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With all the buzz surrounding the credit for first time home buyer's that the American Recovery and Reinvestment Act of 2009 includes, it may be hard to decipher all the details to see who and what exactly are included. This Act is summarized as "A bill to create jobs, restore economic growth, and strengthen America's middle class through measures that modernize the nation's infrastructure, enhance America's energy independence, expand educational opportunities, preserve and improve affordable health care, provide tax relief, and protect those in greatest need, and for other purposes." 
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