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Foreclosure in Nevada - 08/30/10 02:04 PM
Nevada is a non-judicial foreclosure state. This means the bank doesn't have to go to court to foreclose they can foreclose by appointing a Trustee. When the Trust Deed is signed, it will usually contain a "Power Of Sale Clause" which gives the Trustee the authority to sell the property to satisfy the debt.Prior to foreclosing the lender must serve A Notice Of Default notifying the debtor that they are in default of the terms of the mortgage . A borrower has 35 days to cure the default by paying all the money that is behind plus costs in one lump (3 comments)
Loan Mods Are Just a Bandaid - 08/25/10 05:59 PM
Loan mods are not the long term fix to end foreclosure problems. All they do is buy some time. The homeowner live's in the home payment free until the bank makes a decision and it often takes them a year, or so to come to a decision. Let's hope the homeowner has saved some money to be able to make it down the road. It is a bandaid for the problem until the homeowner's get strong enough to stand up to the foreclosure, and some people never do. Once the mod is finished before they graduate the homeowner has to make (1 comments)
The Latest Real Estate Rip Off - 08/23/10 07:56 PM
If this isn't in the Rip Off Report, it should be. Many consumer groups, realtors and even Washington have noticed this. Many condo and townhouse owners are familiar wirth the resale fees that are charged when you sell the unit. This fee is calculated as a percentage of the sales price. Similar to this tax some builders are propsing a 1% tax to be paid to the builder each time a house is sold within a subdivision that he has built for as long as 99 years. This money does not go to improvements or upkeep, it goes to line the (5 comments)
Foreclosure Options - 08/23/10 03:04 PM
Preforeclosure is what happens before a mortgage company forecloses on a home. It is the factor that leads a mortgage company to call the note on a loan that they are holding. The homeowner becomes late with his mortgage payments, and the mortgage company sends out a Notice Of Default. Even before this event it is time to act.In today's economy, there are many reasons a homeowner defaults on his mortgage. Loss of employment, unforeseen events, an adjustable rate mortgage that readjusts, falling home values are just a few. When a homeowner falls behind on their payments, pride sets in and (0 comments)
Stop Paying Someone Else's Mortgage - 08/20/10 08:41 PM
Paying rent is like pouring money down the drain. But it's true, buying a home can be a hair raising experience. It can be a roller coaster of emotions....finding the right place....securing the loan....moving in. And if you're like most of us, your home will be your largest investment. The emotions over such a large and personal purchase can often cloud good business judgement.Many home buyers do very little research before "diving in" and investing their hard earned money. Before doing that it makes sense to be informed as possible. That's what this report is all about. It is designed to help you (4 comments)
Las Vegas Mortgage Delinquency - 08/20/10 01:28 PM
Although the delinquency rates for mortgages in Las Vegas fell to 18.18% in the second quarter, one in five Las Vegas mortgages were more than sixty days delinquent for the quarter. Las Vegas was second in the nation, behind Miami. In the second quarter, Nevada inched ahead of Miami with 15.86% versus 15.02% in Miami. The national rate is 6..67%. These rates are according to Trans Union. Contributing to this rate is unemployment rate in Las Vegas of 14%, which means people are not able to pay their mortgages. Also, home prices have declined 55% , which means more people are defaulting (3 comments)
Don"t Overprice Your Home - 08/18/10 08:51 PM
An overpriced home discourages prospective buyers from making offers because of the difference between asking price and market price. Most buyers are savy about the market value of a home, especially when working with a Realtor who educates their client to what other properties in the neighborhood are selling for. The compertition is stiff with an huge inventory of homes competing for offers. Don't let the offer that should go to you, go to the same house down the street because it was priced right and yours wasn't.Real estate agents lose interest in showing an overpriced house because they have a (5 comments)
Can Anyone Help Me With A Reference? - 08/13/10 08:14 PM
I looking for a reference on United Solutions Of America. Has anyone done business with them or personally know any of the principals? They are the seller's mandate for bulk reos. They also do transactional Funding. They are located in Florida. (0 comments)
The Most Important Advice An Investor Could Receive - 08/03/10 10:56 AM
As a rule, most home owners are suffwering in this market and will do what is necessary to help a potential buyer of their home. However, once in a while you will run into that unscrupulous seller who will try and rip you off. These are the owners who are in foreclosure that the "Ripoff Report" was written about. As a precautionary measure anytime you buy a home do not under any circumstances do any of the following before you close on the property. Do not pay any lender to reinstate the loan, or personally send any money to the lender. (2 comments)
How Are Demographics Affecting The Real Estate Market? - 08/01/10 01:02 PM
Demographics have a huge impact on the market. Population growth and population preferences have alot to do with the areas ane types of housing that are popular in todays market. Years ago people looked for small homes on big tracts of land. Today as land becomeas more valuable and prices have gone up, the trend is a larger home with a small lot. The trend is to move up as family grows and finances permit. Today, most families can't be without at least two bathrooms, so the one bathroom home becomes obsolete. Most families have more than one car, so a (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.