I recently had a client who for 15 years was insured with a company they "thought' covered the liability exposures of their trampoline. 

Even after I mentioned to her that I was pretty sure that her contract did not provide coverage for trampolines, her broker continued to tell her that she was covered.  I did my research for her and called several other brokers who write business through the same company. She did NOT have coverage.

Make sure that when you are buying insurance you are purchasing coverage that WILL protect you. In this case it was in her best interest to get rid of the trampoline.

How many liabilities exposures can you see in the photo below? Is it worth losing all you have because you were not sure of your insurance coverage's?