So is it immoral to strategically short sale your home or stop paying your mortgage when you can afford it?

Is the moral obligation to repay your mortgage debt greater than the moral obligation to provide financial stability for you and your family?

If I was forced to choose my family or my bank, my morals steer me toward the financial stability of my family every single time.

Easy decision for me. What about you?

 

Why settle for less than 5 stars?

Featured in Connecticut Magazine's March 2011 and March 2012 issues as a top real estate agent in overall satisfaction. Contact me for more information about attempting a short sale in Connecticut.

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Who To Call For Your Real Estate Needs In Connecticut:

Patrick James is a REALTOR that can assist you with all your real estate needs in Connecticut. Patrick resides in Middlesex County but also offers Real Estate Services in New London and Hartford counties, as well as portions of Windham, Tolland, Litchfield and New Haven Counties. Patrick  can be contacted via phone or text message at (860)550-5267 or pwjrealtor@gmail.com

 

IMPORTANT NOTICE:

Patrick W. James and CG Real Estate are not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.

 

What are the odds I won't be able to sell my home in a short sale?
10/16/2012
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The answer to this question depends on your situation, but there have been several occasions where I have had to tell a Connecticut homeowner that I can not help them complete a short sale in Connecticut. Here are a few basic guidelines for when a… more
Nationstar and CCO Mortgage short sale closed in East Haven, CT!
10/15/2012
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This short sale is proof that no matter how much we have our affairs in order, sometimes these deals just take longer than they should because of bank incompetence. We had a contract within the first 60 days on market, and had a quick counter… more
Low Ball offers on Phoenix Short Sales
10/10/2012
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Fantastic in sight on what not to do when considering writing an offer on a short sale. My hat's off to Anna on a fantastic, well written blog. This applies everywhere, not just in Phoenix. We get these calls all the time here in Connecticut! Via… more
Nationstar and Greentree short sale closed in Danielson, CT!
10/03/2012
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Sometimes short sales are just painful This was one of those instances. Shortly after we listed, Bank of America sold both of my client's loans. The first to Nationstar and the second to Greentree. This caused some additional paperwork on our… more
HAFA short sale approved and closed with BOA in Salem, CT!!
09/28/2012
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A fairly routine Bank of America short sale This particular client had not made a payment in close to 2 years, and there was not even a lis pendens filed yet. I find this pretty common when the loan is owned by Bank of America. We priced the… more
Selling your home in an FHA short sale - what you need to know.
09/19/2012
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Nearly half of our short sale inventory are loans backed by HUD or FHA. Borrowers use an FHA loan to finance their purchase because it is one of the few remaining programs where you can finance over 95% of the purchase price. When the economy went… more
It was like a trip to the dentist, McCue Mortgage short sale CLOSED!
09/14/2012
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Hopefully my dentist doesn't take offense to the title. Dr. Ted, you and your staff are first class, and make every trip to your office as easy and painless as a 1 lien GMAC short sale. If you ever need a dentist in Connecticut, I highly recommend… more
Middletown, CT South Fire to hold a 9/11 ceremony and groundbreaking
09/07/2012
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Fire Chief Edward Badamo announced via email yesterday that on September 11th 2012 at 10 am, the South Fire District will hold a 9/11 memorial ceremony and groundbreaking at the South District Firehouse on Randolph Rd and he encourages all members… more
BOA/FREDDIE short sale approved and closed in Windsor, CT!
09/04/2012
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I received a call from these clients after they had been through the Connecticut judicial foreclosure mediation program. After months of going back and forth with Bank of America it was finally decided that their only option left was to short… more
 
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Patrick James

Middletown, CT

More about me…

CG Real Estate

Address: 1224 Mill St., Bldg B, East Berlin, CT, 06023

Office Phone: (860) 316-2569

Cell Phone: (860) 550-5267

Email Me

Testimonials
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' If you are looking for a real estate professional to handle the short sale of your home look no further. I met Patrick upon my return to CT during ... more '
5.0/5.0
by John K in Texas
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' Short Sales can be a very rewarding, and at the same time, very frustrating experience. The process can be fraught with all kinds of uncertainty and ... more '
5.0/5.0
by cgbassell
69051
' We had spoken to another Realtor prior to signing with Patrick. The other Realtor basically thought we should list or house for well below market ... more '
5.0/5.0
by Allisonzg


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