benicia home loans: Rate Guard Oct 18th Update
- 10/18/10 04:10 AM
Marvelous Monday Morning to all, Economic news: Industrial production was down, NABH Housing Market Index was up. The market has improved from Fri but is un-decided at this point.. Have a great day! … (0 comments)
benicia home loans: Rate Guard Oct 15th Update
- 10/15/10 04:10 AM
Fabulous Friday Morning to all, Economic news: CPI (Consumer Price Index) comes in low, NY ST Manufacturing shows growth, Retail sales up a tick, and business inventories up a tick also. Concern is inflation being too low combined with sluggish growth for jobs. Have a great weekend! … (0 comments)
benicia home loans: Rate Guard Oct 14th Update
- 10/14/10 04:11 AM
A Terrific Thursday Morning to all, Economic news: Jobless claims remain high both initial and continuing, PPI ( Producer Price Index) Which is a measurement of inflation remains tame, trade balance widens which will cause concern for the manufacturing sector. Have a Great day … (0 comments)
benicia home loans: Rate Guard Oct 13th Update
- 10/13/10 04:04 AM
Wonderful Weds Morning to all, We will be following the 3.5% coupon moving forward (this is positive). The lower coupon - reflects how high bonds are currently= the amazing low interest rates. Economic News: Import prices down which reflects more goods being consumed worldwide, W-St is up on earnings reports. Have a great day! … (0 comments)
benicia home loans: Rate Guard Oct 12th Update
- 10/12/10 04:01 AM
Terrific Tuesday Morning to all, Economic news today: Economic optimism was down slightly, the markets are waiting on the release of FOMC minutes. … (2 comments)
benicia home loans: Rate Guard Oct 7th Update
- 10/07/10 04:04 AM
A Terrific Thursday Morning to all, Economic news: Initial Jobless claims drop, continuing jobless claims remain high. Friday's Unemployment numbers are expected to show an increase…………if the report is better than expectations we will lose ground. Have a great morning! … (0 comments)
benicia home loans: Rate Guard Oct 6th Update
- 10/06/10 04:02 AM
A Wonderful Weds Morning To all, Economic news today: Private sector sheds more jobs than expected, consumer confidence slips again. Bonds are at lofty heights lock in the gains Have a great day! … (0 comments)
benicia home loans: Rate Guard Oct 5th Update
- 10/05/10 04:03 AM
A Terrific Tuesday Morning to all, Economic news today: ISM Non -Manufacturing beats expectations + Japan lowers their interest rate. W-St is on a rally so be very careful. Have a great day! … (0 comments)
benicia home loans: Rate Guard Oct 4th Update
- 10/04/10 04:01 AM
Marvelous Monday Morning to all, Economic News: Factory Orders down, Pending home sales up. I would lock in gains! Have a Great Morning! … (0 comments)
benicia home loans: Rate Guard Oct 1st Update
- 10/01/10 04:09 AM
Fabulous Friday Morning to all, Economic news: Consumer Price Index flat no inflation, Personal income was up, Construction spending up, ISM Manufacturing off from Aug but in positive zone, Consumer sentiment off from Aug but slightly better than expectations. Expect choppy trading for the near future Have a great weekend! … (0 comments)
benicia home loans: Rate Guard Sept 30th Update
- 09/30/10 04:08 AM
A Terrific Thursday Morning to all, Economic News this morning: GDP shows slight improvement, Chicago Purchase Managers Index beats expectations. and both Initial and Continuing Jobless Claims come in better than expected. Trading has become very choppy lately so be very careful. Have a great morning! … (0 comments)
benicia home loans: Rate Guard Sept 29th Update
- 09/29/10 04:02 AM
A Wonderful Weds Morning to all, No earth shaking economic news today: W-St has concerns with Europe again…. jobs report tomorrow will give the markets direction. height="344"> Have a great day … (0 comments)
benicia home loans: Rate Guard Sept 28th Update
- 09/28/10 04:00 AM
A Terrific Tuesday Morning to all, Economic news today: Case Shiller home prices indices shows upward growth with home prices, consumer confidence was off and Richmond Fed manufacturing was way off… Lock in gains with the market being choppy lately Have great day! … (0 comments)
benicia home loans: Rate Guard Sept 27th Update
- 09/27/10 04:04 AM
A Marvelous Monday Morning to all, No earth shaking economic news today: W-St drifted slightly lower off from Friday's Rally. Have a great morning … (0 comments)
benicia home loans: Rate Guard Sept 24th Update
- 09/24/10 05:23 AM
Fantastic Friday Morning to all, W-St starts the morning off with a double digit rally based on durable goods report. New home sales were down. New home sale by region West Up 54.3% N-West up 16.7%, Mid-west down 26.1% and the South was down 10.9%. Have a great weekend! … (0 comments)
benicia home loans: Rate Guard Sept 23rd Update
- 09/23/10 04:00 AM
A Terrific Thursday Morning to all, Economic News This Morning: Both existing and continuing jobless claims were up, existing homes sales were also up, leading indicators up slightly. W-St is jittery with jobs reports……….. Have a great morning! … (0 comments)
benicia home loans: Rate Guard Sept 22nd Update
- 09/22/10 04:00 AM
Wonderful Weds Morning to all, Economic news this morning: Housing price index comes in down .5% for the month. California, Texas and Alaska show growth between 1-4% for the 2nd quarter. Short term lock in gains. Have a great morning! … (0 comments)
benicia home loans: Rate Guard Sept 21st Update
- 09/21/10 03:56 AM
Terrific Tuesday Morning to all, Nice morning opening with bonds. Economic News both Housing starts and Building permits were up but still too low for sustained growth. Watch for the Fed meeting later the outcome will give the markets direction. Have a great morning! … (0 comments)
benicia home loans: Rate Guard Sept 20th Update
- 09/20/10 04:03 AM
Marvelous Monday Morning to all, Lean Economic News this morning NABH Housing Market Index stays at 13 same as last month (we are looking for a read of 50). All eyes will be on the Housing Market this week, and Fed interest rate decision tomorrow. W-St is up on crop earnings… Have a great day! … (0 comments)
benicia home loans: Rate Guard Sept 17th Update
- 09/17/10 03:00 AM
Fabulous Friday Morning to all, Economic news: Core CPI Consumer Price Index came in flat signaling no inflation concerns. Trading will most likely be choppy. … (0 comments)
My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates.
Good economic news usually is bad for bonds = higher interest rates
Bad economic news is normally good for bonds= lower interest rates
The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news.
Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few.
The higher bonds are = the lower interest rates are.
Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect.
My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues.
Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account.
Let’s make a difference in our world!
I hope you enjoy!
Marvelous Monday Morning to all, Economic news: Industrial production was down, NABH Housing Market Index was up. The market has improved from Fri but is un-decided at this point.. Have a great day! … (0 comments)
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