Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Realtors Be(a)ware! - 11/20/09 10:10 AM
I just had a client call and say he had an accepted offer on a new home, and renting his old one out. I knew the guidelines changed a few months ago for FHA, increasing the reserve requirements in that situation. I covered that with him, and we still had a green light. Upon closer inspection of the new guidelines, it turns out that without 25% of DOCUMENTED equity in the house that they are vacating, lenders will not consider any income from their existing home. That means the buyer had to qualify with both homes counted against him. When I (1 comments)
Do you see what I see? - 11/10/09 08:45 PM
As I said in my previous post "Are you a Giver?", most of us live an die by referral. We all love to get them, and say we give them at every chance, but is that actually true? Here's a dialog that I have with as many people as I can... "Hey Sam, on a scale of one to ten, please rate your CPA/Financial Planner/Attorney/etc. If the answer is less than a 7, I refer them to one of the professionals that I have worked with. If the answer is 8 or higher, I ask to get contact information for that (6 comments)
Are YOU a Giver? - 11/09/09 09:02 PM
In the real estate and lending business, we all work for referrals. My business over the past 12 years has been built entirely by referral. I appreciate them, work hard for them, and like to think that I deserve them. I used to get this all the time, let me know if it sounds familiar: "Hey Bob, good news! I was talking to a friend of mine and they said they really want to refinance/buy a new home. I told them you were the best, and gave them your card." To be truthful, the people call no more than 50% of (5 comments)
Are you in a committed relationship? - 11/03/09 10:01 AM
I think everyone can agree that the real estate landscape looks different today than it did two years ago. In 2007 there were an estimated 14,000 mortgage professionals practicing in the state of Massachusetts. In 2008, the number of licensees was estimated around 6500. Today, the number stands under 2000. While I recognize that some of these people may have gone to banks, which don't require licenses be held, there has still been a massive exodus from the business. This question is primarily directed towards realtors. Are you loyal to your lenders? Do you work to switch every borrower to your mortgage professional? (0 comments)
Are you being seen? - 11/03/09 09:43 AM
It's a funny thing. I've been in the mortgage business for 12 years now. When I started, I visited realtors offices four days a week. I spent time with them, asked questions, and offered my services. I built a successful business that was consistent and predictable. As the years pass, I lose sight of the very actions that created my business in the first place. I stop visiting my realtors, stop calling past clients, and then wonder why my business is not as consistent as it used to be. Then coincidently, as happened last week, I go out and see some people. All of (3 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.