a 10-14 day deadline to close. You really need to have everything in place to get the closing done on time.
FORECLOSURES - Lender has purchased the house at the Commissioner's Auction, taken title, assessed the property and placed it back on the market through a REO broker.
Foreclosures are often sold for less than you could have bought it through a short sale and the response time is often quicker from 1-7 days.
A low price will generate several offers and the lender will ask for your "highest and best," so you end up bidding against other buyers. The good thing is that the answer comes quickly, sometimes the same day that the offers are due.
HUD PROPERTIES - are priced at market price and offered on a ten day bidding period. Owner occupants are given priority in the bidding period. All bids are opened on day eleven and the bid is awarded to the bid that is the best net to HUD.
Foreclosures are great if you have
1 A larger down payment
2 Cash
3 Time to repair or remodel
4 You like fixing things up or have someone who can.
LOUISVILLE KENTUCKY HOMES FOR SALE-BUYING FORECLOSURES
BUY LOUISVILLE KENTUCKY FORECLOSURES,REOs,BANK OWNED PROPERTIES,SHORT SALES,CORPORATE OWNED, DISTRESSED PROPERTIES,HANDYMAN SPECIALS,MOTIVATED SELLERS,HUD HOMES, HUD PROPERTIES, AS IS PROPERTIES
$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - BUYING FORECLOSURES*
LOUISVILLE KENTUCKY HOMES FOR SALE-BUYING FORECLOSURES
What to expect:
1 The property will be vacant.
2 The property is being sold "as is."
3 Utilities have been turned off (water, gas, electric).
4 The plumbing has been "winterized" (water turned off--pipes drained and antifreeze installed).
5 It smells, the house has been closed up for weeks, even months.
6 Carpet is dirty, worn, ripped, may need replacing.
7 Paint is dated, writing on the walls, drywall repair is needed.
8 New appliances will probably be needed.
9 Kitchen cabinets need repair or replacement.
10 In some areas, the property could have been vandalized. Copper pipes, air conditioner units, furnaces, windows, doors, lighting fixtures are gone.
11 The bank owns the property, so it is a business decision to accept or reject your offer.
FINANCING
12 Earnest money deposit normally $1000 or 3% of the offer.
13 Preapproval letter should be submitted at time of offer. A You must be preapproved for financing.
B Paying cash, you must show proof of funds.
14 Normally, there are seller addendums you must sign and agree to that supersede the local real estate board contract (more paperwork).
THESE ARE JUST A FEW QUESTIONS YOU NEED TO ANSWER WHEN YOU ARE CONSIDERING PURCHASE OF A FORECLOSURE.
BUY LOUISVILLE KENTUCKY FORECLOSURES,REOs,BANK OWNED PROPERTIES,SHORT SALES,CORPORATE OWNED, DISTRESSED PROPERTIES,HANDYMAN SPECIALS,MOTIVATED SELLERS,HUD HOMES, HUD PROPERTIES, AS IS PROPERTIES
LOUISVILLE KENTUCKY HOMES FOR SALE- BUYING FORECLOSURES
$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - BUYING FORECLOSURES*
LOUISVILLE KENTUCKY HOMES FOR SALE-THE CONTRACT TO CLOSING
So you have found the perfect house, now what do you do? Make an offer and wait for it to be accepted.
Some times the answer to your offer is yes and you have a contract, some times the answer is no, but the seller will make a counter offer. You want the house, so you continue to negotiate until you come to a final agreement and then you have an accepted contract.
These are some of the many things to get the CONTRACT TO CLOSING.
· All contract and addendums signed
· Earnest money deposit delivered to listing company
· Apply for loan
· Early loan disclosure papers signed
· Appraisal fee check
· Order appraisal
· Order title report
· Order survey
· Sign seller disclosure papers
· Inspections (including home inspection, termite, radon, mold, lead based paint, square footage)
· Loan package to underwriter
· Home insurance
· Utility inspections (gas, water, electric, sewer, septic)
· Request for repairs, corrections or replacements
· Final stipulations from underwriting
· Set up closing
· Order closing documents
· CLOSING DAY
There's a lot to do to get your home from CONTRACT TO CLOSING, but well worth the effort.
LOUISVILLE KENTUCKY HOMES FOR SALE-THE CONTRACT TO CLOSING
$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - THE CONTACT TO CLOSING*
LOUISVILLE KENTUCKY HOMES FOR SALE - CHURCHILL DOWNS
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510 Heywood Ave Louisville, KY
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This is a TOTAL REHAB with 3 BEDROOMS AND 2 FULL BATHS. The Inviting living room has a ceramic entry, white woodwork and white mantel with a non-functional fireplace. All rooms have high ceilings. The kitchen is Open and spacious with white cabinets including a range and refrigerator. There are Front and back porches. Located Close to Churchill Downs. MOVE-IN CONDITION with lots of updates including....a new roof, water heater (09), furnace (09), sump pump (09), doors both (interior/exterior), replacement windows, additional insulation in walls and attic, smoke detectors, painted (interior/exterior), plumbing updated, carpet and vinyl, 3 new closets, ceiling fans, exterior lighting, updated bathrooms, termite inspected, and new electric panel. The Seller is offering a 1 year home warranty.
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$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
LOUISVILLE KENTUCKY HOMES FOR SALE - CHURCHILL DOWNS Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - CHURCHILL DOWNS *
KENTUCKY HUD HOMES FOR SALE- MT EDEN
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13929 MT. EDEN ROAD MT. EDEN, KENTUCKY
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[THIS IS A GOVERNMENT OWNED HUD PROPERTY Charming older country farm house...Traditional L-Shape Construction with 3 bedrooms and one full bath. THERE ARE Large rooms and a big staircase. Come relax on the Big Country front porch....The house was Remodeled approx 6 years ago with vinyl siding, replacement windows and roof. It has city water and electric. THERE is no Central air, heated with propane, but there are no space heaters. Built in 1923, this home has a large covered front porch, patio, living room and dining room and it all sits on 17.33 acres. This Property is eligible for 203k financing. Sold As is, with all faults.
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KENTUCKY HUD HOMES FOR SALE- MT EDEN
$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
KENTUCKY HUD HOMES FOR SALE - MT EDEN
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * KENTUCKY HUD HOMES FOR SALE - MT EDEN*
KENTUCKY HUD HOMES FOR SALE - SHELBYVILLE
| 2079 Osprey Cv Shelbyville, KY |
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GOVERNMENT OWNED, Gorgeous 3 BR, 3 full bath, Raised Ranch style home. Great Location ? convenient to Frankfort and Louisville, just 1.5 miles to I-64. This home welcomes you with the Great Room, which has a vaulted ceiling, beautiful fireplace, and is open to the eat-in Kitchen and deck with a view. The Kitchen has white cabinets w/ all black appliances staying-including stove, dishwasher & refrigerator. The split floor plan is desirable w/ great master suite w/ trey ceiling, large walk-in closet plus a fabulous view of the countryside. The lower level is beautifully finished with possible 4th BR, full bath & media room. There is a Rain Soft water and air purifying system. 2 car oversized garage and a fenced in back yard. Right next to the walking trail going to the lake & pavilion. This is a HUD home and is on a 10 day bidding period which expires Friday, April 24.
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$8000 TAX CREDIT FOR FIRST TIME BUYERS
COME TO ONE OF OUR HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
KENTUCKY HUD HOMES FOR SALE - SHELBYVILLE
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * KENTUCKY HUD HOMES FOR SALE - SHELBYVILLE*
LOUISVILLE KENTUCKY HOMES FOR SALE-HOME INSPECTIONS
A home inspection is like a physical for your house. You are looking for a home with a clean bill of health, including:
· Termite inspection
· Radon testing
· Mold inspection
· Septic system checked
· Lead based paint inspection
Just a few of the many things that are checked while doing a HOME INSPECTION:
· Roof, vents, gutters, chimney
· Basement, foundation and crawlspace
· Heating and cooling systems
· Water, electric, electrical service, breakers and fuses
· Insulation and ventilation
Most provide you with computerized home inspections reports complete with digital pictures.
Home inspectors are CERTIFIED by the state of Kentucky.
They help you gain insight into maintenance and find out about energy conservation.
From the roof to the basement and everything in between, your prospective home is usually checked in about 2-4 hours to give you an overall picture of the condition of the house.
The time and money spent on this inspection is well worth the price to give you assurance and peace of mind and to take the stress out of your home purchase.
Buying a home:
FOR YOUR PROTECTION, GET A HOME INSPECTION
Check out this government form: HUD-92564-CN
COME TO ONE OF OUR FREE HOME BUYERS WORKSHOPS www.buyerstaxcredit8000.com
LOUISVILLE KENTUCKY HOMES FOR SALE-GETTING APPROVED TO BUY
LOUISVILLE KENTUCKY HOMES FOR SALE-HOME INSPECTIONS
Keith Pound, Realtor/Auctioneer, Exit Realty Crutcher, Louisville, KY 502-645-5950
LOUISVILLE MLS WWW.POUNDREALTY.COM
Investment property, real estate auctions, HUD homes, relocation services to Louisville and Lexington Kentucky, give me a call, I love referrals!
Copyright 2009 by Keith Pound, All Rights Reserved. * LOUISVILLE KENTUCKY HOMES FOR SALE - HOME INSPECTIONS*
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Keith Pound Realtor Auctioneer Louisville KY (502) 645-5950
Louisville,
KY
More about me…
EXIT REALTY CRUTCHER
Address: 9200 Leesgate Rd, Suite 201, Louisville, KY, 40222
Office Phone: (502) 327-9838
Cell Phone: (502) 645-5950
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