benicia home loans: Rate Guard Nov 18th Update - 11/18/10 03:02 AM
A Terrific Thursday Morning to all, Economic News: Initial Jobless Claims a tick better than expected, Continuing Jobless Claims still high, Philly Fed Manufacturing Survey exceeds expectations by a huge number. Market Emotion: Very volatile Ireland may receive funds, China trying to slow down their economy (inflation fears). Whispers that bonds are over bought cause concern, W-St is regaining lost ground. Have a great Day … (0 comments)

benicia home loans: Rate Guard Nov 17th Update - 11/17/10 03:05 AM
A Wonderful Weds Morning to all, Economic News this morning: Core CPI ( measurement of inflation) flat, Building permits under expectations, Housing Starts lowest in last 18months. Core CPI shows the smallest increase since 1957= concerns with deflation and why the FED started QE2 to help try and move the economy. Have a great day! … (0 comments)

benicia home loans: Rate Guard Nov 16th Update - 11/16/10 03:05 AM
Terrific Tuesday morning to all, Economic news: Producer price index both for the month and year under expectations, Industrial production flat. The markets are very volatile… Is QE2 going to produce jobs, or improve the economy? Other nations are looking with the question are we using it to increase our competitiveness with foreign trade? Inflation is being sensed with other economy’s, and Europe is back on the radar again….debt issues Have a great day! … (0 comments)

benicia home loans: Rate Guard Nov15th Update - 11/15/10 03:06 AM
Marvelous Monday Morning to all, Economic news: NY ST Manufacturing Index came in well under expectations, Retail sales show growth for the 4th month in a row, Business inventories show improvement also. You Tube is slow this morning FYI Have a great day! … (0 comments)

benicia home loans: Rate Guard Nov 12th Update - 11/12/10 03:03 AM
Fabulous Friday Morning to all, Economic news: Reuters Michigan Consumer Sentiment slightly up. Have a great day! … (2 comments)

benicia home loans: Rate Guard Nov 10th Update - 11/10/10 04:03 AM
Wonderful Weds morning to all, Economic news: Both initial and continuing jobless claims come in better than previous weeks, the trade balance narrows suggesting better growth. The positive economic news will hurt bonds but is good for the economy. Have a great day! … (0 comments)

benicia home loans: Rate Guard Nov 9th Update - 11/09/10 04:17 AM
Terrific Tuesday Morning to all, Economic news: Wholesale inventories exceeded expectations, Economic optimism was up slightly over Oct. Video is delayed Coupon Rollover also this morning thus the drop. The market is dropping FYI! … (0 comments)

benicia home loans: Rate Guard Nov 8th Update - 11/08/10 02:50 AM
Marvelous Monday Morning to all, Lean economic news this morning: The markets are looking for a sense direction, focus is back to global economic markets. Have a great day! … (2 comments)

benicia home loans: Rate Guard Nov 5th Update - 11/05/10 03:57 AM
Fabulous Friday Morning to all, Economic News: Non-Farm payrolls up for Oct ( still low but nice improvement), Unemployment Rate stays the same at 9.6%. Have a great weekend! … (0 comments)

benicia home loans: Rate Guard Nov 4th Update - 11/04/10 04:00 AM
Terrific Thursday Morning to all, Economic News: Initial Jobless claims spike back up, Continuing Jobless claims slightly better than previous week, Non-Farm productivity was up. Have a great Day! … (0 comments)

benicia home loans: Rate Guard Nov 3rd Update - 11/03/10 04:01 AM
Wonderful Weds Morning to all, Economic News : ADP Employment ( private payroll) shows positive growth, Factory Orders beat expectations also. Eyes are on the outcome of the FED meeting this afternoon. Have a great day … (0 comments)

benicia home loans: Rate Guard Nov 2nd Update - 11/02/10 03:55 AM
Terrific Tuesday Morning to all, Economic News is lean this morning. The markets will remain choppy until elections and the FED meeting outcome is finalized. Have a great day! … (0 comments)

benicia home loans: Rate Guard Nov 1st Update - 11/01/10 04:10 AM
Marvelous Monday morning to all, Economic news: Personal expenditure index flat, Personal income under expectations, personal expenditure price index under expectations. Expect choppy trading with the FED meeting, if closing short term might be wise to lock in. Have a great day! … (2 comments)

benicia home loans: Rate Guard Oct 29th Update - 10/29/10 03:57 AM
Fabulous Friday Morning to all, Economic news: GDP annualized slightly under expectations, Chicago Purchase Managers Index beats expectations, Consumer Sentiment slightly down. Choppy trading is to be expected again today be careful Have a Happy Halloween … (0 comments)

benicia home loans: Rate Guard Oct 27th Update - 10/27/10 04:15 AM
Wonderful Weds Morning to all, Economic news: Durable goods orders up< new home sales up this morning. All eyes are on the Fed meeting next week. Market Emotion is uncertain= choppy erratic trading! Be very careful as we have left our old trading range home. Have a great day! … (0 comments)

benicia home loans: Rate Guard Oct 25th Update - 10/25/10 06:35 AM
Marvelous Monday Morning to all, Economic news: Existing home sales came in well above expectations< W- St is also up on the morning news. Be careful as the afternoon progresses.. Am issues with You Tube market has dropped already at 101.06 10:30 … (0 comments)

benicia home loans: Rate Guard Oct 22nd Update - 10/22/10 03:56 AM
Fantastic Friday morning to all, Light Economic news this morning: G-20 Meeting in Korea, W-St stutters with the possible trade war between China & US. Expect choppy trading today. Have a great Weekend! … (0 comments)

benicia home loans: Rate Guard Oct 21st Update - 10/21/10 04:01 AM
A Terrific Thursday morning to all, Economic news: Initial Jobless Claims slightly better than expectations, Continuing Jobless Claims still high, Leading indicators up, Philly Fed Manufacturing Survey positive. Market Emotion: W-St extends yesterday's rally, positive economic news will put heat on bonds today. Have a great day! … (0 comments)

benicia home loans: Rate Guard Oct 20th Update - 10/20/10 03:55 AM
Wonderful Weds Morning to all, Light economic news this morning: The Beige book released at 11am ( Ca time) will give the markets more of a sense of direction. Be careful as W-St has started to recover ground lost yesterday Have a great day! … (0 comments)

benicia home loans: Rate Guard Oct 19th Update - 10/19/10 03:59 AM
A Terrific Tuesday Morning to all, Economic news: China raises rates to slow down growth, housing starts up, and building permits were down. W-St loses ground in early trading with China raising rates. Have a great day! … (2 comments)

 
Paul Walton, CMPS (Cherry Creek Mortgage Co)

Paul Walton

CMPS

Benicia, CA

More about me…

Cherry Creek Mortgage Co

Address: 4301 Hacienda Dr Ste 120, Pleasanton, Ca, 94510

Office: (707) 745-1595

Fax: (888) 838-1959

My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates. Good economic news usually is bad for bonds = higher interest rates Bad economic news is normally good for bonds= lower interest rates The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news. Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few. The higher bonds are = the lower interest rates are. Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect. My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues. Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account. Let’s make a difference in our world! I hope you enjoy!


Links

Archives

RSS 2.0 Feed for this blog