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Mortgage and Lending - Karen Pierce | Mortgage Loan Originator NMLS#223305 |360 Mortgage Group LLC NMLS #155922 Austin Texas - NMLS 223305
Nationwide mortgage lending, first time home buyers, sellers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, USDA 102% financing, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Austin Texas, origination|processing| underwriting| closing|funding|servicing all under one roof, NMLS #223305 licensed in AL, AZ, CA, FL, GA, IN, IA, KY, MD, OH, OR, TN, TX, VA, WI
RECENT BLOG POSTS
Thanks, Shuchi, for posting these great sayings of Zig Ziglar's.  Definitely some words of wisdom here.Zig Ziglar, a World War II Veteran, became the top sales person in several organizations before striking out on his own as a motivational speaker and trainer. With a Southern charm and lessons g...
04/12/2015
Settling in to the Hill Country of Central Texas, after putting in a full week in the Mortgage World helping homeowners refinance into some great loan products, it sure is fun to get out and explore. From the blue bonnets blooming along with the spring time wild flowers in the countryside to the ...
04/11/2015
On August 4, 2013, the State of Oregon rolled out its Foreclosure Avoidance Program established by Senate Bill 558. This requires most mortgage lenders to offer foreclosure mediation before they may file a judicial or non-judicial foreclosure in the State of Oregon. A homeowner is notified they h...
02/14/2014
The State of Oregon applied and received U.S. Treasury Hardest Hit Funds due to the extent of unemployment and foreclosure this State's citizens have experienced. The latest program, the Home Rescue Program, has been opened up to applicants who are seeking financial assistance on their home due t...
08/27/2013
Somehow I seem to have reblogged an earlier articel, but also worthy of attention! The costs associate with FHA loans are definitely a factor for buyers to consider today, and now that the Conventional Option of 3% down is back in play, the cost comparison will frequently tip in favor of that loa...
07/11/2013
Way to lay out the costs associated with delays in an upward trending interest rate market, Gene. Being cautious and diligent about making sure a home is affordable - including the repair costs identified in an inspection - are one thing, but the "chronic hagglers" will certainly pay a price in m...
07/11/2013
As a housing counselor working with Southern Oregon homeowners facing financial hardship, I appreciate homeowners having options to consider. As with the recent “fixing” of the Oregon Foreclosure Avoidance Program that will now incorporate homeowners facing judicial as well as non-judicial forecl...
07/01/2013
Homeowners experiencing financial difficulties are receiving modification of their mortgage terms from their lenders. As a housing counselor, this is a wonderful outcome for many families! When a homeowner’s lender approves modifying their original loan terms, they usually require the homeowner c...
05/29/2013
The Rogue Valley Association of Realtors and the Homebuilders Association of Jackson County presented the Southern Oregon Economic Summit today. Dr. Lawrence Yun the NAR Chief Economist, Dr. David Crowe the NAHB Chief Economist and Josh Lehner Senior Economist with the Oregon Office of Economic A...
05/23/2013
Housing Counselors working with homeowners seeking solutions to their financial hardship and alternatives to foreclosure comb through the homeowners’ individual situations. We’ll look at their past, current and possible future circumstances, making several recommendations based on that in-depth r...
05/17/2013
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