benicia home loans: Rate Guard Dec 20th Update
- 12/20/10 02:28 AM
A Marvelous Monday Morning to all, Economic News: Consumer Confidence is due out later. Be careful.. advice lock on any rally. The 22nd + 23rd are packed with economic reports which can sway the markets either way. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 17th Update
- 12/17/10 02:57 AM
Fabulous Friday morning to all, Economic news: Leading Indicators show economic growth, but the housing market is still lagging… Until a sustained rally is seen bias to lock the markets are still very choppy. Investors have run to W-St and equities for now when they correct the flight back to quality ( bonds) will occur. Have a great weekend! … (0 comments)
benicia home loans: Rate Guard Dec 16th Update
- 12/16/10 02:59 AM
Terrific Thursday Morning to all, Economic News: Initial Jobless claims show improvement, Continuing Jobless up over last week. Housing starts were up 3.9% for Nov. Market still is losing ground be careful. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 15th Update
- 12/15/10 03:00 AM
A Wonderful Weds Morning to all, Economic News: CPI ( Consumer Price Index which is measure if inflation) For the month at expectations but low, For the year slightly better than expected. NY ST Manufacturing Index beats expectations- almost double what was projected, Industrial Production is also up. Economic News will again put pressure on the market. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 14th Update
- 12/14/10 02:53 AM
Terrific Tuesday Morning to all, Economic News: PPI ( Produce Price Index which is a measurement of inflation) for the previous month and year at or better than expected, Retail sales positive improvement. Positive news which will put pressure on bonds as the day progresses bias to lock before more ground is lost. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 10th Update
- 12/10/10 02:58 AM
A Fabulous Friday morning to all, Economic News: Import prices for the month and year both show increases, trade balance narrows which shows an increased demand for US goods and services. Have a great Weekend! … (2 comments)
benicia home loans: Rate Guard Dec 9th Update
- 12/09/10 05:20 AM
Terrific Thursday morning to all, Economic News: Both initial and continuing jobless claims come in better than expectations, Wholesale inventories also beat expectations. Short term locking bias until we find our new trading range. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 8th Update
- 12/08/10 03:02 AM
Marvelous Morning to all, No economic news today: The markets are very volatile locking before more deterioration occurs is best at this point until we settle into a trading range. Have a Great Day! … (0 comments)
benicia home loans: Rate Guard Dec 7th Update
- 12/07/10 03:01 AM
A Terrific Tuesday Morning to all, Economic news: Consume Confidence is due out later today> A compromise was reached ( still needs to be passed) with the extension of Bush Era Tax credits, and Un-Employment benefits give W-St a morning boost. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 6th Update
- 12/06/10 03:00 AM
A Marvelous Monday morning to all, No economic news today: The FED spoke about the lack of inflation, and the ability to control it. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 3rd Update
- 12/03/10 03:01 AM
Fabulous Friday Morning to all, Economic News: The Un-Employment rate jumps up, Factory Orders come in under expectations. The markets have remained very volatile. Have a great weekend! … (0 comments)
benicia home loans: Rate Guard Dec 2nd Update
- 12/02/10 02:47 AM
Terrific Thursday morning to all, Economic News: Continuing and initial jobless claims were both up, Pending Home sales way above expectations. The markets are in un-charted waters and are very volatile. Have a great day! … (0 comments)
benicia home loans: Rate Guard Dec 1st Update
- 12/01/10 03:13 AM
Wonderful Weds Morning to all, Economic News: ADP payroll beats expectations, Construction spending was up, ISM manufacturing up for the 16th month.. W-ST is up almost 200pts, Beige book will most likely have rosy overtones! We have had positive economic news lately combined with the Fed buying Treasuries = market correction be very careful short term or long term. Have a great day! … (0 comments)
benicia home loans: Rate Guard Nov 30th Update
- 11/30/10 05:02 AM
A Terrific Tuesday Morning to all, Economic News: Case -Shiller Home Prices came in under expectations, Chicago Purchase Managers Index better than expected, Consumer Confidence was much better than the past. Consumer Confidence + Chicago Purchase Managers Index will put pressure on bonds be careful! Have a great day! … (0 comments)
benicia home loans: Rate Guard Nov 29th Update
- 11/29/10 02:51 AM
A Marvelous Monday Morning to all, I hope everyone enjoyed the Holiday weekend! Economic news: Focus is Ireland and European debt issues, with concerns of Korea. Have a great day! … (0 comments)
benicia home loans: Rate Guard Nov 26th Update
- 11/26/10 04:38 AM
A Fabulous Friday Morning to all, I hope everyone had a Great Thanksgiving with family and friends! Economic news: Ireland, Spain & Portugal are back in the spotlight again. Enjoy the Holiday Weekend! … (0 comments)
benicia home loans: Rate Guard Nov 24th Update
- 11/24/10 03:23 AM
Wonderful Weds Morning to all, Economic news: Both Initial and Continuing Jobless Claims show massive improvement, Durable Goods well under expectations, New Home Sales drop again, Housing Price Index drops also. Market Emotion: W-ST is rebounding be very careful! Have a Great Thanksgiving! … (0 comments)
benicia home loans: Rate Guard Nov 23rd Update
- 11/23/10 03:19 AM
Terrific Tuesday Morning to all, Economic News: GDP beats expectation, Existing Home Sales slide slightly in Oct, Richmond Fed Man Index shows improvement. Conflict between North + South Korea shakes world markets. Have a great Day! … (0 comments)
benicia home loans: Rate Guard Nov 22nd Update
- 11/22/10 03:09 AM
Marvelous Monday Morning to all, No earth shaking economic news today. Expect choppy trading with many traders off for the holiday weekend! Tomorrow will set the tone for the markets direction. Tuesday Economic News: GDP , Existing Home Sales, Richmond FED Manufacturing Index, FOMC minutes. Have a great day! … (0 comments)
benicia home loans: Rate Guard Nov 19th Update
- 11/19/10 04:24 AM
Fabulous Friday Morning to all, Economic news: China raises the reserve requirement for banks but not rates. No earthshaking domestic economic news. Have a great weekend! … (0 comments)
My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates.
Good economic news usually is bad for bonds = higher interest rates
Bad economic news is normally good for bonds= lower interest rates
The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news.
Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few.
The higher bonds are = the lower interest rates are.
Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect.
My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues.
Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account.
Let’s make a difference in our world!
I hope you enjoy!
A Marvelous Monday Morning to all, Economic News: Consumer Confidence is due out later. Be careful.. advice lock on any rally. The 22nd + 23rd are packed with economic reports which can sway the markets either way. Have a great day! … (0 comments)
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