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Mortgage and Lending - Karen Pierce | Mortgage Loan Originator NMLS#223305 |360 Mortgage Group LLC NMLS #155922 Austin Texas - NMLS 223305
Nationwide mortgage lending, love to serve our Veterans, first time home buyers, sellers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, USDA 102% financing, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Austin Texas, origination|processing| underwriting| closing|funding|servicing all under one roof, NMLS #223305 licensed in AL, AZ, CA, FL, GA, IN, IA, KY, MD, OR, TN, TX, VA, WA, WI
A post not long ago about agents showing property to buyers who have realistic expectations made me think about some of the calls/emails/texts I have received from prospective buyers over the years. Realistic expectations weigh heavily in the equation leading to a successful home purchase. So do ...
I’ve been asked this question several times this past week, what now? It has been 9 years since the Feds raised the Federal Funds Rate. Extraordinary times, extraordinary circumstances, extraordinary measures. Interest rates have been held down so much longer than many of us anticipated they woul...
This post by Dorie Dillard is about one of my favorite highlights during the holidays, Mozart's Coffee Roasters Light show in Downtown Austin on Ladybird Lake.  I went last year twice with out of town guests  Really looking forward to heading there again soon with my family. Mozart’s Coffee Roast...
Home Equity Lines of Credit were a prevalent tool used by homeowners whose equity was growing like crazy in the real estate boom years. Many of these home equity lines of credit were set up with interest only payments for the first 10 years are beginning to reset now.  A homeowner who had been ch...
Texas continually hits “Top Lists” because of the booming economy, job and housing markets.   The Greater Austin area is definitely seeing this growth with the tech jobs coming in, Houston and Dallas areas experienced big boom with the oil and gas industry. There comes a point when these migratin...
I’m so excited! Not only is Independence Day a holiday I really enjoy celebrating, but summer is peak home buying season in many markets. As a lender, this makes me smile. As a boomerang buyer, it makes me grin ear to ear!  There are a lot of predictions of the number of home buyers re-entering t...
Thanks, Shuchi, for posting these great sayings of Zig Ziglar's.  Definitely some words of wisdom here.Zig Ziglar, a World War II Veteran, became the top sales person in several organizations before striking out on his own as a motivational speaker and trainer. With a Southern charm and lessons g...
Settling in to the Hill Country of Central Texas, after putting in a full week in the Mortgage World helping homeowners refinance into some great loan products, it sure is fun to get out and explore. From the blue bonnets blooming along with the spring time wild flowers in the countryside to the ...
On August 4, 2013, the State of Oregon rolled out its Foreclosure Avoidance Program established by Senate Bill 558. This requires most mortgage lenders to offer foreclosure mediation before they may file a judicial or non-judicial foreclosure in the State of Oregon. A homeowner is notified they h...
The State of Oregon applied and received U.S. Treasury Hardest Hit Funds due to the extent of unemployment and foreclosure this State's citizens have experienced. The latest program, the Home Rescue Program, has been opened up to applicants who are seeking financial assistance on their home due t...

Karen Pierce Cooper

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