Rate Guard Nov 30th Update - 11/30/10 01:02 PM
A Terrific Tuesday Morning to all, Economic News: Case -Shiller Home Prices came in under expectations, Chicago Purchase Managers Index better than expected, Consumer Confidence was much better than the past. Consumer Confidence + Chicago Purchase Managers Index will put pressure on bonds be careful! Have a great day! … (0 comments)
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Rate Guard Nov 29th Update - 11/29/10 10:51 AM
A Marvelous Monday Morning to all, I hope everyone enjoyed the Holiday weekend! Economic news: Focus is Ireland and European debt issues, with concerns of Korea. Have a great day! … (0 comments)
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Benicia Open Houses Nov 26th & 27th - 11/27/10 02:05 PM
Benicia Open Houses Nov 26th & 27th
Judi Urbanik Prudential California Realty
420 York Dr
Sun 1-4
Enjoy the Holiday Weekend!
… (0 comments)
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Rate Guard Nov 26th Update - 11/26/10 12:38 PM
A Fabulous Friday Morning to all, I hope everyone had a Great Thanksgiving with family and friends! Economic news: Ireland, Spain & Portugal are back in the spotlight again. Enjoy the Holiday Weekend! … (0 comments)
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Rate Guard Nov 24th Update - 11/24/10 11:23 AM
Wonderful Weds Morning to all, Economic news: Both Initial and Continuing Jobless Claims show massive improvement, Durable Goods well under expectations, New Home Sales drop again, Housing Price Index drops also. Market Emotion: W-ST is rebounding be very careful! Have a Great Thanksgiving! … (0 comments)
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Christmas In Oct… or Xmas in her new home? - 11/23/10 11:02 PM
Christmas In Oct... or Xmas in her new home?
Oct 10th I wrote a blog for a special client here is the link.
Amazing how DREAMS can come true yes she found a home!
Dream it, believe it and always take action to achieve your dreams!
May the MAGIC of the HOLIDAYS be with you all!
… (0 comments)
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Rate Guard Nov 23rd Update - 11/23/10 11:19 AM
Terrific Tuesday Morning to all, Economic News: GDP beats expectation, Existing Home Sales slide slightly in Oct, Richmond Fed Man Index shows improvement. Conflict between North + South Korea shakes world markets. Have a great Day! … (0 comments)
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Rate Guard Nov 22nd Update - 11/22/10 11:09 AM
Marvelous Monday Morning to all, No earth shaking economic news today. Expect choppy trading with many traders off for the holiday weekend! Tomorrow will set the tone for the markets direction. Tuesday Economic News: GDP , Existing Home Sales, Richmond FED Manufacturing Index, FOMC minutes. Have a great day! … (0 comments)
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Benicia Open Houses Nov 20th & 21st - 11/20/10 01:15 PM
Benicia Open Houses Nov 20th & 21st
Rose Hadaway Coldwell Banker Solano Pacific
1190 West 13th St
Sun 12-3
Judi Urbanik Prudential California Realty
420 York Dr
Sat 1-4?
Sun 1-4?
Have a great weekend!
… (0 comments)
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Rate Guard Nov 19th Update - 11/19/10 12:24 PM
Fabulous Friday Morning to all, Economic news: China raises the reserve requirement for banks but not rates. No earthshaking domestic economic news. Have a great weekend! … (0 comments)
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Special Market Update with what is happening with bonds /mortgage rates - 11/18/10 02:00 PM
What a wild ride with rates and bonds recently, The video below will give a bit more insight with the current market. The markets are VERY Volatile however we should see improvement depending on market emotion & economic news in the coming week/weeks. Below is the Market Outlook for 2011 it’s a bit longer 8 minutes Feel free to share with clients, or anyone who might find the information valuable. Remember to be Thankful for all you have as we approach Thanksgiving week. All my best! … (0 comments)
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Rate Guard Nov 18th Update - 11/18/10 11:02 AM
A Terrific Thursday Morning to all, Economic News: Initial Jobless Claims a tick better than expected, Continuing Jobless Claims still high, Philly Fed Manufacturing Survey exceeds expectations by a huge number. Market Emotion: Very volatile Ireland may receive funds, China trying to slow down their economy (inflation fears). Whispers that bonds are over bought cause concern, W-St is regaining lost ground. Have a great Day … (0 comments)
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Rate Guard Nov 17th Update - 11/17/10 11:05 AM
A Wonderful Weds Morning to all, Economic News this morning: Core CPI ( measurement of inflation) flat, Building permits under expectations, Housing Starts lowest in last 18months. Core CPI shows the smallest increase since 1957= concerns with deflation and why the FED started QE2 to help try and move the economy. Have a great day! … (0 comments)
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Rate Guard Nov 16th Update - 11/16/10 11:05 AM
Terrific Tuesday morning to all, Economic news: Producer price index both for the month and year under expectations, Industrial production flat. The markets are very volatile… Is QE2 going to produce jobs, or improve the economy? Other nations are looking with the question are we using it to increase our competitiveness with foreign trade? Inflation is being sensed with other economy’s, and Europe is back on the radar again….debt issues Have a great day! … (0 comments)
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Huge changes for condos that want to use FHA financing. - 11/15/10 03:47 PM
FHA financing is a major reason why buying a condo is still a viable option
Huge changes for condos that want to use FHA financing.
•· AS OF 12-7-2010, ALL CONDO PROJECTS THAT WERE FHA APPROVED PRIOR TO 10-1- 2008 WILL EXPIRE. THIS MEANS THOUSANDS OF CONDO PROJECTS WILL EXPIRE 12-7. You can, however, order case numbers on any of these currently approved projects prior to 12-7 and still close after the expiration date (provided all is O.K. on the project review required on each individual loan). These projects will have 6 months to get recertified, but no case … (0 comments)
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Rate Guard Nov15th Update - 11/15/10 11:06 AM
Marvelous Monday Morning to all, Economic news: NY ST Manufacturing Index came in well under expectations, Retail sales show growth for the 4th month in a row, Business inventories show improvement also. You Tube is slow this morning FYI Have a great day! … (0 comments)
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Benicia Open Houses Nov 14th - 11/13/10 04:28 PM
Benicia Open Houses Nov 14th
Jeff Dennis Coldwell Banker Solano Pacific
403 West M St
Sun 1-4
Marianne Moody Prudential California Benicia
1476 George Ct
Sun1-4
Judi Urbanik Prudential California Benicia
420 York Dr
Sun 1-4
Have a great weekend!
… (0 comments)
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Rate Guard Nov 12th Update - 11/12/10 11:03 AM
Fabulous Friday Morning to all, Economic news: Reuters Michigan Consumer Sentiment slightly up. Have a great day! … (2 comments)
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Rate Guard Nov 10th Update - 11/10/10 12:03 PM
Wonderful Weds morning to all, Economic news: Both initial and continuing jobless claims come in better than previous weeks, the trade balance narrows suggesting better growth. The positive economic news will hurt bonds but is good for the economy. Have a great day! … (0 comments)
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Rate Guard Nov 9th Update - 11/09/10 12:17 PM
Terrific Tuesday Morning to all, Economic news: Wholesale inventories exceeded expectations, Economic optimism was up slightly over Oct. Video is delayed Coupon Rollover also this morning thus the drop. The market is dropping FYI! … (0 comments)
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Rate Guard Nov 8th Update - 11/08/10 10:50 AM
Marvelous Monday Morning to all, Lean economic news this morning: The markets are looking for a sense direction, focus is back to global economic markets. Have a great day! … (2 comments)
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Benicia Open Houses Nov 6th & 7th - 11/05/10 09:56 PM
Benicia Open Houses Nov 6th & 7th
Jeannie Hamann Hamann Real estate
538 Laurel Ct
Sun 1-4?
Cathy Watson Coldwell Banker Solano Pacific
695 Daffodil Dr
Sun2-5
Irma Ward Prudential California Benicia
880 West K St
Downtown, Water Views...
Sat 1-5
Have a great weekend!
… (3 comments)
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Rate Guard Nov 5th Update - 11/05/10 10:57 AM
Fabulous Friday Morning to all, Economic News: Non-Farm payrolls up for Oct ( still low but nice improvement), Unemployment Rate stays the same at 9.6%. Have a great weekend! … (0 comments)
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Mortgage Market Outlook for 2011 via my Crystal Ball - 11/05/10 12:13 AM
Mortgage Market Outlook for 2011 via my Crystal Ball While we currently are facing one of the more challenging economic recoveries, however opportunity exists… The economic outlook will certainly change with the many variable indicators that influence the markets. One HUGE economic factor which will enable our recovery is simply HELPING OTHERS whenever you sense that assistance is needed… Reach out and lend your expertise at every chance you get! Your efforts will be GREATLY appreciated. … (2 comments)
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FHA 203k Loan Program for Home Purchases or Refinances - 11/04/10 01:12 PM
The FHA 203k loan is a great option for homes that need limited improvements or to update the home. This is updated 11/17 Video with just music is now 2nd. … (0 comments)
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Rate Guard Nov 4th Update - 11/04/10 11:00 AM
Terrific Thursday Morning to all, Economic News: Initial Jobless claims spike back up, Continuing Jobless claims slightly better than previous week, Non-Farm productivity was up. Have a great Day! … (0 comments)
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Rate Guard Nov 3rd Update - 11/03/10 11:01 AM
Wonderful Weds Morning to all, Economic News : ADP Employment ( private payroll) shows positive growth, Factory Orders beat expectations also. Eyes are on the outcome of the FED meeting this afternoon. Have a great day … (0 comments)
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Rate Guard Nov 2nd Update - 11/02/10 10:55 AM
Terrific Tuesday Morning to all, Economic News is lean this morning. The markets will remain choppy until elections and the FED meeting outcome is finalized. Have a great day! … (0 comments)
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Rate Guard Nov 1st Update - 11/01/10 11:10 AM
Marvelous Monday morning to all, Economic news: Personal expenditure index flat, Personal income under expectations, personal expenditure price index under expectations. Expect choppy trading with the FED meeting, if closing short term might be wise to lock in. Have a great day! … (2 comments)
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